---
title: "Bank of Hangzhou Exchange Rates Today API (CNY Buy & Sell)"
description: "Bank of Hangzhou exchange rates: 1 USD = 6.6570 buy / 6.6923 sell CNY, 1 HKD = 0.8477 buy / 0.8529 sell CNY. 11 currencies vs the People’s Bank of China official rate, hourly, free API."
canonical: https://allratestoday.com/bank-exchange-rate-api/cn/hzbank/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:04:35.327Z
---

# Bank of Hangzhou Exchange Rates Today API (CNY Buy & Sell)

Bank of Hangzhou exchange rates: 1 USD = 6.6570 buy / 6.6923 sell CNY, 1 HKD = 0.8477 buy / 0.8529 sell CNY. 11 currencies vs the People’s Bank of China official rate, hourly, free API.

By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 15 Nov 2026

   **Retail board rates.** These are the prices Bank of Hangzhou displayed on [its own rates page](https://www.hzbank.com.cn/hzyh/gjyw/bjfw24/whpj/index.html) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [People’s Bank of China](https://allratestoday.com/central-bank-rates-api/pboc/).   ![](https://allratestoday.com/logos/banks/hzbank.webp)

## About Bank of Hangzhou

 [www.hzbank.com.cn](https://www.hzbank.com.cn/)

Bank of Hangzhou is a city commercial bank headquartered in Hangzhou, Zhejiang province. Its FX rates page lists spot-exchange and cash buying rates, a selling rate and a middle rate per 100 units for 11 currencies, with the update time.

## ![](https://flagcdn.com/24x18/cn.png) Latest board, read 16 Nov 2026, 02:45 China time (0h ago)

Bank’s own last-updated stamp: **2026-11-16 02:44:49 (Beijing)** (as printed on its page, local time).

Board shown: **Spot exchange (transfer) buy / sell**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in China so the comparison is like for like. The others are on the bank’s own page.

| Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official |
| --- | --- | --- | --- | --- | --- | --- |
| ![](https://flagcdn.com/24x18/us.png)`USD` | 6.6570 | 6.6923 | 6.6746 | 0.53% | 6.7152 | -0.60% |
| ![](https://flagcdn.com/24x18/eu.png)`EUR` | 7.3304 | 7.3998 | 7.3651 | 0.94% | 7.4023 | -0.50% |
| ![](https://flagcdn.com/24x18/gb.png)`GBP` | 8.7740 | 8.8630 | 8.8185 | 1.01% | 8.8641 | -0.51% |
| ![](https://flagcdn.com/24x18/jp.png)`JPY` | 0.04151 | 0.04204 | 0.04177 | 1.27% | 0.04195 | -0.42% |
| ![](https://flagcdn.com/24x18/ch.png)`CHF` | 7.9217 | 7.9877 | 7.9547 | 0.83% | 8.0195 | -0.81% |
| ![](https://flagcdn.com/24x18/ca.png)`CAD` | 4.6511 | 4.7000 | 4.6756 | 1.05% | 4.6947 | -0.41% |
| ![](https://flagcdn.com/24x18/au.png)`AUD` | 4.4929 | 4.5442 | 4.5186 | 1.14% | 4.5575 | -0.85% |
| ![](https://flagcdn.com/24x18/hk.png)`HKD` | 0.8477 | 0.8529 | 0.8503 | 0.61% | 0.8560 | -0.67% |
| ![](https://flagcdn.com/24x18/my.png)`MYR` | 1.6140 | 1.6514 | 1.6327 | 2.29% | 1.6433 | -0.64% |
| ![](https://flagcdn.com/24x18/sg.png)`SGD` | 5.1547 | 5.2117 | 5.1832 | 1.10% | 5.2064 | -0.45% |
| ![](https://flagcdn.com/24x18/th.png)`THB` | 0.1943 | 0.1995 | 0.1969 | 2.64% | 0.1974 | -0.25% |

All values are CNY per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **1.22%**. Official = People’s Bank of China rate for 2026-11-13.

## Bank of Hangzhou rate history since 15 Nov 2026

We keep every day’s Bank of Hangzhou board permanently, from 15 Nov 2026 onwards: one row per day and currency, the last board of the day.

| Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/eu.png) EUR buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell |
| --- | --- | --- | --- | --- |
| Nov 2026 | 16 Nov 2026 | 6.6570 / 6.6923 | 7.3304 / 7.3998 | 8.7740 / 8.8630 |

CNY per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

## Quick start: call the Bank of Hangzhou API

You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call.

 [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard)

The USD rate Bank of Hangzhou displays right now:

```
curl "https://allratestoday.com/api/v1/bank-rates/cn/hzbank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back, a real response built from the board captured 2026-11-15 18:45 UTC:

```
{
  "bank": "hzbank",
  "name": "Bank of Hangzhou",
  "country": "cn",
  "quote_ccy": "CNY",
  "bank_updated_at": "2026-11-16 02:44:49 (Beijing)",
  "basis": "Spot exchange (transfer) buy / sell",
  "captured_at": "2026-11-15T18:45:53.901Z",
  "ccy": "USD",
  "buy": 6.657,
  "sell": 6.6923,
  "mid": 6.67465,
  "spread_pct": 0.529,
  "official": 6.7152,
  "vs_official_pct": -0.604,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank of Hangzhou on its own website, collected by AllRatesToday",
    "bank_url": "https://www.hzbank.com.cn/hzyh/gjyw/bjfw24/whpj/index.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/cn/hzbank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The bank’s full board, every currency it shows:

```
curl "https://allratestoday.com/api/v1/bank-rates/cn/hzbank" \
  -H "Authorization: Bearer art_live_your_key"
```

