--- title: "Banca Comercială Română Exchange Rate API: RON Buy and Sell Rates as JSON" description: "Banca Comercială Română's account (non-cash) buy / sell rates for 14 currencies against the Romanian leu, read hourly from the bank's own page and served as JSON with the National Bank of Romania official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/banca-comerciala-romana-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:12:36.048Z --- Banca Comercială Română (BCR) is the Romanian bank of Austria’s Erste Group. Its exchange-rate page lists account buying and selling rates in lei for 14 currencies, including the euro, US dollar, pound and Moldovan leu. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Romania official rate and with other banks in Romania, and the calls that return them. ## What the BCR board shows - **14 currencies against the Romanian leu**: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HUF, JPY, MDL, NOK, PLN, SEK and USD. Every value is RON per 1 unit of the foreign currency. - **The account (non-cash) buy / sell pair.** Romanian banks publish separate boards for account conversions, their mobile apps, cash at the exchange office and card payments. The rates here are the account (non-cash) pair; the National Bank of Romania sets a daily reference rate around 13:00 that sits between them. The National Bank of Romania official rate is shown next to each row. - **USD on 15 November 2026**: BCR bought at 4.735 and sold at 4.94 RON, a spread of 4.24%. The National Bank of Romania official rate was 4.8428, so the bank's mid sat -0.11% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13T18:59:51Z` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were EUR (3.20%), CHF (3.46%), USD (4.24%) and the widest JPY (13.33%), DKK (12.72%), MDL (9.38%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at BCR and other banks in Romania USD on the 11 boards AllRatesToday reads in Romania, all captured on 15 November 2026 (the National Bank of Romania official rate was 4.8428): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | BRD - Groupe Société Générale | 4.744 | 4.919 | 3.62% | -0.23% | | **Banca Comercială Română** | 4.735 | 4.94 | 4.24% | -0.11% | | ING Bank România | 4.7303 | 4.9481 | 4.50% | -0.07% | | CEC Bank | 4.7661 | 4.9082 | 2.94% | -0.12% | | Libra Internet Bank | 4.755 | 4.925 | 3.51% | -0.06% | | UniCredit Bank România | 4.7377 | 4.9311 | 4.00% | -0.17% | | Patria Bank | 4.6633 | 5.0189 | 7.34% | -0.04% | | Exim Banca Românească | 4.774 | 4.903 | 2.67% | -0.09% | | Nexent Bank | 4.77 | 4.89 | 2.48% | -0.26% | | ProCredit Bank România | 4.7527 | 4.9412 | 3.89% | +0.09% | | Intesa Sanpaolo Bank România | 4.7323 | 4.9322 | 4.14% | -0.22% | BCR had the 9th narrowest USD spread of the 11. One call to `/api/v1/bank-rates/ro` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/ro/bcr" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "bcr", "name": "Banca Comercială Română (BCR)", "country": "ro", "quote_ccy": "RON", "bank_updated_at": "2026-11-13T18:59:51Z", "basis": "Account (non-cash) buy / sell", "captured_at": "2026-11-15T11:52:36.541Z", "rates": [ {"ccy":"AUD","buy":3.174,"sell":3.394,"mid":3.284,"spread_pct":6.699,"official":3.2872,"vs_official_pct":-0.097}, {"ccy":"CAD","buy":3.303,"sell":3.503,"mid":3.403,"spread_pct":5.877,"official":3.3942,"vs_official_pct":0.259}, {"ccy":"CHF","buy":5.684,"sell":5.884,"mid":5.784,"spread_pct":3.458,"official":5.7814,"vs_official_pct":0.045}, … 11 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/ro/bcr?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "bcr", "name": "Banca Comercială Română (BCR)", "country": "ro", "quote_ccy": "RON", "bank_updated_at": "2026-11-13T18:59:51Z", "basis": "Account (non-cash) buy / sell", "captured_at": "2026-11-15T11:52:36.541Z", "ccy": "USD", "buy": 4.735, "sell": 4.94, "mid": 4.8375, "spread_pct": 4.238, "official": 4.8428, "vs_official_pct": -0.109, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Banca Comercială Română on its own website, collected by AllRatesToday", "bank_url": "https://www.bcr.ro/ro/curs-valutar", "url": "https://allratestoday.com/bank-exchange-rate-api/ro/bcr/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/ro/bcr?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/ro/bcr/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Banca Comercială Română's USD row const r = await client.bankRates('ro', { bank: 'bcr', ccy: 'USD' }); console.log(`BCR buys USD at ${r.buy}, sells at ${r.sell} RON`); // The board as it stood on a past day const past = await client.bankRates('ro', { bank: 'bcr', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/ro/bcr", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The National Bank of Romania rate is the one tax, accounting and customs rules in Romania name; nobody transacts at it. BCR's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [National Bank of Romania endpoint](https://allratestoday.com/central-bank-rates-api/bnr/) when a rule asks for the official rate. ## FAQ ### Where do the Banca Comercială Română rates come from? From the bank's own public rates page (https://www.bcr.ro/ro/curs-valutar), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price BCR shows, with the mid, the spread and the National Bank of Romania rate added. ### Are these the official RON exchange rates? No. They are BCR's retail prices for customers. The official rate in Romania is the National Bank of Romania rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the BCR board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get BCR rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Banca Comercială Română rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Banca Comercială Română live board rates](https://allratestoday.com/bank-exchange-rate-api/ro/bcr/) - [All banks in Romania side by side](https://allratestoday.com/bank-exchange-rate-api/ro/) - [National Bank of Romania official rates API](https://allratestoday.com/central-bank-rates-api/bnr/) - [BRD - Groupe Société Générale exchange rate API guide](https://allratestoday.com/blog/brd-groupe-societe-generale-exchange-rate-api/) - [ING Bank România exchange rate API guide](https://allratestoday.com/blog/ing-bank-romania-exchange-rate-api/) - [CEC Bank exchange rate API guide](https://allratestoday.com/blog/cec-bank-exchange-rate-api/) - [Libra Internet Bank exchange rate API guide](https://allratestoday.com/blog/libra-internet-bank-exchange-rate-api/) - [UniCredit Bank România exchange rate API guide](https://allratestoday.com/blog/unicredit-bank-romania-exchange-rate-api/) - [Patria Bank exchange rate API guide](https://allratestoday.com/blog/patria-bank-exchange-rate-api/) - [Exim Banca Românească exchange rate API guide](https://allratestoday.com/blog/exim-banca-romaneasca-exchange-rate-api/) - [Nexent Bank exchange rate API guide](https://allratestoday.com/blog/nexent-bank-exchange-rate-api/) - [ProCredit Bank România exchange rate API guide](https://allratestoday.com/blog/procredit-bank-romania-exchange-rate-api/) - [Intesa Sanpaolo Bank România exchange rate API guide](https://allratestoday.com/blog/intesa-sanpaolo-bank-romania-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)