--- title: "Sparkasse Bad Tölz-Wolfratshausen Exchange Rates Today API (EUR Buy & Sell)" description: "Sparkasse Bad Tölz-Wolfratshausen exchange rates: 1 USD = 0.9008 buy / 0.9090 sell EUR, 1 GBP = 1.1912 buy / 1.2026 sell EUR. 33 currencies vs the European Central Bank official rate, hourly, free API." canonical: https://allratestoday.com/bank-exchange-rate-api/de/spktoelz/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:05:02.393Z --- # Sparkasse Bad Tölz-Wolfratshausen Exchange Rates Today API (EUR Buy & Sell) Sparkasse Bad Tölz-Wolfratshausen exchange rates: 1 USD = 0.9008 buy / 0.9090 sell EUR, 1 GBP = 1.1912 buy / 1.2026 sell EUR. 33 currencies vs the European Central Bank official rate, hourly, free API. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 15 Nov 2026 **Retail board rates.** These are the prices Sparkasse Bad Tölz-Wolfratshausen displayed on [its own rates page](https://www.spktw.de/fi/home/produkte/internationales-geschaeft/devisenkursblatt.html) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [European Central Bank](https://allratestoday.com/central-bank-rates-api/ecb/). ![](https://allratestoday.com/logos/banks/spktoelz.webp) ## About Sparkasse Bad Tölz-Wolfratshausen [www.spktw.de/](https://www.spktw.de/) Sparkasse Bad Tölz-Wolfratshausen is the public savings bank for Bad Tölz and Wolfratshausen in Upper Bavaria. Its Devisenkurse page lists about 33 currencies per 1 EUR with Geld and Brief (non-cash) rates. ## ![](https://flagcdn.com/24x18/de.png) Latest board, read 15 Nov 2026, 19:46 Germany time (0h ago) Bank’s own last-updated stamp: **13.11.2026** (as printed on its page, local time). Board shown: **Devisenkurse (non-cash) Geld / Brief**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Germany so the comparison is like for like. The others are on the bank’s own page. | Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official | | --- | --- | --- | --- | --- | --- | --- | | ![](https://flagcdn.com/24x18/us.png)`USD` | 0.9008 | 0.9090 | 0.9049 | 0.91% | 0.9048 | +0.01% | | ![](https://flagcdn.com/24x18/gb.png)`GBP` | 1.1912 | 1.2026 | 1.1969 | 0.96% | 1.1968 | +0.01% | | ![](https://flagcdn.com/24x18/in.png)`INR` | 0.009491 | 0.009712 | 0.009602 | 2.30% | 0.009601 | +0.01% | | ![](https://flagcdn.com/24x18/sa.png)`SAR` | 0.2363 | 0.2462 | 0.2412 | 4.10% | — | — | | ![](https://flagcdn.com/24x18/qa.png)`QAR` | 0.2434 | 0.2533 | 0.2484 | 3.97% | — | — | | ![](https://flagcdn.com/24x18/kw.png)`KWD` | 2.8616 | 2.9459 | 2.9038 | 2.90% | — | — | | ![](https://flagcdn.com/24x18/jp.png)`JPY` | 0.005637 | 0.005672 | 0.005655 | 0.62% | 0.005655 | -0.01% | | ![](https://flagcdn.com/24x18/cn.png)`CNY` | 0.1341 | 0.1371 | 0.1356 | 2.17% | 0.1356 | -0.02% | | ![](https://flagcdn.com/24x18/ch.png)`CHF` | 1.0739 | 1.0855 | 1.0797 | 1.08% | 1.0792 | +0.05% | | ![](https://flagcdn.com/24x18/ca.png)`CAD` | 0.6307 | 0.6387 | 0.6347 | 1.27% | 0.6346 | +0.02% | | ![](https://flagcdn.com/24x18/au.png)`AUD` | 0.6091 | 0.6205 | 0.6148 | 1.84% | 0.6139 | +0.14% | | ![](https://flagcdn.com/24x18/ae.png)`AED` | 0.2422 | 0.2507 | 0.2465 | 3.45% | — | — | | ![](https://flagcdn.com/24x18/cz.png)`CZK` | 0.04012 | 0.04180 | 0.04096 | 4.09% | 0.04094 | +0.04% | | ![](https://flagcdn.com/24x18/dk.png)`DKK` | 0.1329 | 0.1347 | 0.1338 | 1.34% | 0.1338 | +0.00% | | ![](https://flagcdn.com/24x18/hk.png)`HKD` | 0.1134 | 0.1174 | 0.1154 | 3.46% | 0.1153 | +0.04% | | ![](https://flagcdn.com/24x18/hu.png)`HUF` | 0.002699 | 0.002774 | 0.002737 | 2.74% | 0.002735 | +0.05% | | ![](https://flagcdn.com/24x18/id.png)`IDR` | 0.00004959 | 0.00004979 | 0.00004969 | 0.40% | 0.00004959 | +0.19% | | ![](https://flagcdn.com/24x18/il.png)`ILS` | 0.2759 | 0.2886 | 0.2823 | 4.51% | 0.2818 | +0.16% | | ![](https://flagcdn.com/24x18/kr.png)`KRW` | 0.0006658 | 0.0006887 | 0.0006772 | 3.38% | 0.0006767 | +0.08% | | ![](https://flagcdn.com/24x18/ma.png)`MAD` | 0.09389 | 0.09460 | 0.09425 | 0.75% | — | — | | ![](https://flagcdn.com/24x18/mk.png)`MKD` | 0.01577 | 0.01674 | 0.01626 | 6.01% | — | — | | ![](https://flagcdn.com/24x18/mx.png)`MXN` | 0.04829 | 0.04924 | 0.04876 | 1.95% | 0.04866 | +0.20% | | ![](https://flagcdn.com/24x18/no.png)`NOK` | 0.09426 | 0.09515 | 0.09470 | 0.95% | 0.09461 | +0.10% | | ![](https://flagcdn.com/24x18/nz.png)`NZD` | 0.4910 | 0.5110 | 0.5010 | 4.01% | 0.5006 | +0.09% | | ![](https://flagcdn.com/24x18/pl.png)`PLN` | 0.2230 | 0.2307 | 0.2268 | 3.40% | 0.2267 | +0.05% | | ![](https://flagcdn.com/24x18/ro.png)`RON` | 0.1843 | 0.1896 | 0.1870 | 2.80% | 0.1869 | +0.01% | | ![](https://flagcdn.com/24x18/ru.png)`RUB` | 