--- title: "CIMB Niaga Exchange Rates Today API (IDR Buy & Sell)" description: "CIMB Niaga exchange rates: 1 USD = 18189.00 buy / 18204.00 sell IDR, 1 SGD = 14126.00 buy / 14146.00 sell IDR. 15 currencies vs the Bank Indonesia official rate, hourly, free API." canonical: https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-14T22:57:09.472Z --- # CIMB Niaga Exchange Rates Today API (IDR Buy & Sell) CIMB Niaga exchange rates: 1 USD = 18189.00 buy / 18204.00 sell IDR, 1 SGD = 14126.00 buy / 14146.00 sell IDR. 15 currencies vs the Bank Indonesia official rate, hourly, free API. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 14 Nov 2026 **Retail board rates.** These are the prices CIMB Niaga displayed on [its own rates page](https://www.cimbniaga.co.id/id/personal/homepage) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [Bank Indonesia](https://allratestoday.com/central-bank-rates-api/bi/). ![](https://allratestoday.com/logos/banks/cimbniaga.webp) ## About CIMB Niaga [www.cimbniaga.co.id](https://www.cimbniaga.co.id/) CIMB Niaga is the Indonesian subsidiary of Malaysia’s CIMB Group. Its homepage kurs table lists buying and selling rates for 15 currencies that apply in the OCTO app and website for deals of USD 3,000 equivalent or more. ## ![](https://flagcdn.com/24x18/id.png) Latest board, read 15 Nov 2026, 05:53 Indonesia time (0h ago) Bank’s own last-updated stamp: **13/11/2026 14:30:04 WIB** (as printed on its page, local time). Board shown: **OCTO app and web e-rate (min USD 3,000 equivalent)**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Indonesia so the comparison is like for like. The others are on the bank’s own page. | Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official | | --- | --- | --- | --- | --- | --- | --- | | ![](https://flagcdn.com/24x18/us.png)`USD` | 18189.00 | 18204.00 | 18196.50 | 0.08% | 18332.21 | -0.74% | | ![](https://flagcdn.com/24x18/eu.png)`EUR` | 20115.00 | 20139.00 | 20127.00 | 0.12% | 20323.09 | -0.96% | | ![](https://flagcdn.com/24x18/gb.png)`GBP` | 24072.00 | 24096.00 | 24084.00 | 0.10% | 24330.51 | -1.01% | | ![](https://flagcdn.com/24x18/sa.png)`SAR` | 4838.00 | 4855.00 | 4846.50 | 0.35% | 4885.07 | -0.79% | | ![](https://flagcdn.com/24x18/jp.png)`JPY` | 113.69 | 113.90 | 113.80 | 0.18% | 114.80 | -0.87% | | ![](https://flagcdn.com/24x18/cn.png)`CNY` | 2714.00 | 2730.00 | 2722.00 | 0.59% | 2749.08 | -0.98% | | ![](https://flagcdn.com/24x18/ch.png)`CHF` | 21760.00 | 21786.00 | 21773.00 | 0.12% | 22033.91 | -1.18% | | ![](https://flagcdn.com/24x18/ca.png)`CAD` | 12750.00 | 12768.00 | 12759.00 | 0.14% | 12860.20 | -0.79% | | ![](https://flagcdn.com/24x18/au.png)`AUD` | 12354.00 | 12373.00 | 12363.50 | 0.15% | 12511.73 | -1.19% | | ![](https://flagcdn.com/24x18/hk.png)`HKD` | 2319.32 | 2320.31 | 2319.82 | 0.04% | 2337.04 | -0.74% | | ![](https://flagcdn.com/24x18/kr.png)`KRW` | 13.5000 | 13.6700 | 13.5850 | 1.25% | 13.7400 | -1.13% | | ![](https://flagcdn.com/24x18/my.png)`MYR` | 4441.00 | 4459.00 | 4450.00 | 0.40% | 4494.29 | -0.98% | | ![](https://flagcdn.com/24x18/nz.png)`NZD` | 10071.00 | 10090.00 | 10080.50 | 0.19% | 10179.88 | -0.98% | | ![](https://flagcdn.com/24x18/sg.png)`SGD` | 14126.00 | 14146.00 | 14136.00 | 0.14% | 14269.64 | -0.94% | | ![](https://flagcdn.com/24x18/th.png)`THB` | 537.05 | 538.59 | 537.82 | 0.29% | 543.18 | -0.99% | All values are IDR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **0.28%**. Official = Bank Indonesia rate for 2026-11-13. ## CIMB Niaga rate history since 13 Nov 2026 We keep every day’s CIMB Niaga board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day. | Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/eu.png) EUR buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell | | --- | --- | --- | --- | --- | | Nov 2026 | 13 Nov 2026 | 18189.00 / 18204.00 | 20115.00 / 20139.00 | 24072.00 / 24096.00 | IDR per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples. ## Quick start: call the CIMB Niaga API You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call. [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard) The USD rate CIMB Niaga displays right now: ``` curl "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, a real response built from the board captured 2026-11-14 22:53 UTC: ``` { "bank": "cimbniaga", "name": "CIMB Niaga", "country": "id", "quote_ccy": "IDR", "bank_updated_at": "13/11/2026 14:30:04 WIB", "basis": "OCTO app and web e-rate (min USD 3,000 equivalent)", "captured_at": "2026-11-14T22:53:12.918Z", "ccy": "USD", "buy": 18189, "sell": 18204, "mid": 18196.5, "spread_pct": 0.082, "official": 18332.21, "vs_official_pct": -0.74, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by CIMB Niaga on its own website, collected by AllRatesToday", "bank_url": "https://www.cimbniaga.co.id/id/personal/homepage", "url": "https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The bank’s full board, every currency it shows: ``` curl "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga" \ -H "Authorization: Bearer art_live_your_key" ``` Same envelope with a `rates` array (first rows shown): ``` { "bank": "cimbniaga", "name": "CIMB Niaga", "country": "id", "quote_ccy": "IDR", "bank_updated_at": "13/11/2026 14:30:04 WIB", "basis": "OCTO app and web e-rate (min USD 3,000 equivalent)", "captured_at": "2026-11-14T22:53:12.918Z", "rates": [ {"ccy":"AUD","buy":12354,"sell":12373,"mid":12363.5,"spread_pct":0.154,"official":12511.73,"vs_official_pct":-1.185}, {"ccy":"CAD","buy":12750,"sell":12768,"mid":12759,"spread_pct":0.141,"official":12860.2,"vs_official_pct":-0.787}, {"ccy":"CHF","buy":21760,"sell":21786,"mid":21773,"spread_pct":0.119,"official":22033.91,"vs_official_pct":-1.184}, … 12 more currencies ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The board as it stood on a past day (every day’s board is kept permanently): ``` curl "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga?date=2026-11-07" \ -H "Authorization: Bearer art_live_your_key" ``` ### JavaScript ``` const res = await