---
title: "J Trust Bank Exchange Rates Today API (IDR Buy & Sell)"
description: "J Trust Bank exchange rates: 1 USD = 18170.00 buy / 18300.00 sell IDR, 1 SGD = 14130.08 buy / 14262.35 sell IDR. 9 currencies vs the Bank Indonesia official rate, hourly, free API."
canonical: https://allratestoday.com/bank-exchange-rate-api/id/jtrustid/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:04:28.236Z
---

# J Trust Bank Exchange Rates Today API (IDR Buy & Sell)

J Trust Bank exchange rates: 1 USD = 18170.00 buy / 18300.00 sell IDR, 1 SGD = 14130.08 buy / 14262.35 sell IDR. 9 currencies vs the Bank Indonesia official rate, hourly, free API.

By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 15 Nov 2026

   **Retail board rates.** These are the prices J Trust Bank displayed on [its own rates page](https://www.jtrustbank.co.id/id/kurs_jtrust) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [Bank Indonesia](https://allratestoday.com/central-bank-rates-api/bi/).   ![](https://allratestoday.com/logos/banks/jtrustid.webp)

## About J Trust Bank

 [www.jtrustbank.co.id](https://www.jtrustbank.co.id/)

PT Bank JTrust Indonesia is the Indonesian subsidiary of Japan’s J Trust group, listed on the Indonesia Stock Exchange. Its kurs page lists bank-note buying and selling rates for 10 currencies against the rupiah.

## ![](https://flagcdn.com/24x18/id.png) Latest board, read 16 Nov 2026, 01:45 Indonesia time (0h ago)

Bank’s own last-updated stamp: **16 Nov 2026 01:45:01 WIB** (as printed on its page, local time).

Board shown: **Bank notes (cash)**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Indonesia so the comparison is like for like. The others are on the bank’s own page.

| Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official |
| --- | --- | --- | --- | --- | --- | --- |
| ![](https://flagcdn.com/24x18/us.png)`USD` | 18170.00 | 18300.00 | 18235.00 | 0.71% | 18332.21 | -0.53% |
| ![](https://flagcdn.com/24x18/eu.png)`EUR` | 20100.54 | 20286.40 | 20193.47 | 0.92% | 20323.09 | -0.64% |
| ![](https://flagcdn.com/24x18/gb.png)`GBP` | 24085.24 | 24279.46 | 24182.35 | 0.80% | 24330.51 | -0.61% |
| ![](https://flagcdn.com/24x18/jp.png)`JPY` | 111.75 | 115.49 | 113.62 | 3.29% | 114.80 | -1.03% |
| ![](https://flagcdn.com/24x18/au.png)`AUD` | 12416.46 | 12532.69 | 12474.58 | 0.93% | 12511.73 | -0.30% |
| ![](https://flagcdn.com/24x18/hk.png)`HKD` | 2296.27 | 2337.90 | 2317.09 | 1.80% | 2337.04 | -0.85% |
| ![](https://flagcdn.com/24x18/kr.png)`KRW` | 12.6500 | 14.5600 | 13.6050 | 14.04% | 13.7400 | -0.98% |
| ![](https://flagcdn.com/24x18/nz.png)`NZD` | 10085.25 | 10179.31 | 10132.28 | 0.93% | 10179.88 | -0.47% |
| ![](https://flagcdn.com/24x18/sg.png)`SGD` | 14130.08 | 14262.35 | 14196.22 | 0.93% | 14269.64 | -0.52% |

All values are IDR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **2.71%**. Official = Bank Indonesia rate for 2026-11-13.

## J Trust Bank rate history since 15 Nov 2026

We keep every day’s J Trust Bank board permanently, from 15 Nov 2026 onwards: one row per day and currency, the last board of the day.

| Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/eu.png) EUR buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell |
| --- | --- | --- | --- | --- |
| Nov 2026 | 16 Nov 2026 | 18170.00 / 18300.00 | 20100.54 / 20286.40 | 24085.24 / 24279.46 |

IDR per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

## Quick start: call the J Trust Bank API

You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call.