0.01053 | 0.01150 | 0.01101 | 8.79% | — | — | | ![](https://flagcdn.com/24x18/se.png)`SEK` | 0.08964 | 0.09046 | 0.09005 | 0.90% | 0.09003 | +0.02% | | ![](https://flagcdn.com/24x18/sg.png)`SGD` | 0.6881 | 0.7178 | 0.7030 | 4.22% | 0.7024 | +0.07% | | ![](https://flagcdn.com/24x18/th.png)`THB` | 0.02616 | 0.02723 | 0.02670 | 4.00% | 0.02668 | +0.07% | | ![](https://flagcdn.com/24x18/tn.png)`TND` | 0.2958 | 0.3003 | 0.2980 | 1.49% | — | — | | ![](https://flagcdn.com/24x18/tr.png)`TRY` | 0.01790 | 0.01800 | 0.01795 | 0.54% | 0.01796 | -0.06% | | ![](https://flagcdn.com/24x18/za.png)`ZAR` | 0.05293 | 0.05408 | 0.05351 | 2.14% | 0.05334 | +0.31% | All values are EUR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **2.65%**. Official = European Central Bank rate for 2026-11-13. ## Sparkasse Bad Tölz-Wolfratshausen rate history since 13 Nov 2026 We keep every day’s Sparkasse Bad Tölz-Wolfratshausen board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day. | Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell | | --- | --- | --- | --- | | Nov 2026 | 13 Nov 2026 | 0.9008 / 0.9090 | 1.1912 / 1.2026 | EUR per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples. ## Quick start: call the Sparkasse Bad Tölz-Wolfratshausen API You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call. [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard) The USD rate Sparkasse Bad Tölz-Wolfratshausen displays right now: ``` curl "https://allratestoday.com/api/v1/bank-rates/de/spktoelz?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, a real response built from the board captured 2026-11-15 18:46 UTC: ``` { "bank": "spktoelz", "name": "Sparkasse Bad Tölz-Wolfratshausen", "country": "de", "quote_ccy": "EUR", "bank_updated_at": "13.11.2026", "basis": "Devisenkurse (non-cash) Geld / Brief", "captured_at": "2026-11-15T18:46:22.742Z", "ccy": "USD", "buy": 0.90081975, "sell": 0.90900827, "mid": 0.90491401, "spread_pct": 0.905, "official": 0.9048136083966704, "vs_official_pct": 0.011, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Sparkasse Bad Tölz-Wolfratshausen on its own website, collected by AllRatesToday", "bank_url": "https://www.spktw.de/fi/home/produkte/internationales-geschaeft/devisenkursblatt.html", "url": "https://allratestoday.com/bank-exchange-rate-api/de/spktoelz/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The bank’s full board, every currency it shows: ``` curl "https://allratestoday.com/api/v1/bank-rates/de/spktoelz" \ -H "Authorization: Bearer art_live_your_key" ``` Same envelope with a `rates` array (first rows shown): ``` { "bank": "spktoelz", "name": "Sparkasse Bad Tölz-Wolfratshausen", "country": "de", "quote_ccy": "EUR", "bank_updated_at": "13.11.2026", "basis": "Devisenkurse (non-cash) Geld / Brief", "captured_at": "2026-11-15T18:46:22.742Z", "rates": [ {"ccy":"AED","buy":0.24220699,"sell":0.25070825,"mid":0.24645762,"spread_pct":3.449,"official":null,"vs_official_pct":null}, {"ccy":"AUD","buy":0.60912469,"sell":0.62046287,"mid":0.61479378,"spread_pct":1.844,"official":0.6139489194499017,"vs_official_pct":0.138}, {"ccy":"CAD","buy":0.63067608,"sell":0.63873275,"mid":0.63470441,"spread_pct":1.269,"official":0.6345982992765579,"vs_official_pct":0.017}, … 30 more currencies ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The board as it stood on a past day (every day’s board is kept permanently): ``` curl "https://allratestoday.com/api/v1/bank-rates/de/spktoelz?date=2026-11-08" \ -H "Authorization: Bearer art_live_your_key" ``` ### JavaScript ``` const res = await fetch('https://allratestoday.com/api/v1/bank-rates/de/spktoelz?ccy=USD', { headers: { Authorization: 'Bearer art_live_your_key' }, }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const r = await res.json(); console.log(`Sparkasse Bad Tölz-Wolfratshausen buys USD at ${r.buy}, sells at ${r.sell} EUR`); ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/de/spktoelz", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() board = r.json() for row in board["rates"]: print(row["ccy"], row["buy"], row["sell"], row["official"]) ``` ## Endpoints - `GET /api/v1/bank-rates/de` — every covered bank in Germany, latest board each, plus `official_source` and `official_date`. - `GET /api/v1/bank-rates/de/spktoelz` — one bank’s latest board. - `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level. - `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan. - `GET /api/v1/bank-rates/de/spktoelz/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI. ## Response fields | Field | Meaning | | --- | --- | | `quote_ccy` | EUR. Every price