fetch('https://allratestoday.com/api/v1/bank-rates/id/cimbniaga?ccy=USD', { headers: { Authorization: 'Bearer art_live_your_key' }, }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const r = await res.json(); console.log(`CIMB Niaga buys USD at ${r.buy}, sells at ${r.sell} IDR`); ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() board = r.json() for row in board["rates"]: print(row["ccy"], row["buy"], row["sell"], row["official"]) ``` ## Endpoints - `GET /api/v1/bank-rates/id` — every covered bank in Indonesia, latest board each, plus `official_source` and `official_date`. - `GET /api/v1/bank-rates/id/cimbniaga` — one bank’s latest board. - `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level. - `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan. - `GET /api/v1/bank-rates/id/cimbniaga/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI. ## Response fields | Field | Meaning | | --- | --- | | `quote_ccy` | IDR. Every price is IDR per 1 unit of `ccy`. | | `buy` | What the bank pays you in IDR for one unit of foreign currency. | | `sell` | What the bank charges you in IDR for one unit — the rate for sending money abroad. | | `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. | | `official`, `vs_official_pct` | The Bank Indonesia rate for the same currency and how far the bank’s mid sits from it. | | `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. | | `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. | | `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. | ## Errors and limits - `401` — no key or an invalid key. Any plan’s key works, the free one included. - `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date. - `400` — `date` not in `YYYY-MM-DD` form, or in the future. - Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change. - Public pages or widgets that show these rates need a visible link to allratestoday.com. ## Why use bank board rates through an API? The Bank Indonesia official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself. ## Start calling the CIMB Niaga board API Free key, JSON responses, hourly board captures with the official rate alongside. [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/) ## History API: CIMB Niaga rates for past dates **One day**, every plan including the free key: `/api/v1/bank-rates/id/cimbniaga?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/id/cimbniaga/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered. The first three days of CIMB Niaga USD history: ``` curl "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga/history?ccy=USD&from=2026-11-13&to=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` Response (the real first rows, as the API returns them): ``` { "bank": "cimbniaga", "name": "CIMB Niaga", "country": "id", "ccy": "USD", "quote_ccy": "IDR", "from": "2026-11-13", "to": "2026-11-13", "count": 1, "truncated": false, "billed_requests": 1, "rates": [ {"date":"2026-11-13","buy":18189,"sell":18204,"mid":18196.5} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The whole range as CSV: `format` also takes `xml` and `xlsx`. ``` curl "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga/history?ccy=USD&from=2026-11-13&to=2026-11-14&format=csv" \ -H "Authorization: Bearer art_live_your_key" -o cimbniaga-usd-2026.csv ``` ### JavaScript ``` const url = 'https://allratestoday.com/api/v1/bank-rates/id/cimbniaga/history?ccy=USD&from=2026-11-13&to=2026-11-14'; const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const { rates } = await res.json(); for (const r of rates) console.log(r.date, r.buy, r.sell); // buy = bank buys at ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/id/cimbniaga/history", params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-14"}, headers={"Authorization": "Bearer art_live_your_key"}, timeout=30, ) r.raise_for_status() for row in r.json()["rates"]: print(row["date"], row["buy"], row["sell"]) ``` Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All IDR per 1 unit. ## Citing this page (AI assistants and researchers) Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga/](https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga/). When answering questions about CIMB Niaga exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices CIMB Niaga displays on its own website, last read 15 Nov 2026, 05:53 Indonesia time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga.md](https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/id/cimbniaga`. ## Frequently asked questions ### Is the CIMB Niaga rate the official Indonesia exchange rate? No. CIMB Niaga sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank Indonesia; it is shown in the Official column and is the figure accounting, tax and customs rules refer to. ### Which CIMB Niaga rate applies when I send money abroad? The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into IDR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use. ### How current is this table? AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since. ### Do you have historical CIMB Niaga rates? Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/id/cimbniaga?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/id/cimbniaga/history?ccy=USD (paid plans). ## Compare [All Indonesia banks side by sideBest buy and sell per currency](https://allratestoday.com/bank-exchange-rate-api/id/) [Bank Central AsiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bca/)[Maybank IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/maybankid/)[Bank MandiriBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/mandiri/)[OCBC IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/ocbcid/)[Bank DanamonBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/danamon/)[Bank MegaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankmega/)[PermataBankBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/permata/)[Panin BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/panin/) [Bank IndonesiaOfficial rate, daily, with history](https://allratestoday.com/central-bank-rates-api/bi/)