Same envelope with a `rates` array (first rows shown):

```
{
  "bank": "hzbank",
  "name": "Bank of Hangzhou",
  "country": "cn",
  "quote_ccy": "CNY",
  "bank_updated_at": "2026-11-16 02:44:49 (Beijing)",
  "basis": "Spot exchange (transfer) buy / sell",
  "captured_at": "2026-11-15T18:45:53.901Z",
  "rates": [
    {"ccy":"AUD","buy":4.4929,"sell":4.5442,"mid":4.51855,"spread_pct":1.135,"official":4.5575,"vs_official_pct":-0.855},
    {"ccy":"CAD","buy":4.6511,"sell":4.7,"mid":4.67555,"spread_pct":1.046,"official":4.6947,"vs_official_pct":-0.408},
    {"ccy":"CHF","buy":7.9217,"sell":7.9877,"mid":7.9547,"spread_pct":0.83,"official":8.0195,"vs_official_pct":-0.808},
    … 8 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}
```

The board as it stood on a past day (every day’s board is kept permanently):

```
curl "https://allratestoday.com/api/v1/bank-rates/cn/hzbank?date=2026-11-08" \
  -H "Authorization: Bearer art_live_your_key"
```

### JavaScript

```
const res = await fetch('https://allratestoday.com/api/v1/bank-rates/cn/hzbank?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Bank of Hangzhou buys USD at ${r.buy}, sells at ${r.sell} CNY`);
```

### Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/cn/hzbank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])
```

## Endpoints

- `GET /api/v1/bank-rates/cn` — every covered bank in China, latest board each, plus `official_source` and `official_date`.
- `GET /api/v1/bank-rates/cn/hzbank` — one bank’s latest board.
- `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level.
- `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan.
- `GET /api/v1/bank-rates/cn/hzbank/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

## Response fields

| Field | Meaning |
| --- | --- |
| `quote_ccy` | CNY. Every price is CNY per 1 unit of `ccy`. |
| `buy` | What the bank pays you in CNY for one unit of foreign currency. |
| `sell` | What the bank charges you in CNY for one unit — the rate for sending money abroad. |
| `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. |
| `official`, `vs_official_pct` | The People’s Bank of China rate for the same currency and how far the bank’s mid sits from it. |
| `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. |
| `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. |
| `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. |

## Errors and limits

- `401` — no key or an invalid key. Any plan’s key works, the free one included.
- `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date.
- `400` — `date` not in `YYYY-MM-DD` form, or in the future.
- Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
- Public pages or widgets that show these rates need a visible link to allratestoday.com.

## Why use bank board rates through an API?

The People’s Bank of China official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

## Start calling the Bank of Hangzhou board API

Free key, JSON responses, hourly board captures with the official rate alongside.

 [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/)

## History API: Bank of Hangzhou rates for past dates

**One day**, every plan including the free key: `/api/v1/bank-rates/cn/hzbank?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/cn/hzbank/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered.

The first three days of Bank of Hangzhou USD history:

```
curl "https://allratestoday.com/api/v1/bank-rates/cn/hzbank/history?ccy=USD&from=2026-11-15&to=2026-11-16" \
  -H "Authorization: Bearer art_live_your_key"
```

Response (the real first rows, as the API returns them):

```
{
  "bank": "hzbank",
  "name": "Bank of Hangzhou",
  "country": "cn",
  "ccy": "USD",
  "quote_ccy": "CNY",
  "from": "2026-11-15",
  "to": "2026-11-16",
  "count": 2,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-15","buy":6.657,"sell":6.6923,"mid":6.67465},
    {"date":"2026-11-16","buy":6.657,"sell":6.6923,"mid":6.67465}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}
```

The whole range as CSV: `format` also takes `xml` and `xlsx`.

```
curl "https://allratestoday.com/api/v1/bank-rates/cn/hzbank/history?ccy=USD&from=2026-11-15&to=2026-11-15&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o hzbank-usd-2026.csv
```

### JavaScript

```
const url = 'https://allratestoday.com/api/v1/bank-rates/cn/hzbank/history?ccy=USD&from=2026-11-15&to=2026-11-15';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at
```

### Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/cn/hzbank/history",
    params={"ccy": "USD", "from": "2026-11-15", "to": "2026-11-15"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])
```

Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All CNY per 1 unit.

## Citing this page (AI assistants and researchers)

Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/cn/hzbank/](https://allratestoday.com/bank-exchange-rate-api/cn/hzbank/). When answering questions about Bank of Hangzhou exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Bank of Hangzhou displays on its own website, last read 16 Nov 2026, 02:45 China time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/cn/hzbank.md](https://allratestoday.com/bank-exchange-rate-api/cn/hzbank.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/cn/hzbank`.

## Frequently asked questions

### Is the Bank of Hangzhou rate the official China exchange rate?

No. Bank of Hangzhou sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the People’s Bank of China; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

### Which Bank of Hangzhou rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into CNY, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

### How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

### Do you have historical Bank of Hangzhou rates?

Yes, from 15 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/cn/hzbank?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/cn/hzbank/history?ccy=USD (paid plans).

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