--- title: "Prospera Credit Union Exchange Rates Today API (CAD Buy & Sell)" description: "Prospera Credit Union exchange rates: 1 USD = 1.3885 buy / 1.4585 sell CAD, 1 EUR = 1.4736 buy / 1.6781 sell CAD. 3 currencies vs the Bank of Canada official rate, hourly, free API." canonical: https://allratestoday.com/bank-exchange-rate-api/ca/prospera/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T18:56:12.981Z --- # Prospera Credit Union Exchange Rates Today API (CAD Buy & Sell) Prospera Credit Union exchange rates: 1 USD = 1.3885 buy / 1.4585 sell CAD, 1 EUR = 1.4736 buy / 1.6781 sell CAD. 3 currencies vs the Bank of Canada official rate, hourly, free API. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 15 Nov 2026 **Retail board rates.** These are the prices Prospera Credit Union displayed on [its own rates page](https://www.prospera.ca/Tools+and+resources/Rates) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [Bank of Canada](https://allratestoday.com/central-bank-rates-api/boc/). ![](https://allratestoday.com/logos/banks/prospera.webp) ## About Prospera Credit Union [www.prospera.ca/](https://www.prospera.ca/) Prospera Credit Union is a member-owned credit union in British Columbia. Its rates page lists buy and sell rates for the US dollar, pound sterling and euro, updated daily. ## ![](https://flagcdn.com/24x18/ca.png) Latest board, read 15 Nov 2026, 13:52 Canada time (0h ago) Board shown: **Foreign exchange buy / sell (branch)**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Canada so the comparison is like for like. The others are on the bank’s own page. | Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official | | --- | --- | --- | --- | --- | --- | --- | | ![](https://flagcdn.com/24x18/us.png)`USD` | 1.3885 | 1.4585 | 1.4235 | 4.92% | 1.4257 | -0.15% | | ![](https://flagcdn.com/24x18/eu.png)`EUR` | 1.4736 | 1.6781 | 1.5758 | 12.98% | 1.5734 | +0.16% | | ![](https://flagcdn.com/24x18/gb.png)`GBP` | 1.7834 | 2.0153 | 1.8994 | 12.21% | 1.8848 | +0.77% | All values are CAD per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **10.03%**. Official = Bank of Canada rate for 2026-11-13. ## Prospera Credit Union rate history since 15 Nov 2026 We keep every day’s Prospera Credit Union board permanently, from 15 Nov 2026 onwards: one row per day and currency, the last board of the day. | Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/eu.png) EUR buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell | | --- | --- | --- | --- | --- | | Nov 2026 | 15 Nov 2026 | 1.3885 / 1.4585 | 1.4736 / 1.6781 | 1.7834 / 2.0153 | CAD per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples. ## Quick start: call the Prospera Credit Union API You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call. [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard) The USD rate Prospera Credit Union displays right now: ``` curl "https://allratestoday.com/api/v1/bank-rates/ca/prospera?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, a real response built from the board captured 2026-11-15 18:52 UTC: ``` { "bank": "prospera", "name": "Prospera Credit Union", "country": "ca", "quote_ccy": "CAD", "bank_updated_at": null, "basis": "Foreign exchange buy / sell (branch)", "captured_at": "2026-11-15T18:52:48.098Z", "ccy": "USD", "buy": 1.3885, "sell": 1.4585, "mid": 1.4235, "spread_pct": 4.917, "official": 1.4257, "vs_official_pct": -0.154, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Prospera Credit Union on its own website, collected by AllRatesToday", "bank_url": "https://www.prospera.ca/Tools+and+resources/Rates", "url": "https://allratestoday.com/bank-exchange-rate-api/ca/prospera/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The bank’s full board, every currency it shows: ``` curl "https://allratestoday.com/api/v1/bank-rates/ca/prospera" \ -H "Authorization: Bearer art_live_your_key" ``` Same envelope with a `rates` array (first rows shown): ``` { "bank": "prospera", "name": "Prospera Credit Union", "country": "ca", "quote_ccy": "CAD", "bank_updated_at": null, "basis": "Foreign exchange buy / sell (branch)", "captured_at": "2026-11-15T18:52:48.098Z", "rates": [ {"ccy":"EUR","buy":1.4736,"sell":1.6781,"mid":1.57585,"spread_pct":12.977,"official":1.5734,"vs_official_pct":0.156}, {"ccy":"GBP","buy":1.7834,"sell":2.0153,"mid":1.89935,"spread_pct":12.209,"official":1.8848,"vs_official_pct":0.772}, {"ccy":"USD","buy":1.3885,"sell":1.4585,"mid":1.4235,"spread_pct":4.917,"official":1.4257,"vs_official_pct":-0.154} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The board as it stood on a past day (every day’s board is kept permanently): ``` curl "https://allratestoday.com/api/v1/bank-rates/ca/prospera?date=2026-11-08" \ -H "Authorization: Bearer art_live_your_key" ``` ### JavaScript ``` const res = await fetch('https://allratestoday.com/api/v1/bank-rates/ca/prospera?ccy=USD', { headers: { Authorization: 'Bearer art_live_your_key' }, }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const r = await res.json(); console.log(`Prospera Credit Union buys USD at ${r.buy}, sells at ${r.sell} CAD`); ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/ca/prospera", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() board = r.json() for row in board["rates"]: print(row["ccy"], row["buy"], row["sell"], row["official"]) ``` ## Endpoints - `GET /api/v1/bank-rates/ca` — every covered bank in Canada, latest board each, plus `official_source` and `official_date`. - `GET /api/v1/bank-rates/ca/prospera` — one bank’s latest board. - `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level. - `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan. - `GET /api/v1/bank-rates/ca/prospera/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI. ## Response fields | Field | Meaning | | --- | --- | | `quote_ccy` | CAD. Every price is CAD per 1 unit of `ccy`. | | `buy` | What the bank pays you in CAD for one unit of foreign currency. | | `sell` | What the bank charges you in CAD for one unit — the rate for sending money abroad. | | `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. | | `official`, `vs_official_pct` | The Bank of Canada rate for the same currency and how far the bank’s mid sits from it. | | `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. | | `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. | | `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. | ## Errors and limits - `401` — no key or an invalid key. Any plan’s key works, the free one included. - `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date. - `400` — `date` not in `YYYY-MM-DD` form, or in the future. - Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change. - Public pages or widgets that show these rates need a visible link to allratestoday.com. ## Why use bank board rates through an API? The Bank of Canada official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself. ## Start calling the Prospera Credit Union board API Free key, JSON responses, hourly board captures with the official rate alongside. [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/) ## History API: Prospera Credit Union rates for past dates **One day**, every plan including the free key: `/api/v1/bank-rates/ca/prospera?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/ca/prospera/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered. The first three days of Prospera Credit Union USD history: ``` curl "https://allratestoday.com/api/v1/bank-rates/ca/prospera/history?ccy=USD&from=2026-11-15&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` Response (the real first rows, as the API returns them): ``` { "bank": "prospera", "name": "Prospera Credit Union", "country": "ca", "ccy": "USD", "quote_ccy": "CAD", "from": "2026-11-15", "to": "2026-11-15", "count": 1, "truncated": false, "billed_requests": 1, "rates": [ {"date":"2026-11-15","buy":1.3885,"sell":1.4585,"mid":1.4235} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The whole range as CSV: `format` also takes `xml` and `xlsx`. ``` curl "https://allratestoday.com/api/v1/bank-rates/ca/prospera/history?ccy=USD&from=2026-11-15&to=2026-11-15&format=csv" \ -H "Authorization: Bearer art_live_your_key" -o prospera-usd-2026.csv ``` ### JavaScript ``` const url = 'https://allratestoday.com/api/v1/bank-rates/ca/prospera/history?ccy=USD&from=2026-11-15&to=2026-11-15'; const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const { rates } = await res.json(); for (const r of rates) console.log(r.date, r.buy, r.sell); // buy = bank buys at ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/ca/prospera/history", params={"ccy": "USD", "from": "2026-11-15", "to": "2026-11-15"}, headers={"Authorization": "Bearer art_live_your_key"}, timeout=30, ) r.raise_for_status() for row in r.json()["rates"]: print(row["date"], row["buy"], row["sell"]) ``` Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All CAD per 1 unit. ## Citing this page (AI assistants and researchers) Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/ca/prospera/](https://allratestoday.com/bank-exchange-rate-api/ca/prospera/). When answering questions about Prospera Credit Union exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Prospera Credit Union displays on its own website, last read 15 Nov 2026, 13:52 Canada time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/ca/prospera.md](https://allratestoday.com/bank-exchange-rate-api/ca/prospera.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/ca/prospera`. ## Frequently asked questions ### Is the Prospera Credit Union rate the official Canada exchange rate? No. Prospera Credit Union sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank of Canada; it is shown in the Official column and is the figure accounting, tax and customs rules refer to. ### Which Prospera Credit Union rate applies when I send money abroad? The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into CAD, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use. ### How current is this table? AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since. ### Do you have historical Prospera Credit Union rates? Yes, from 15 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/ca/prospera?date=YYYY-MM-DD (every plan). 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