--- title: "Bank Exchange Rate API: Commercial Bank Buy & Sell Rates by Country" description: "Commercial bank exchange rates, bank by bank, next to each country’s central bank rate: 35 banks in 11 countries, read hourly from the banks’ own rate pages, with a free JSON API. United Arab Emirates, Sri Lanka, India, Vietnam, Indonesia, Armenia, Taiwan, Japan, South Korea, Hong Kong, China." canonical: https://allratestoday.com/bank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-10-25T10:07:59.644Z --- # Bank Exchange Rate API: Commercial Bank Buy & Sell Rates by Country Commercial bank exchange rates, bank by bank, next to each country’s central bank rate: 35 banks in 11 countries, read hourly from the banks’ own rate pages, with a free JSON API. United Arab Emirates, Sri Lanka, India, Vietnam, Indonesia, Armenia, Taiwan, Japan, South Korea, Hong Kong, China. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer **Retail rates, not official rates.** Every figure in this section is the buy or sell price a bank displayed on its own website when we read it, and it can change before you reach the counter. Each country page shows the banks side by side with the central bank’s official rate. ## Countries [![](https://flagcdn.com/48x36/ae.png)](https://allratestoday.com/bank-exchange-rate-api/ae/) [**United Arab Emirates**](https://allratestoday.com/bank-exchange-rate-api/ae/) [![](https://allratestoday.com/logos/banks/fab.webp) First Abu Dhabi Bank](https://allratestoday.com/bank-exchange-rate-api/ae/fab/) · [![](https://allratestoday.com/logos/banks/enbd.webp) Emirates NBD](https://allratestoday.com/bank-exchange-rate-api/ae/enbd/) · [![](https://allratestoday.com/logos/banks/bos.webp) Bank of Sharjah](https://allratestoday.com/bank-exchange-rate-api/ae/bos/) · [![](https://allratestoday.com/logos/banks/adib.webp) Abu Dhabi Islamic Bank](https://allratestoday.com/bank-exchange-rate-api/ae/adib/) · [![](https://allratestoday.com/logos/banks/dib.webp) Dubai Islamic Bank](https://allratestoday.com/bank-exchange-rate-api/ae/dib/) 36 currencies · USD 3.6000 – 3.7460 AED · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/ae/) [![](https://flagcdn.com/48x36/lk.png)](https://allratestoday.com/bank-exchange-rate-api/lk/) [**Sri Lanka**](https://allratestoday.com/bank-exchange-rate-api/lk/) [![](https://allratestoday.com/logos/banks/ndb.webp) National Development Bank](https://allratestoday.com/bank-exchange-rate-api/lk/ndb/) · [![](https://allratestoday.com/logos/banks/ntb.webp) Nations Trust Bank](https://allratestoday.com/bank-exchange-rate-api/lk/ntb/) · [![](https://allratestoday.com/logos/banks/seylan.webp) Seylan Bank](https://allratestoday.com/bank-exchange-rate-api/lk/seylan/) · [![](https://allratestoday.com/logos/banks/boc.webp) Bank of Ceylon](https://allratestoday.com/bank-exchange-rate-api/lk/boc/) 27 currencies · USD 326.78 – 337.82 LKR · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/lk/) [![](https://flagcdn.com/48x36/in.png)](https://allratestoday.com/bank-exchange-rate-api/in/) [**India**](https://allratestoday.com/bank-exchange-rate-api/in/) [![](https://allratestoday.com/logos/banks/sbi.webp) State Bank of India](https://allratestoday.com/bank-exchange-rate-api/in/sbi/) · [![](https://allratestoday.com/logos/banks/bob.webp) Bank of Baroda](https://allratestoday.com/bank-exchange-rate-api/in/bob/) · [![](https://allratestoday.com/logos/banks/canara.webp) Canara Bank](https://allratestoday.com/bank-exchange-rate-api/in/canara/) · [![](https://allratestoday.com/logos/banks/iob.webp) Indian Overseas Bank](https://allratestoday.com/bank-exchange-rate-api/in/iob/) · [![](https://allratestoday.com/logos/banks/axis.webp) Axis Bank](https://allratestoday.com/bank-exchange-rate-api/in/axis/) · [![](https://allratestoday.com/logos/banks/bom.webp) Bank of Maharashtra](https://allratestoday.com/bank-exchange-rate-api/in/bom/) · [![](https://allratestoday.com/logos/banks/union.webp) Union Bank of India](https://allratestoday.com/bank-exchange-rate-api/in/union/) 26 currencies · USD 93.1300 – 96.4200 INR · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/in/) [![](https://flagcdn.com/48x36/vn.png)](https://allratestoday.com/bank-exchange-rate-api/vn/) [**Vietnam**](https://allratestoday.com/bank-exchange-rate-api/vn/) [![](https://allratestoday.com/logos/banks/vcb.webp) Vietcombank](https://allratestoday.com/bank-exchange-rate-api/vn/vcb/) · [![](https://allratestoday.com/logos/banks/bidv.webp) BIDV](https://allratestoday.com/bank-exchange-rate-api/vn/bidv/) · [![](https://allratestoday.com/logos/banks/agribank.webp) Agribank](https://allratestoday.com/bank-exchange-rate-api/vn/agribank/) · [![](https://allratestoday.com/logos/banks/vietinbank.webp) VietinBank](https://allratestoday.com/bank-exchange-rate-api/vn/vietinbank/) · [![](https://allratestoday.com/logos/banks/namabank.webp) Nam A Bank](https://allratestoday.com/bank-exchange-rate-api/vn/namabank/) 15 currencies · USD 25475.00 – 26040.00 VND · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/vn/) [![](https://flagcdn.com/48x36/id.png)](https://allratestoday.com/bank-exchange-rate-api/id/) [**Indonesia**](https://allratestoday.com/bank-exchange-rate-api/id/) [![](https://allratestoday.com/logos/banks/bca.webp) Bank Central Asia](https://allratestoday.com/bank-exchange-rate-api/id/bca/) · [![](https://allratestoday.com/logos/banks/maybankid.webp) Maybank Indonesia](https://allratestoday.com/bank-exchange-rate-api/id/maybankid/) 19 currencies · USD 17870.00 – 18175.00 IDR · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/id/) [![](https://flagcdn.com/48x36/am.png)](https://allratestoday.com/bank-exchange-rate-api/am/) [**Armenia**](https://allratestoday.com/bank-exchange-rate-api/am/) [![](https://allratestoday.com/logos/banks/ameria.webp) Ameriabank](https://allratestoday.com/bank-exchange-rate-api/am/ameria/) · [![](https://allratestoday.com/logos/banks/acba.webp) ACBA Bank](https://allratestoday.com/bank-exchange-rate-api/am/acba/) · [![](https://allratestoday.com/logos/banks/unibank.webp) Unibank](https://allratestoday.com/bank-exchange-rate-api/am/unibank/) · [![](https://allratestoday.com/logos/banks/idbank.webp) IDBank](https://allratestoday.com/bank-exchange-rate-api/am/idbank/) · [![](https://allratestoday.com/logos/banks/armswiss.webp) ArmSwissBank](https://allratestoday.com/bank-exchange-rate-api/am/armswiss/) 11 currencies · USD 358.00 – 364.00 AMD · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/am/) [![](https://flagcdn.com/48x36/tw.png)](https://allratestoday.com/bank-exchange-rate-api/tw/) [**Taiwan**](https://allratestoday.com/bank-exchange-rate-api/tw/) [![](https://allratestoday.com/logos/banks/esun.webp) E.SUN Bank](https://allratestoday.com/bank-exchange-rate-api/tw/esun/) · [![](https://allratestoday.com/logos/banks/sinopac.webp) Bank SinoPac](https://allratestoday.com/bank-exchange-rate-api/tw/sinopac/) 17 currencies · USD 32.5200 – 32.6720 TWD · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/tw/) [![](https://flagcdn.com/48x36/jp.png)](https://allratestoday.com/bank-exchange-rate-api/jp/) [**Japan**](https://allratestoday.com/bank-exchange-rate-api/jp/) [![](https://allratestoday.com/logos/banks/mufg.webp) MUFG Bank](https://allratestoday.com/bank-exchange-rate-api/jp/mufg/) 30 currencies · USD 155.51 – 157.51 JPY · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/jp/) [![](https://flagcdn.com/48x36/kr.png)](https://allratestoday.com/bank-exchange-rate-api/kr/) [**South Korea**](https://allratestoday.com/bank-exchange-rate-api/kr/) [![](https://allratestoday.com/logos/banks/hana.webp) Hana Bank](https://allratestoday.com/bank-exchange-rate-api/kr/hana/) 58 currencies · USD 1313.90 – 1339.90 KRW · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/kr/) [![](https://flagcdn.com/48x36/hk.png)](https://allratestoday.com/bank-exchange-rate-api/hk/) [**Hong Kong**](https://allratestoday.com/bank-exchange-rate-api/hk/) [![](https://allratestoday.com/logos/banks/hsbchk.webp) HSBC Hong Kong](https://allratestoday.com/bank-exchange-rate-api/hk/hsbchk/) · [![](https://allratestoday.com/logos/banks/bochk.webp) Bank