---
title: "ANZ Bank New Zealand Exchange Rate API: NZD Buy and Sell Rates as JSON"
description: "ANZ Bank New Zealand's international money transfer (imt) buy / sell rates for 23 currencies against the New Zealand dollar, read hourly from the bank's own page and served as JSON with the Reserve Bank of New Zealand official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/anz-bank-new-zealand-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:21:58.953Z
---

ANZ Bank New Zealand is the country's largest bank, a subsidiary of the Australia and New Zealand Banking Group. Its foreign exchange rates page lists international money transfer (IMT) buying and selling rates for more than 20 currencies, quoted per New Zealand dollar. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of New Zealand official rate and with other banks in New Zealand, and the calls that return them.

## What the ANZ NZ board shows

- **23 currencies against the New Zealand dollar**: AUD, CAD, CHF, DKK, EUR, FJD, GBP, HKD, INR, JPY, LKR, NOK, PHP, SBD, SEK, SGD, THB, TOP, USD, VUV, WST, XPF and ZAR. Every value is NZD per 1 unit of the foreign currency.
- **The international money transfer (imt) buy / sell pair.** New Zealand banks quote foreign currency per 1 New Zealand dollar (for example 0.55 USD per NZD); the rates here are turned round to NZD per 1 unit of each currency so they read like every other country on this site. The pair is the international money transfer board, the rate a transfer sent or received is converted at; most NZ banks no longer exchange foreign cash. The Reserve Bank of New Zealand official rate is shown next to each row.
- **USD on 15 November 2026**: ANZ NZ bought at 1.78 and sold at 1.8525 NZD, a spread of 3.99%. The Reserve Bank of New Zealand official rate was 1.8052, so the bank's mid sat +0.61% from it.
- **The bank's own timestamp.** The page prints a last-updated stamp (`00:14 NZT, 16 Nov 2026` on the board above), returned as `bank_updated_at` next to our `captured_at`.
- **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were HKD (3.56%), DKK (3.58%), SEK (3.71%) and the widest WST (15.72%), VUV (14.07%), TOP (12.55%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at ANZ NZ and other banks in New Zealand

USD on the 3 boards AllRatesToday reads in New Zealand, all captured on 15 November 2026 (the Reserve Bank of New Zealand official rate was 1.8052):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| **ANZ Bank New Zealand** | 1.78 | 1.8525 | 3.99% | +0.61% |
| Bank of New Zealand | 1.7759 | 1.8471 | 3.93% | +0.35% |
| ASB Bank | 1.7832 | 1.8386 | 3.06% | +0.31% |

ANZ NZ had the 3rd narrowest USD spread of the 3. One call to `/api/v1/bank-rates/nz` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/nz/anznz" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "anznz",
  "name": "ANZ Bank New Zealand",
  "country": "nz",
  "quote_ccy": "NZD",
  "bank_updated_at": "00:14 NZT, 16 Nov 2026",
  "basis": "International money transfer (IMT) buy / sell",
  "captured_at": "2026-11-15T11:15:28.156Z",
  "rates": [
    {"ccy":"AUD","buy":1.2062726,"sell":1.2543904,"mid":1.2303315,"spread_pct":3.911,"official":1.2275210212974896,"vs_official_pct":0.229},
    {"ccy":"CAD","buy":1.2450199,"sell":1.3005592,"mid":1.2727895,"spread_pct":4.364,"official":1.2659029052471675,"vs_official_pct":0.544},
    {"ccy":"CHF","buy":2.1155067,"sell":2.2153301,"mid":2.1654184,"spread_pct":4.61,"official":null,"vs_official_pct":null},
    … 20 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/nz/anznz?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "anznz",
  "name": "ANZ Bank New Zealand",
  "country": "nz",
  "quote_ccy": "NZD",
  "bank_updated_at": "00:14 NZT, 16 Nov 2026",
  "basis": "International money transfer (IMT) buy / sell",
  "captured_at": "2026-11-15T11:15:28.156Z",
  "ccy": "USD",
  "buy": 1.7799929,
  "sell": 1.852538,
  "mid": 1.8162654,
  "spread_pct": 3.994,
  "official": 1.8052170773535516,
  "vs_official_pct": 0.612,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by ANZ Bank New Zealand on its own website, collected by AllRatesToday",
    "bank_url": "https://tools.anz.co.nz/foreign-exchange/fx-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/nz/anznz/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/nz/anznz?date=2026-11-14" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/nz/anznz/history?ccy=USD&from=2026-11-14&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// ANZ Bank New Zealand's USD row
const r = await client.bankRates('nz', { bank: 'anznz', ccy: 'USD' });
console.log(`ANZ NZ buys USD at ${r.buy}, sells at ${r.sell} NZD`);

// The board as it stood on a past day
const past = await client.bankRates('nz', { bank: 'anznz', date: '2026-11-14' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/nz/anznz",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The Reserve Bank of New Zealand rate is the one tax, accounting and customs rules in New Zealand name; nobody transacts at it. ANZ NZ's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Reserve Bank of New Zealand endpoint](https://allratestoday.com/central-bank-rates-api/rbnz/) when a rule asks for the official rate.

## FAQ

### Where do the ANZ Bank New Zealand rates come from?

From the bank's own public rates page (https://tools.anz.co.nz/foreign-exchange/fx-rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price ANZ NZ shows, with the mid, the spread and the Reserve Bank of New Zealand rate added.

### Are these the official NZD exchange rates?

No. They are ANZ NZ's retail prices for customers. The official rate in New Zealand is the Reserve Bank of New Zealand rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the ANZ NZ board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board.

### Can I get ANZ NZ rates for a past date?

Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## ANZ Bank New Zealand rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [ANZ Bank New Zealand live board rates](https://allratestoday.com/bank-exchange-rate-api/nz/anznz/)
- [All banks in New Zealand side by side](https://allratestoday.com/bank-exchange-rate-api/nz/)
- [Reserve Bank of New Zealand official rates API](https://allratestoday.com/central-bank-rates-api/rbnz/)
- [Bank of New Zealand exchange rate API guide](https://allratestoday.com/blog/bank-of-new-zealand-exchange-rate-api/)
- [ASB Bank exchange rate API guide](https://allratestoday.com/blog/asb-bank-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)