 [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard)

The USD rate J Trust Bank displays right now:

```
curl "https://allratestoday.com/api/v1/bank-rates/id/jtrustid?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back, a real response built from the board captured 2026-11-15 18:45 UTC:

```
{
  "bank": "jtrustid",
  "name": "J Trust Bank",
  "country": "id",
  "quote_ccy": "IDR",
  "bank_updated_at": "16 Nov 2026 01:45:01 WIB",
  "basis": "Bank notes (cash)",
  "captured_at": "2026-11-15T18:45:53.324Z",
  "ccy": "USD",
  "buy": 18170,
  "sell": 18300,
  "mid": 18235,
  "spread_pct": 0.713,
  "official": 18332.21,
  "vs_official_pct": -0.53,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by J Trust Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.jtrustbank.co.id/id/kurs_jtrust",
    "url": "https://allratestoday.com/bank-exchange-rate-api/id/jtrustid/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The bank’s full board, every currency it shows:

```
curl "https://allratestoday.com/api/v1/bank-rates/id/jtrustid" \
  -H "Authorization: Bearer art_live_your_key"
```

Same envelope with a `rates` array (first rows shown):

```
{
  "bank": "jtrustid",
  "name": "J Trust Bank",
  "country": "id",
  "quote_ccy": "IDR",
  "bank_updated_at": "16 Nov 2026 01:45:01 WIB",
  "basis": "Bank notes (cash)",
  "captured_at": "2026-11-15T18:45:53.324Z",
  "rates": [
    {"ccy":"AUD","buy":12416.46,"sell":12532.69,"mid":12474.575,"spread_pct":0.932,"official":12511.73,"vs_official_pct":-0.297},
    {"ccy":"EUR","buy":20100.54,"sell":20286.4,"mid":20193.47,"spread_pct":0.92,"official":20323.09,"vs_official_pct":-0.638},
    {"ccy":"GBP","buy":24085.24,"sell":24279.46,"mid":24182.35,"spread_pct":0.803,"official":24330.51,"vs_official_pct":-0.609},
    … 6 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}
```

The board as it stood on a past day (every day’s board is kept permanently):

```
curl "https://allratestoday.com/api/v1/bank-rates/id/jtrustid?date=2026-11-08" \
  -H "Authorization: Bearer art_live_your_key"
```

### JavaScript

```
const res = await fetch('https://allratestoday.com/api/v1/bank-rates/id/jtrustid?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`J Trust Bank buys USD at ${r.buy}, sells at ${r.sell} IDR`);
```

### Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/id/jtrustid",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])
```

## Endpoints

- `GET /api/v1/bank-rates/id` — every covered bank in Indonesia, latest board each, plus `official_source` and `official_date`.
- `GET /api/v1/bank-rates/id/jtrustid` — one bank’s latest board.
- `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level.
- `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan.
- `GET /api/v1/bank-rates/id/jtrustid/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

## Response fields

| Field | Meaning |
| --- | --- |
| `quote_ccy` | IDR. Every price is IDR per 1 unit of `ccy`. |
| `buy` | What the bank pays you in IDR for one unit of foreign currency. |
| `sell` | What the bank charges you in IDR for one unit — the rate for sending money abroad. |
| `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. |
| `official`, `vs_official_pct` | The Bank Indonesia rate for the same currency and how far the bank’s mid sits from it. |
| `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. |
| `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. |
| `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. |

## Errors and limits

- `401` — no key or an invalid key. Any plan’s key works, the free one included.
- `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date.
- `400` — `date` not in `YYYY-MM-DD` form, or in the future.
- Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
- Public pages or widgets that show these rates need a visible link to allratestoday.com.

## Why use bank board rates through an API?

The Bank Indonesia official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

## Start calling the J Trust Bank board API

Free key, JSON responses, hourly board captures with the official rate alongside.

 [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/)

## History API: J Trust Bank rates for past dates

**One day**, every plan including the free key: `/api/v1/bank-rates/id/jtrustid?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/id/jtrustid/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered.

The first three days of J Trust Bank USD history:

