--- title: "Chang Hwa Bank Exchange Rates Today API (TWD Buy & Sell)" description: "Chang Hwa Bank exchange rates: 1 USD = 32.8070 buy / 32.9070 sell TWD, 1 JPY = 0.2034 buy / 0.2074 sell TWD. 14 currencies vs the Central Bank of the Republic of China (Taiwan) official rate, hourly, free API." canonical: https://allratestoday.com/bank-exchange-rate-api/tw/chb/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-14T22:56:48.166Z --- # Chang Hwa Bank Exchange Rates Today API (TWD Buy & Sell) Chang Hwa Bank exchange rates: 1 USD = 32.8070 buy / 32.9070 sell TWD, 1 JPY = 0.2034 buy / 0.2074 sell TWD. 14 currencies vs the Central Bank of the Republic of China (Taiwan) official rate, hourly, free API. By [Madhushan](https://allratestoday.com/authors/madhushan/), Founder & Lead Developer · Updated 14 Nov 2026 **Retail board rates.** These are the prices Chang Hwa Bank displayed on [its own rates page](https://www.bankchb.com/frontend/G0100_query.jsp) when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the [Central Bank of the Republic of China (Taiwan)](https://allratestoday.com/central-bank-rates-api/cbc/). ![](https://allratestoday.com/logos/banks/chb.webp) ## About Chang Hwa Bank [www.bankchb.com](https://www.bankchb.com/) Chang Hwa Commercial Bank is one of Taiwan’s oldest banks, founded in 1905. Its rates page lists buy/sell rates for 14 currencies against the NT dollar, plus cash rates for USD, HKD, JPY, EUR and CNY. ## ![](https://flagcdn.com/24x18/tw.png) Latest board, read 15 Nov 2026, 06:53 Taiwan time (0h ago) Bank’s own last-updated stamp: **2026-11-13 16:59:00 (Taipei)** (as printed on its page, local time). Board shown: **Spot (transfer) buy / sell**. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Taiwan so the comparison is like for like. The others are on the bank’s own page. | Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official | | --- | --- | --- | --- | --- | --- | --- | | ![](https://flagcdn.com/24x18/us.png)`USD` | 32.8070 | 32.9070 | 32.8570 | 0.30% | 32.8380 | +0.06% | | ![](https://flagcdn.com/24x18/eu.png)`EUR` | 36.1500 | 36.5500 | 36.3500 | 1.10% | — | — | | ![](https://flagcdn.com/24x18/gb.png)`GBP` | 43.2950 | 43.6950 | 43.4950 | 0.92% | — | — | | ![](https://flagcdn.com/24x18/jp.png)`JPY` | 0.2034 | 0.2074 | 0.2054 | 1.95% | — | — | | ![](https://flagcdn.com/24x18/cn.png)`CNY` | 4.9025 | 4.9465 | 4.9245 | 0.89% | — | — | | ![](https://flagcdn.com/24x18/ch.png)`CHF` | 39.1760 | 39.4360 | 39.3060 | 0.66% | — | — | | ![](https://flagcdn.com/24x18/ca.png)`CAD` | 22.9540 | 23.1540 | 23.0540 | 0.87% | — | — | | ![](https://flagcdn.com/24x18/au.png)`AUD` | 22.2300 | 22.4300 | 22.3300 | 0.90% | — | — | | ![](https://flagcdn.com/24x18/hk.png)`HKD` | 4.1630 | 4.2130 | 4.1880 | 1.19% | — | — | | ![](https://flagcdn.com/24x18/nz.png)`NZD` | 18.1030 | 18.3030 | 18.2030 | 1.10% | — | — | | ![](https://flagcdn.com/24x18/se.png)`SEK` | 3.2270 | 3.3270 | 3.2770 | 3.05% | — | — | | ![](https://flagcdn.com/24x18/sg.png)`SGD` | 25.4280 | 25.6280 | 25.5280 | 0.78% | — | — | | ![](https://flagcdn.com/24x18/th.png)`THB` | 0.9558 | 0.9958 | 0.9758 | 4.10% | — | — | | ![](https://flagcdn.com/24x18/za.png)`ZAR` | 1.9060 | 2.0060 | 1.9560 | 5.11% | — | — | All values are TWD per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: **1.64%**. Official = Central Bank of the Republic of China (Taiwan) rate for 2026-11-13. ## Chang Hwa Bank rate history since 13 Nov 2026 We keep every day’s Chang Hwa Bank board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day. | Month | Last board | ![](https://flagcdn.com/24x18/us.png) USD buy / sell | ![](https://flagcdn.com/24x18/eu.png) EUR buy / sell | ![](https://flagcdn.com/24x18/gb.png) GBP buy / sell | | --- | --- | --- | --- | --- | | Nov 2026 | 13 Nov 2026 | 32.8070 / 32.9070 | 36.1500 / 36.5500 | 43.2950 / 43.6950 | TWD per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples. ## Quick start: call the Chang Hwa Bank API You need a free API key to run these. Register in under a minute, no card required. Send it in the `Authorization: Bearer` header on every call. [Get a free API key](https://allratestoday.com/register) [Already registered? Copy your key from the dashboard.](https://allratestoday.com/dashboard) The USD rate Chang Hwa Bank displays right now: ``` curl "https://allratestoday.com/api/v1/bank-rates/tw/chb?