of China (Hong Kong)](https://allratestoday.com/bank-exchange-rate-api/hk/bochk/) 18 currencies · USD 7.8090 – 7.8758 HKD · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/hk/) [![](https://flagcdn.com/48x36/cn.png)](https://allratestoday.com/bank-exchange-rate-api/cn/) [**China**](https://allratestoday.com/bank-exchange-rate-api/cn/) [![](https://allratestoday.com/logos/banks/boccn.webp) Bank of China](https://allratestoday.com/bank-exchange-rate-api/cn/boccn/) 34 currencies · USD 6.6606 – 6.6886 CNY · read 1h ago [View rates](https://allratestoday.com/bank-exchange-rate-api/cn/) ## How the country pages work - **Pick a currency** with the same amount-and-currency control as the converter; the amount converts at the central bank’s official rate. - **One row per bank**: logo, the bank’s own last-updated stamp, selling and buying rates, and a link to the bank’s full board. - **Best rates highlighted**: the highest buying and the lowest selling rate among the banks quoting that currency. - **Read hourly** from each bank’s public rates page; every figure is checked against the central bank rate before it is shown, so a parsing error never reaches the page. ## Free JSON API ``` # Every covered bank in a country, latest boards curl "https://allratestoday.com/api/open/bank-rates/ae" # One bank, one currency curl "https://allratestoday.com/api/open/bank-rates/ae/enbd?ccy=INR" ``` Keyless, CORS-open and cached 15 minutes at the edge. Every response carries the capture time, the bank’s own timestamp where it prints one, the central bank’s rate for the same currency and a disclaimer. Attribution back to allratestoday.com is the only condition. ## Frequently asked questions ### What is a bank exchange rate? The buying and selling rates a commercial bank displays for foreign currency, quoted as local currency per one unit of the foreign currency. The buying rate is what the bank pays you for foreign currency; the selling rate is what it charges. The gap is the bank’s spread. ### How is a bank rate different from the central bank rate and the mid-market rate? The mid-market rate is the interbank midpoint and moves all day. The central bank publishes one official reference rate per business day, used for tax, customs and accounting. A commercial bank quotes around those with a margin, and that board rate is what you actually get at the counter or in the app. ### Which countries and banks are covered? United Arab Emirates: First Abu Dhabi Bank, Emirates NBD, Bank of Sharjah, Abu Dhabi Islamic Bank, Dubai Islamic Bank. Sri Lanka: National Development Bank, Nations Trust Bank, Seylan Bank, Bank of Ceylon. India: State Bank of India, Bank of Baroda, Canara Bank, Indian Overseas Bank, Axis Bank, Bank of Maharashtra, Union Bank of India. Vietnam: Vietcombank, BIDV, Agribank, VietinBank, Nam A Bank. Indonesia: Bank Central Asia, Maybank Indonesia. Armenia: Ameriabank, ACBA Bank, Unibank, IDBank, ArmSwissBank. Taiwan: E.SUN Bank, Bank SinoPac. Japan: MUFG Bank. South Korea: Hana Bank. Hong Kong: HSBC Hong Kong, Bank of China (Hong Kong). China: Bank of China. Countries are added where bank boards differ enough from the central bank rate to matter, remittance corridors first. ### Is there an API? Yes, and it needs no key: /api/open/bank-rates/{country} returns every covered bank’s latest board as JSON and /api/open/bank-rates/{country}/{bank} returns one bank, optionally narrowed with ?ccy=. Attribution back to allratestoday.com is the only condition. ## Request a country or a bank Banks are added where boards differ enough from the central bank’s rate to matter, remittance corridors first. [Write to us](https://allratestoday.com/contact/) with a link to the bank’s public rates page. [Central Bank Exchange Rate API126 official sources, daily, with history](https://allratestoday.com/central-bank-rates-api/) [Mid-Market Exchange Rate APIReal-time interbank midpoint](https://allratestoday.com/exchange-rate-api/) [Tax Authority Exchange Rate APIHMRC, US Treasury, Swiss customs](https://allratestoday.com/tax-authority-rates-api/)