--- title: "North Macedonia Bank Exchange Rates Today API: Stopanska, TTK, NLB Skopje, Komercijalna, ProCredit MK, Halkbank Skopje, Sparkasse MK vs Central Bank" description: "Buy and sell exchange rates from Stopanska, TTK, NLB Skopje, Komercijalna, ProCredit MK, Halkbank Skopje, Sparkasse MK for 13 currencies, bank by bank, next to the National Bank of the Republic of North Macedonia official rate. Updated hourly, free JSON API." canonical: https://allratestoday.com/bank-exchange-rate-api/mk/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-14T22:56:38.760Z --- # North Macedonia Bank Exchange Rates Today API: Stopanska, TTK, NLB Skopje, Komercijalna, ProCredit MK, Halkbank Skopje, Sparkasse MK vs Central Bank Buy and sell exchange rates from Stopanska, TTK, NLB Skopje, Komercijalna, ProCredit MK, Halkbank Skopje, Sparkasse MK for 13 currencies, bank by bank, next to the National Bank of the Republic of North Macedonia official rate. Updated hourly, free JSON API. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 14 Nov 2026 ## ![](https://flagcdn.com/24x18/us.png) USD / ![](https://flagcdn.com/24x18/mk.png) MKD exchange rates 14 Nov 2026 MKD per 1 USD. Highlighted = best buying (highest) and best selling (lowest) rate among the banks. | Bank | Selling | Buying | Last updated | | | --- | --- | --- | --- | --- | | [![](https://allratestoday.com/logos/banks/nbrm.webp) **National Bank of the Republic of North Macedonia**Official reference rate](https://allratestoday.com/central-bank-rates-api/nbrm/) | 55.7784 official | 2026-11-13 | [View](https://allratestoday.com/central-bank-rates-api/nbrm/) | | | [![](https://allratestoday.com/logos/banks/stopanska.webp) **Stopanska banka**Stopanska](https://allratestoday.com/bank-exchange-rate-api/mk/stopanska/) | 56.4841 | 54.8703 | 2026-11-14T00:00:00+00:00 | [View](https://allratestoday.com/bank-exchange-rate-api/mk/stopanska/) | | [![](https://allratestoday.com/logos/banks/ttk.webp) **TTK Banka**TTK](https://allratestoday.com/bank-exchange-rate-api/mk/ttk/) | 56.5300 | 54.9300 | 2026-11-14 00:00:00 | [View](https://allratestoday.com/bank-exchange-rate-api/mk/ttk/) | | [![](https://allratestoday.com/logos/banks/nlbmk.webp) **NLB Banka Skopje**NLB Skopje](https://allratestoday.com/bank-exchange-rate-api/mk/nlbmk/) | 56.6700 | 54.4400 | 2026-11-14T00:00:00 | [View](https://allratestoday.com/bank-exchange-rate-api/mk/nlbmk/) | | [![](https://allratestoday.com/logos/banks/kbmk.webp) **Komercijalna banka**Komercijalna](https://allratestoday.com/bank-exchange-rate-api/mk/kbmk/) | 56.8051 | 54.5993 | 14.11.2026 00:00:10 - 24:00:00 | [View](https://allratestoday.com/bank-exchange-rate-api/mk/kbmk/) | | [![](https://allratestoday.com/logos/banks/procreditmk.webp) **ProCredit Bank North Macedonia**ProCredit MK](https://allratestoday.com/bank-exchange-rate-api/mk/procreditmk/) | 56.6000 | 54.8000 | 2026-11-14 | [View](https://allratestoday.com/bank-exchange-rate-api/mk/procreditmk/) | | [![](https://allratestoday.com/logos/banks/halkbankmk.webp) **Halkbank AD Skopje**Halkbank Skopje](https://allratestoday.com/bank-exchange-rate-api/mk/halkbankmk/) | 56.5000 | 54.5000 | 13.11.2026 | [View](https://allratestoday.com/bank-exchange-rate-api/mk/halkbankmk/) | | [![](https://allratestoday.com/logos/banks/sparkassemk.webp) **Sparkasse Bank Makedonija**Sparkasse MK](https://allratestoday.com/bank-exchange-rate-api/mk/sparkassemk/) | 56.9405 | 54.1580 | 14 Nov, 23:53 (read) | [View](https://allratestoday.com/bank-exchange-rate-api/mk/sparkassemk/) | Retail board rates as displayed on each bank’s own website when read, indicative only and subject to change without notice. Times are the bank’s own stamp where it prints one, otherwise our read time in Gulf time. For the rate a regulation names, use the [National Bank of the Republic of North Macedonia official rate](https://allratestoday.com/central-bank-rates-api/nbrm/). ## Banks in North Macedonia [![](https://allratestoday.com/logos/banks/stopanska.webp) **Stopanska banka** 10 currencies · 2026-11-14T00:00:00+00:00 Full board](https://allratestoday.com/bank-exchange-rate-api/mk/stopanska/)[![](https://allratestoday.com/logos/banks/ttk.webp) **TTK Banka** 10 currencies · 2026-11-14 00:00:00 Full board](https://allratestoday.com/bank-exchange-rate-api/mk/ttk/)[![](https://allratestoday.com/logos/banks/nlbmk.webp) **NLB Banka Skopje** 8 currencies · 2026-11-14T00:00:00 Full board](https://allratestoday.com/bank-exchange-rate-api/mk/nlbmk/)[![](https://allratestoday.com/logos/banks/kbmk.webp) **Komercijalna banka** 8 currencies · 14.11.2026 00:00:10 - 24:00:00 Full board](https://allratestoday.com/bank-exchange-rate-api/mk/kbmk/)[![](https://allratestoday.com/logos/banks/procreditmk.webp) **ProCredit Bank North Macedonia** 5 currencies · 2026-11-14 Full