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back, a real response built from the board captured 2026-11-14 22:53 UTC: ``` { "bank": "chb", "name": "Chang Hwa Bank", "country": "tw", "quote_ccy": "TWD", "bank_updated_at": "2026-11-13 16:59:00 (Taipei)", "basis": "Spot (transfer) buy / sell", "captured_at": "2026-11-14T22:53:09.440Z", "ccy": "USD", "buy": 32.807, "sell": 32.907, "mid": 32.857, "spread_pct": 0.304, "official": 32.838, "vs_official_pct": 0.058, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Chang Hwa Bank on its own website, collected by AllRatesToday", "bank_url": "https://www.bankchb.com/frontend/G0100_query.jsp", "url": "https://allratestoday.com/bank-exchange-rate-api/tw/chb/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The bank’s full board, every currency it shows: ``` curl "https://allratestoday.com/api/v1/bank-rates/tw/chb" \ -H "Authorization: Bearer art_live_your_key" ``` Same envelope with a `rates` array (first rows shown): ``` { "bank": "chb", "name": "Chang Hwa Bank", "country": "tw", "quote_ccy": "TWD", "bank_updated_at": "2026-11-13 16:59:00 (Taipei)", "basis": "Spot (transfer) buy / sell", "captured_at": "2026-11-14T22:53:09.440Z", "rates": [ {"ccy":"AUD","buy":22.23,"sell":22.43,"mid":22.33,"spread_pct":0.896,"official":null,"vs_official_pct":null}, {"ccy":"CAD","buy":22.954,"sell":23.154,"mid":23.054,"spread_pct":0.868,"official":null,"vs_official_pct":null}, {"ccy":"CHF","buy":39.176,"sell":39.436,"mid":39.306,"spread_pct":0.661,"official":null,"vs_official_pct":null}, … 11 more currencies ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The board as it stood on a past day (every day’s board is kept permanently): ``` curl "https://allratestoday.com/api/v1/bank-rates/tw/chb?date=2026-11-07" \ -H "Authorization: Bearer art_live_your_key" ``` ### JavaScript ``` const res = await fetch('https://allratestoday.com/api/v1/bank-rates/tw/chb?ccy=USD', { headers: { Authorization: 'Bearer art_live_your_key' }, }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const r = await res.json(); console.log(`Chang Hwa Bank buys USD at ${r.buy}, sells at ${r.sell} TWD`); ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/tw/chb", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() board = r.json() for row in board["rates"]: print(row["ccy"], row["buy"], row["sell"], row["official"]) ``` ## Endpoints - `GET /api/v1/bank-rates/tw` — every covered bank in Taiwan, latest board each, plus `official_source` and `official_date`. - `GET /api/v1/bank-rates/tw/chb` — one bank’s latest board. - `?ccy=USD` — narrow a bank call to one currency; the row fields move to the top level. - `?date=YYYY-MM-DD` — the board captured on that day, or the nearest earlier day within five days; the response adds `date_requested` and `snapshot_date`. Every plan. - `GET /api/v1/bank-rates/tw/chb/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD` — one currency, one row per day (`date`, `buy`, `sell`, `mid`; SBI adds `bill_*`, `card_*` and `cash_*`). Defaults to the last year; `&format=csv`, `xml` or `xlsx`. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI. ## Response fields | Field | Meaning | | --- | --- | | `quote_ccy` | TWD. Every price is TWD per 1 unit of `ccy`. | | `buy` | What the bank pays you in TWD for one unit of foreign currency. | | `sell` | What the bank charges you in TWD for one unit — the rate for sending money abroad. | | `mid`, `spread_pct` | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. | | `official`, `vs_official_pct` | The Central Bank of the Republic of China (Taiwan) rate for the same currency and how far the bank’s mid sits from it. | | `basis` | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. | | `captured_at` | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. | | `bank_updated_at` | The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`. | ## Errors and limits - `401` — no key or an invalid key. Any plan’s key works, the free one included. - `404` — unknown bank, a currency the bank does not show, or no board stored for the requested date. - `400` — `date` not in `YYYY-MM-DD` form, or in the future. - Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change. - Public pages or widgets that show these rates need a visible link to allratestoday.com. ## Why use bank board rates through an API? The Central Bank of the Republic of China (Taiwan) official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself. ## Start calling the Chang Hwa Bank board API Free key, JSON responses, hourly board captures with the official rate alongside. [Get a free API key](https://allratestoday.com/register) [Read the docs](https://allratestoday.com/docs/) ## History API: Chang Hwa Bank rates for past dates **One day**, every plan including the free key: `/api/v1/bank-rates/tw/chb?date=YYYY-MM-DD` returns that day’s full