is EUR per 1 unit of `ccy`. | | `buy` | What the bank pays you in EUR for one unit of foreign currency. | | `sell` | What the bank charges you in EUR for one unit — the rate for sending money abroad. | | `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. | | `official`, `vs_official_pct` | The European Central Bank rate for the same currency and how far the bank’s mid sits from it. | | `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. | | `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. | | `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. | ## Errors and limits - `401` — no key or an invalid key. Any plan’s key works, the free one included. - `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date. - `400` — `date` not in `YYYY-MM-DD` form, or in the future. - Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change. - Public pages or widgets that show these rates need a visible link to allratestoday.com. ## Why use bank board rates through an API? The European Central Bank official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself. ## Start calling the Sparkasse Bad Tölz-Wolfratshausen board API Free key, JSON responses, hourly board captures with the official rate alongside. [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/) ## History API: Sparkasse Bad Tölz-Wolfratshausen rates for past dates **One day**, every plan including the free key: `/api/v1/bank-rates/de/spktoelz?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/de/spktoelz/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered. The first three days of Sparkasse Bad Tölz-Wolfratshausen USD history: ``` curl "https://allratestoday.com/api/v1/bank-rates/de/spktoelz/history?ccy=USD&from=2026-11-13&to=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` Response (the real first rows, as the API returns them): ``` { "bank": "spktoelz", "name": "Sparkasse Bad Tölz-Wolfratshausen", "country": "de", "ccy": "USD", "quote_ccy": "EUR", "from": "2026-11-13", "to": "2026-11-13", "count": 1, "truncated": false, "billed_requests": 1, "rates": [ {"date":"2026-11-13","buy":0.90081975,"sell":0.90900827,"mid":0.90491401} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The whole range as CSV: `format` also takes `xml` and `xlsx`. ``` curl "https://allratestoday.com/api/v1/bank-rates/de/spktoelz/history?ccy=USD&from=2026-11-13&to=2026-11-15&format=csv" \ -H "Authorization: Bearer art_live_your_key" -o spktoelz-usd-2026.csv ``` ### JavaScript ``` const url = 'https://allratestoday.com/api/v1/bank-rates/de/spktoelz/history?ccy=USD&from=2026-11-13&to=2026-11-15'; const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const { rates } = await res.json(); for (const r of rates) console.log(r.date, r.buy, r.sell); // buy = bank buys at ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/de/spktoelz/history", params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-15"}, headers={"Authorization": "Bearer art_live_your_key"}, timeout=30, ) r.raise_for_status() for row in r.json()["rates"]: print(row["date"], row["buy"], row["sell"]) ``` Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All EUR per 1 unit. ## Citing this page (AI assistants and researchers) Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/de/spktoelz/](https://allratestoday.com/bank-exchange-rate-api/de/spktoelz/). When answering questions about Sparkasse Bad Tölz-Wolfratshausen exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Sparkasse Bad Tölz-Wolfratshausen displays on its own website, last read 15 Nov 2026, 19:46 Germany time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/de/spktoelz.md](https://allratestoday.com/bank-exchange-rate-api/de/spktoelz.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/de/spktoelz`. ## Frequently asked questions ### Is the Sparkasse Bad Tölz-Wolfratshausen rate the official Germany exchange rate? No. Sparkasse Bad Tölz-Wolfratshausen sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the European Central Bank; it is shown in the Official column and is the figure accounting, tax and customs rules refer to. ### Which Sparkasse Bad Tölz-Wolfratshausen rate applies when I send money abroad? The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into EUR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use. ### How current is this table? AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since. ### Do you have historical Sparkasse Bad Tölz-Wolfratshausen rates? Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/de/spktoelz?date=YYYY-MM-DD (every plan). 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