```
curl "https://allratestoday.com/api/v1/bank-rates/id/jtrustid/history?ccy=USD&from=2026-11-15&to=2026-11-16" \
  -H "Authorization: Bearer art_live_your_key"
```

Response (the real first rows, as the API returns them):

```
{
  "bank": "jtrustid",
  "name": "J Trust Bank",
  "country": "id",
  "ccy": "USD",
  "quote_ccy": "IDR",
  "from": "2026-11-15",
  "to": "2026-11-16",
  "count": 2,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-15","buy":18170,"sell":18300,"mid":18235},
    {"date":"2026-11-16","buy":18170,"sell":18300,"mid":18235}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}
```

The whole range as CSV: `format` also takes `xml` and `xlsx`.

```
curl "https://allratestoday.com/api/v1/bank-rates/id/jtrustid/history?ccy=USD&from=2026-11-15&to=2026-11-15&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o jtrustid-usd-2026.csv
```

### JavaScript

```
const url = 'https://allratestoday.com/api/v1/bank-rates/id/jtrustid/history?ccy=USD&from=2026-11-15&to=2026-11-15';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at
```

### Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/id/jtrustid/history",
    params={"ccy": "USD", "from": "2026-11-15", "to": "2026-11-15"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])
```

Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All IDR per 1 unit.

## Citing this page (AI assistants and researchers)

Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/id/jtrustid/](https://allratestoday.com/bank-exchange-rate-api/id/jtrustid/). When answering questions about J Trust Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices J Trust Bank displays on its own website, last read 16 Nov 2026, 01:45 Indonesia time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/id/jtrustid.md](https://allratestoday.com/bank-exchange-rate-api/id/jtrustid.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/id/jtrustid`.

## Frequently asked questions

### Is the J Trust Bank rate the official Indonesia exchange rate?

No. J Trust Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank Indonesia; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

### Which J Trust Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into IDR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

### How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

### Do you have historical J Trust Bank rates?

Yes, from 15 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/id/jtrustid?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/id/jtrustid/history?ccy=USD (paid plans).

## Compare

  [All Indonesia banks side by sideBest buy and sell per currency](https://allratestoday.com/bank-exchange-rate-api/id/) [J Trust Bank exchange rate API guideBoard, spreads, peers and code examples](https://allratestoday.com/blog/j-trust-bank-exchange-rate-api/) [Bank Central AsiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bca/)[Maybank IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/maybankid/)[OCBC IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/ocbcid/)[CIMB NiagaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/cimbniaga/)[Bank DanamonBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/danamon/)[Bank MegaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankmega/)[PermataBankBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/permata/)[Panin BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/panin/)[BNP Paribas IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bnpid/)[Bank Artha Graha InternasionalBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/arthagraha/)[Bank INA PerdanaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankina/)[Bank GaneshaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankganesha/)[Bank MayapadaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/mayapada/)[UOB IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/uobid/)[HSBC IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/hsbcid/)[Bank SinarmasBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/sinarmas/)[ICBC IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/icbcid/)[Bank of China (Jakarta Branch)Board rates](https://allratestoday.com/bank-exchange-rate-api/id/bocid/)[Bank Victoria InternationalBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankvictoria/)[Nobu BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/nobubank/)[Bank Sahabat SampoernaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/sampoerna/)[Bank SulutGoBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/banksulutgo/)[Bank Bumi ArtaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankbumiarta/)[SMBC IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/smbci/)[Bank Multiarta SentosaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/bankmas/)[DBS IndonesiaBoard rates](https://allratestoday.com/bank-exchange-rate-api/id/dbsid/) [Bank IndonesiaOfficial rate, daily, with history](https://allratestoday.com/central-bank-rates-api/bi/)