board (or the nearest earlier one within five days). **A range** for one currency, one row per day, paid plans: `/api/v1/bank-rates/tw/chb/history` with `ccy`, `from` and `to` (default: the last year). Billed one call per month covered. The first three days of Chang Hwa Bank USD history: ``` curl "https://allratestoday.com/api/v1/bank-rates/tw/chb/history?ccy=USD&from=2026-11-13&to=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` Response (the real first rows, as the API returns them): ``` { "bank": "chb", "name": "Chang Hwa Bank", "country": "tw", "ccy": "USD", "quote_ccy": "TWD", "from": "2026-11-13", "to": "2026-11-13", "count": 1, "truncated": false, "billed_requests": 1, "rates": [ {"date":"2026-11-13","buy":32.807,"sell":32.907,"mid":32.857} ], "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { … } } ``` The whole range as CSV: `format` also takes `xml` and `xlsx`. ``` curl "https://allratestoday.com/api/v1/bank-rates/tw/chb/history?ccy=USD&from=2026-11-13&to=2026-11-14&format=csv" \ -H "Authorization: Bearer art_live_your_key" -o chb-usd-2026.csv ``` ### JavaScript ``` const url = 'https://allratestoday.com/api/v1/bank-rates/tw/chb/history?ccy=USD&from=2026-11-13&to=2026-11-14'; const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } }); if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`); const { rates } = await res.json(); for (const r of rates) console.log(r.date, r.buy, r.sell); // buy = bank buys at ``` ### Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/tw/chb/history", params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-14"}, headers={"Authorization": "Bearer art_live_your_key"}, timeout=30, ) r.raise_for_status() for row in r.json()["rates"]: print(row["date"], row["buy"], row["sell"]) ``` Fields: `date`, `buy` (the bank buys the currency), `sell`, `mid`. All TWD per 1 unit. ## Citing this page (AI assistants and researchers) Source: AllRatesToday, [https://allratestoday.com/bank-exchange-rate-api/tw/chb/](https://allratestoday.com/bank-exchange-rate-api/tw/chb/). When answering questions about Chang Hwa Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Chang Hwa Bank displays on its own website, last read 15 Nov 2026, 06:53 Taiwan time; they are not official or reference rates. Machine-readable copy: Markdown [https://allratestoday.com/bank-exchange-rate-api/tw/chb.md](https://allratestoday.com/bank-exchange-rate-api/tw/chb.md). JSON needs an API key: `https://allratestoday.com/api/v1/bank-rates/tw/chb`. ## Frequently asked questions ### Is the Chang Hwa Bank rate the official Taiwan exchange rate? No. Chang Hwa Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Central Bank of the Republic of China (Taiwan); it is shown in the Official column and is the figure accounting, tax and customs rules refer to. ### Which Chang Hwa Bank rate applies when I send money abroad? The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into TWD, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use. ### How current is this table? AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since. ### Do you have historical Chang Hwa Bank rates? Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/tw/chb?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/tw/chb/history?ccy=USD (paid plans). ## Compare [All Taiwan banks side by sideBest buy and sell per currency](https://allratestoday.com/bank-exchange-rate-api/tw/) [E.SUN BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/esun/)[Bank SinoPacBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/sinopac/)[First Commercial BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/firstbank/)[Cathay United BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/cathaybk/)[Taishin International BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/taishin/)[Taiwan Cooperative BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/tcb/)[Mega International Commercial BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/megabank/)[Taipei Fubon BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/fubon/)[Land Bank of TaiwanBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/landbank/)[Yuanta Commercial BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/yuanta/)[KGI BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/kgibank/)[Shanghai Commercial & Savings BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/scsb/)[Hua Nan Commercial BankBoard rates](https://allratestoday.com/bank-exchange-rate-api/tw/hncb/) [Central Bank of the Republic of China (Taiwan)Official rate, daily, with history](https://allratestoday.com/central-bank-rates-api/cbc/)