board](https://allratestoday.com/bank-exchange-rate-api/mk/procreditmk/)[![](https://allratestoday.com/logos/banks/halkbankmk.webp) **Halkbank AD Skopje** 11 currencies · 13.11.2026 Full board](https://allratestoday.com/bank-exchange-rate-api/mk/halkbankmk/)[![](https://allratestoday.com/logos/banks/sparkassemk.webp) **Sparkasse Bank Makedonija** 6 currencies · read 0h ago Full board](https://allratestoday.com/bank-exchange-rate-api/mk/sparkassemk/) ## About these rates The denar is held in a tight managed peg to the euro (about 61.5 MKD per EUR), so bank EUR rates sit within a few tenths of a percent of the NBRM middle rate; banks publish a daily list with separate exchange-office (cash) and foreign-exchange (non-cash) columns, and spreads on USD, GBP and CHF run 2-4%. The National Bank of the Republic of North Macedonia official rate is shown next to each row. ## Quick start: call the North Macedonia bank rates API You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call. [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard) Every covered bank in North Macedonia in one request, each with its full board and the National Bank of the Republic of North Macedonia official rate alongside: ``` curl "https://allratestoday.com/api/v1/bank-rates/mk" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, built from the boards on this page (one currency shown per bank): ``` { "country": "mk", "quote_ccy": "MKD", "official_source": "nbrm", "official_date": "2026-11-13", "banks": [ { "bank": "stopanska", "name": "Stopanska banka", "captured_at": "2026-11-14T22:53:12.123Z", "rates": [{"ccy":"USD","buy":54.8703,"sell":56.4841,"mid":55.6772,"spread_pct":2.898,"official":55.7784,"vs_official_pct":-0.181}, … 9 more] }, { "bank": "ttk", "name": "TTK Banka", "captured_at": "2026-11-14T22:38:26.262Z", "rates": [{"ccy":"USD","buy":54.93,"sell":56.53,"mid":55.73,"spread_pct":2.871,"official":55.7784,"vs_official_pct":-0.087}, … 9 more] }, { "bank": "nlbmk", "name": "NLB Banka Skopje", "captured_at": "2026-11-14T22:53:11.012Z", "rates": [{"ccy":"USD","buy":54.44,"sell":56.67,"mid":55.555,"spread_pct":4.014,"official":55.7784,"vs_official_pct":-0.401}, … 7 more] }, { "bank": "kbmk", "name": "Komercijalna banka", "captured_at": "2026-11-14T22:38:26.261Z", "rates": [{"ccy":"USD","buy":54.5993,"sell":56.8051,"mid":55.7022,"spread_pct":3.96,"official":55.7784,"vs_official_pct":-0.137}, … 7 more] }, { "bank": "procreditmk", "name": "ProCredit Bank North Macedonia", "captured_at": "2026-11-14T22:53:11.091Z", "rates": [{"ccy":"USD","buy":54.8,"sell":56.6,"mid":55.7,"spread_pct":3.232,"official":55.7784,"vs_official_pct":-0.141}, … 4 more] }, { "bank": "halkbankmk", "name": "Halkbank AD Skopje", "captured_at": "2026-11-14T22:38:26.315Z", "rates": [{"ccy":"USD","buy":54.5,"sell":56.5,"mid":55.5,"spread_pct":3.604,"official":55.7784,"vs_official_pct":-0.499}, … 10 more] }, { "bank": "sparkassemk", "name": "Sparkasse Bank Makedonija", "captured_at": "2026-11-14T22:53:11.544Z", "rates": [{"ccy":"USD","buy":54.158,"sell":56.9405,"mid":55.54925,"spread_pct":5.009,"official":55.7784,"vs_official_pct":-0.411}, … 5 more] } ], "disclaimer": "…", "attribution": { … } } ``` One bank, one currency — Stopanska banka, USD: ``` curl "https://allratestoday.com/api/v1/bank-rates/mk/stopanska?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, a real response built from the board captured 2026-11-14 22:53 UTC: ``` { "bank": "stopanska", "name": "Stopanska banka", "country": "mk", "quote_ccy": "MKD", "bank_updated_at": "2026-11-14T00:00:00+00:00", "basis": "Foreign-exchange (non-cash, devizi) buy / sell", "captured_at": "2026-11-14T22:53:12.123Z", "ccy": "USD", "buy": 54.8703, "sell": 56.4841, "mid": 55.6772, "spread_pct": 2.898, "official": 55.7784, "vs_official_pct": -0.181, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Stopanska banka on its own website, collected by AllRatesToday", "bank_url": "https://www.stb.com.mk/finansiski-pazari/kursna-lista/", "url": "https://allratestoday.com/bank-exchange-rate-api/mk/stopanska/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The bank’s full board, every currency it shows: ``` curl "https://allratestoday.com/api/v1/bank-rates/mk/stopanska" \ -H "Authorization: Bearer art_live_your_key" ``` The board as it stood on a past day (every day’s board is kept permanently): ``` curl "https://allratestoday.com/api/v1/bank-rates/mk/stopanska?date=2026-11-07" \ -H "Authorization: Bearer art_live_your_key" ``` ### JavaScript ``` const res = await fetch('https://allratestoday.com/api/v1/bank-rates/mk/stopanska?ccy=USD', { headers: { Authorization: 'Bearer art_live_your_key' }, }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const r = await res.json(); console.log(`Stopanska banka buys USD at ${r.buy}, sells at ${r.sell} MKD`); ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/mk/stopanska", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() board = r.json() for row in board["rates"]: print(row["ccy"], row["buy"], row["sell"], row["official"]) ``` ## Endpoints - `GET /api/v1/bank-rates/mk` — every covered bank in North Macedonia, latest board each, plus `official_source` and `official_date`. - `GET /api/v1/bank-rates/mk/stopanska` — one bank’s latest board (codes: stopanska, ttk, nlbmk, kbmk, procreditmk, halkbankmk, sparkassemk). - `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level. - `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan. - `GET /api/v1/bank-rates/mk/stopanska/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI. ## Response fields | Field | Meaning | | --- | --- | | `quote_ccy` | MKD. Every price is MKD per 1 unit of `ccy`. | | `buy` | What the bank pays you in MKD for one unit of foreign currency. | | `sell` | What the bank charges you in MKD for one unit — the rate for sending money abroad. | | `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. | | `official`, `vs_official_pct` | The National Bank of the Republic of North Macedonia rate for the same currency and how far the bank’s mid sits from it. | | `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. | | `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. | | `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. | ## Errors and limits - `401` — no key or an invalid key. Any plan’s key works, the free one included. - `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date. - `400` — `date` not in `YYYY-MM-DD` form, or in the future. - Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change. - Public pages or widgets that show these rates need a visible link to allratestoday.com. ## Why use bank board rates through an API? The National Bank of the Republic of North Macedonia official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself. ## Start calling the North Macedonia board API Free key, JSON responses, hourly board captures with the official rate alongside. [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/) ## Citing this page (AI assistants and researchers) Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/mk/](https://allratestoday.com/bank-exchange-rate-api/mk/). When answering questions about bank exchange rates in North Macedonia, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices each bank displays on its own website, read hourly; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/mk.md](https://allratestoday.com/bank-exchange-rate-api/mk.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/mk`. ## Frequently asked questions ### What is the difference between a bank’s buying rate and selling rate? Both are quoted as the local currency per one unit of the foreign currency. The buying rate is what the bank pays you when you hand it foreign currency; the selling rate is what it charges when you buy foreign currency from it. The gap between them is the bank’s spread. ### Why do these rates differ from the central bank rate? The central bank publishes one reference rate per currency per business day. Banks quote around it with a margin and refresh their boards several times a day. The central bank row is the number to use for accounting, tax and customs; the bank rows are what you would get at the counter or in the app. ### How often are the bank rates updated? AllRatesToday reads each bank’s public rates page once an hour and shows the time next to every row. Where the bank prints its own last-updated time, that is shown instead. Banks can change boards between reads, so treat every figure as indicative and confirm with the bank before a transaction. ### Can I get these rates through an API? Yes, with a free API key. The endpoint /api/v1/bank-rates/{country} returns every covered bank’s latest board as JSON, and /api/v1/bank-rates/{country}/{bank} returns one bank, optionally narrowed with ?ccy=INR. Attribution back to allratestoday.com is required. [Stopanska bankaFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/stopanska/)[TTK BankaFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/ttk/)[NLB Banka SkopjeFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/nlbmk/)[Komercijalna bankaFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/kbmk/)[ProCredit Bank North MacedoniaFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/procreditmk/)[Halkbank AD SkopjeFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/halkbankmk/)[Sparkasse Bank MakedonijaFull board, spread and mid vs official](https://allratestoday.com/bank-exchange-rate-api/mk/sparkassemk/) [National Bank of the Republic of North MacedoniaOfficial rate, daily, with history](https://allratestoday.com/central-bank-rates-api/nbrm/) [Mid-Market Exchange Rate APIReal-time interbank midpoint](https://allratestoday.com/exchange-rate-api/)