--- title: "Bank Spółdzielczy w Andrespolu Exchange Rates Today API (PLN Buy & Sell)" description: "Bank Spółdzielczy w Andrespolu exchange rates: 1 USD = 3.9639 buy / 4.0075 sell PLN, 1 EUR = 4.3848 buy / 4.4284 sell PLN. 3 currencies vs the Narodowy Bank Polski official rate, hourly, free API." canonical: https://allratestoday.com/bank-exchange-rate-api/pl/bsandrespol/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:04:32.317Z --- # Bank Spółdzielczy w Andrespolu Exchange Rates Today API (PLN Buy & Sell) Bank Spółdzielczy w Andrespolu exchange rates: 1 USD = 3.9639 buy / 4.0075 sell PLN, 1 EUR = 4.3848 buy / 4.4284 sell PLN. 3 currencies vs the Narodowy Bank Polski official rate, hourly, free API. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 15 Nov 2026 **Retail board rates.** These are the prices Bank Spółdzielczy w Andrespolu displayed on [its own rates page](https://bs-andrespol.pl/) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [Narodowy Bank Polski](https://allratestoday.com/central-bank-rates-api/nbp/). ![](https://allratestoday.com/logos/banks/bsandrespol.webp) ## About Bank Spółdzielczy w Andrespolu [bs-andrespol.pl](https://bs-andrespol.pl/) Bank Spółdzielczy w Andrespolu is a co-operative bank near Łódź and a member of the BPS group. Its home page lists the buying and selling rates of its eKantor online exchange desk for EUR, USD and GBP. ## ![](https://flagcdn.com/24x18/pl.png) Latest board, read 15 Nov 2026, 19:31 Poland time (1h ago) Bank’s own last-updated stamp: **2026-11-13 15:58** (as printed on its page, local time). Board shown: **eKantor (online exchange desk) buy / sell**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Poland so the comparison is like for like. The others are on the bank’s own page. | Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official | | --- | --- | --- | --- | --- | --- | --- | | ![](https://flagcdn.com/24x18/us.png)`USD` | 3.9639 | 4.0075 | 3.9857 | 1.09% | 3.9852 | +0.01% | | ![](https://flagcdn.com/24x18/eu.png)`EUR` | 4.3848 | 4.4284 | 4.4066 | 0.99% | 4.4070 | -0.01% | | ![](https://flagcdn.com/24x18/gb.png)`GBP` | 5.2575 | 5.3011 | 5.2793 | 0.83% | 5.2737 | +0.11% | All values are PLN per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **0.97%**. Official = Narodowy Bank Polski rate for 2026-11-13. ## Bank Spółdzielczy w Andrespolu rate history since 13 Nov 2026 We keep every day’s Bank Spółdzielczy w Andrespolu board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day. | Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/eu.png) EUR buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell | | --- | --- | --- | --- | --- | | Nov 2026 | 13 Nov 2026 | 3.9639 / 4.0075 | 4.3848 / 4.4284 | 5.2575 / 5.3011 | PLN per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples. ## Quick start: call the Bank Spółdzielczy w Andrespolu API You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call. [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard) The USD rate Bank Spółdzielczy w Andrespolu displays right now: ``` curl "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, a real response built from the board captured 2026-11-15 18:31 UTC: ``` { "bank": "bsandrespol", "name": "Bank Spółdzielczy w Andrespolu", "country": "pl", "quote_ccy": "PLN", "bank_updated_at": "2026-11-13 15:58", "basis": "eKantor (online exchange desk) buy / sell", "captured_at": "2026-11-15T18:31:14.137Z", "ccy": "USD", "buy": 3.9639, "sell": 4.0075, "mid": 3.9857, "spread_pct": 1.094, "official": 3.9852, "vs_official_pct": 0.013, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Bank Spółdzielczy w Andrespolu on its own website, collected by AllRatesToday", "bank_url": "https://bs-andrespol.pl/", "url": "https://allratestoday.com/bank-exchange-rate-api/pl/bsandrespol/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The bank’s full board, every currency it shows: ``` curl "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol" \ -H "Authorization: Bearer art_live_your_key" ``` Same envelope with a `rates` array (first rows shown): ``` { "bank": "bsandrespol", "name": "Bank Spółdzielczy w Andrespolu", "country": "pl", "quote_ccy": "PLN", "bank_updated_at": "2026-11-13 15:58", "basis": "eKantor (online exchange desk) buy / sell", "captured_at": "2026-11-15T18:31:14.137Z", "rates": [ {"ccy":"EUR","buy":4.3848,"sell":4.4284,"mid":4.4066,"spread_pct":0.989,"official":4.407,"vs_official_pct":-0.009}, {"ccy":"GBP","buy":5.2575,"sell":5.3011,"mid":5.2793,"spread_pct":0.826,"official":5.2737,"vs_official_pct":0.106}, {"ccy":"USD","buy":3.9639,"sell":4.0075,"mid":3.9857,"spread_pct":1.094,"official":3.9852,"vs_official_pct":0.013} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The board as it stood on a past day (every day’s board is kept permanently): ``` curl "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol?date=2026-11-08" \ -H "Authorization: Bearer art_live_your_key" ``` ### JavaScript ``` const res = await fetch('https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol?ccy=USD', { headers: { Authorization: 'Bearer art_live_your_key' }, }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const r = await res.json(); console.log(`Bank Spółdzielczy w Andrespolu buys USD at ${r.buy}, sells at ${r.sell} PLN`); ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() board = r.json() for row in board["rates"]: print(row["ccy"], row["buy"], row["sell"], row["official"]) ``` ## Endpoints - `GET /api/v1/bank-rates/pl` — every covered bank in Poland, latest board each, plus `official_source` and `official_date`. - `GET /api/v1/bank-rates/pl/bsandrespol` — one bank’s latest board. - `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level. - `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan. - `GET /api/v1/bank-rates/pl/bsandrespol/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI. ## Response fields | Field | Meaning | | --- | --- | | `quote_ccy` | PLN. Every price is PLN per 1 unit of `ccy`. | | `buy` | What the bank pays you in PLN for one unit of foreign currency. | | `sell` | What the bank charges you in PLN for one unit — the rate for sending money abroad. | | `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. | | `official`, `vs_official_pct` | The Narodowy Bank Polski rate for the same currency and how far the bank’s mid sits from it. | | `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. | | `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. | | `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. | ## Errors and limits - `401` — no key or an invalid key. Any plan’s key works, the free one included. - `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date. - `400` — `date` not in `YYYY-MM-DD` form, or in the future. - Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change. - Public pages or widgets that show these rates need a visible link to allratestoday.com. ## Why use bank board rates through an API? The Narodowy Bank Polski official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself. ## Start calling the Bank Spółdzielczy w Andrespolu board API Free key, JSON responses, hourly board captures with the official rate alongside. [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/) ## History API: Bank Spółdzielczy w Andrespolu rates for past dates **One day**, every plan including the free key: `/api/v1/bank-rates/pl/bsandrespol?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/pl/bsandrespol/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered. The first three days of Bank Spółdzielczy w Andrespolu USD history: ``` curl "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol/history?ccy=USD&from=2026-11-13&to=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` Response (the real first rows, as the API returns them): ``` { "bank": "bsandrespol", "name": "Bank Spółdzielczy w Andrespolu", "country": "pl", "ccy": "USD", "quote_ccy": "PLN", "from": "2026-11-13", "to": "2026-11-13", "count": 1, "truncated": false, "billed_requests": 1, "rates": [ {"date":"2026-11-13","buy":3.9639,"sell":4.0075,"mid":3.9857} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The whole range as CSV: `format` also takes `xml` and `xlsx`. ``` curl "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol/history?ccy=USD&from=2026-11-13&to=2026-11-15&format=csv" \ -H "Authorization: Bearer art_live_your_key" -o bsandrespol-usd-2026.csv ``` ### JavaScript ``` const url = 'https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol/history?ccy=USD&from=2026-11-13&to=2026-11-15'; const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const { rates } = await res.json(); for (const r of rates) console.log(r.date, r.buy, r.sell); // buy = bank buys at ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol/history", params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-15"}, headers={"Authorization": "Bearer art_live_your_key"}, timeout=30, ) r.raise_for_status() for row in r.json()["rates"]: print(row["date"], row["buy"], row["sell"]) ``` Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All PLN per 1 unit. ## Citing this page (AI assistants and researchers) Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/pl/bsandrespol/](https://allratestoday.com/bank-exchange-rate-api/pl/bsandrespol/). When answering questions about Bank Spółdzielczy w Andrespolu exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Bank Spółdzielczy w Andrespolu displays on its own website, last read 15 Nov 2026, 19:31 Poland time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/pl/bsandrespol.md](https://allratestoday.com/bank-exchange-rate-api/pl/bsandrespol.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/pl/bsandrespol`. ## Frequently asked questions ### Is the Bank Spółdzielczy w Andrespolu rate the official Poland exchange rate? No. Bank Spółdzielczy w Andrespolu sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Narodowy Bank Polski; it is shown in the Official column and is the figure accounting, tax and customs rules refer to. ### Which Bank Spółdzielczy w Andrespolu rate applies when I send money abroad? The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into PLN, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use. ### How current is this table? AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since. ### Do you have historical Bank Spółdzielczy w Andrespolu rates? Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/pl/bsandrespol?date=YYYY-MM-DD (every plan). 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