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Daily Reference Rate (16:00 London)","url":"https://allratestoday.com/reference-rate/","terms":"Free to use with visible attribution linking to allratestoday.com"},"disclaimer":"AllRatesToday Daily Reference Rate: the per-currency median of our mid-market USD table sampled once a minute in a five-minute window centred on 16:00 Europe/London on business days (Mon–Fri). Published once, never revised. It is not the WM/Refinitiv (LSEG) fix and is not a benchmark registered under the EU or UK Benchmarks Regulation; use it for research, reporting and index calculation, not as the settlement rate of a financial instrument.","free_key":"Dated tables and history (/api/v1/reference-rate/{date} and /history) are on paid plans: https://allratestoday.com/pricing. Real-time market rates need a free API key (no card): https://allratestoday.com/register. Agents: POST https://allratestoday.com/api/agent/keys issues an instant 100-call trial key."}