--- title: "Banco BIC Exchange Rate API: AOA Buy and Sell Rates as JSON" description: "Banco BIC's divisas (transfer) compra / venda rates for 16 currencies against the Angolan kwanza, read hourly from the bank's own page and served as JSON with the National Bank of Angola official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/banco-bic-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:11:53.974Z --- Banco BIC is one of Angola’s largest private banks, headquartered in Luanda. Its exchange widget lists daily transfer (divisas) buy and sell rates in kwanzas for about seventeen currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Angola official rate and with other banks in Angola, and the calls that return them. ## What the BIC board shows - **16 currencies against the Angolan kwanza**: AED, BRL, CAD, CHF, CNY, DKK, EUR, GBP, JPY, MZN, NAD, NOK, SEK, USD, XAF and ZAR. Every value is AOA per 1 unit of the foreign currency. - **The divisas (transfer) compra / venda pair.** Angolan banks quote the kwanza with separate divisas (transfer) and notas (bank-note) columns, often at the same price. On 2026-11-13 the BAI dollar mid sat about 5% above the market rate. The National Bank of Angola official rate is shown next to each row. - **USD on 15 November 2026**: BIC bought at 913 and sold at 949.52 AOA, a spread of 3.92%. The National Bank of Angola official rate was 913, so the bank's mid sat +2.00% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-15` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were XAF (2.70%), AED (2.72%), CAD (2.72%) and the widest EUR (7.69%), USD (3.92%), MZN (2.72%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at BIC and other banks in Angola USD on the 6 boards AllRatesToday reads in Angola, all captured on 15 November 2026 (the National Bank of Angola official rate was 913): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Banco BAI | 966.57 | 985.9 | 1.98% | +6.93% | | Banco Económico | 911.17 | 931.26 | 2.18% | +0.90% | | Banco Sol | 913 | 1049.95 | 13.95% | +7.50% | | Banco Comercial do Huambo | 909.05 | 926.32 | 1.88% | +0.51% | | **Banco BIC** | 913 | 949.52 | 3.92% | +2.00% | | Banco Yetu | 931.26 | 1035.8 | 10.63% | +7.72% | BIC had the 4th narrowest USD spread of the 6. One call to `/api/v1/bank-rates/ao` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/ao/bicao" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "bicao", "name": "Banco BIC", "country": "ao", "quote_ccy": "AOA", "bank_updated_at": "2026-11-15", "basis": "Divisas (transfer) compra / venda", "captured_at": "2026-11-15T11:37:57.220Z", "rates": [ {"ccy":"AED","buy":247.956,"sell":254.791,"mid":251.3735,"spread_pct":2.719,"official":248.57742,"vs_official_pct":1.125}, {"ccy":"BRL","buy":161.218,"sell":165.663,"mid":163.4405,"spread_pct":2.72,"official":161.62153,"vs_official_pct":1.125}, {"ccy":"CAD","buy":638.696,"sell":656.304,"mid":647.5,"spread_pct":2.719,"official":640.29736,"vs_official_pct":1.125}, … 13 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/ao/bicao?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "bicao", "name": "Banco BIC", "country": "ao", "quote_ccy": "AOA", "bank_updated_at": "2026-11-15", "basis": "Divisas (transfer) compra / venda", "captured_at": "2026-11-15T11:37:57.220Z", "ccy": "USD", "buy": 913, "sell": 949.52, "mid": 931.26, "spread_pct": 3.922, "official": 913, "vs_official_pct": 2, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Banco BIC on its own website, collected by AllRatesToday", "bank_url": "https://www.bancobic.ao/", "url": "https://allratestoday.com/bank-exchange-rate-api/ao/bicao/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/ao/bicao?date=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/ao/bicao/history?ccy=USD&from=2026-11-15&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Banco BIC's USD row const r = await client.bankRates('ao', { bank: 'bicao', ccy: 'USD' }); console.log(`BIC buys USD at ${r.buy}, sells at ${r.sell} AOA`); // The board as it stood on a past day const past = await client.bankRates('ao', { bank: 'bicao', date: '2026-11-15' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/ao/bicao", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The National Bank of Angola rate is the one tax, accounting and customs rules in Angola name; nobody transacts at it. BIC's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [National Bank of Angola endpoint](https://allratestoday.com/central-bank-rates-api/bna/) when a rule asks for the official rate. ## FAQ ### Where do the Banco BIC rates come from? From the bank's own public rates page (https://www.bancobic.ao/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price BIC shows, with the mid, the spread and the National Bank of Angola rate added. ### Are these the official AOA exchange rates? No. They are BIC's retail prices for customers. The official rate in Angola is the National Bank of Angola rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the BIC board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get BIC rates for a past date? Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Banco BIC rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Banco BIC live board rates](https://allratestoday.com/bank-exchange-rate-api/ao/bicao/) - [All banks in Angola side by side](https://allratestoday.com/bank-exchange-rate-api/ao/) - [National Bank of Angola official rates API](https://allratestoday.com/central-bank-rates-api/bna/) - [Banco BAI exchange rate API guide](https://allratestoday.com/blog/banco-bai-exchange-rate-api/) - [Banco Económico exchange rate API guide](https://allratestoday.com/blog/banco-economico-angola-exchange-rate-api/) - [Banco Sol exchange rate API guide](https://allratestoday.com/blog/banco-sol-exchange-rate-api/) - [Banco Comercial do Huambo exchange rate API guide](https://allratestoday.com/blog/banco-comercial-do-huambo-exchange-rate-api/) - [Banco Yetu exchange rate API guide](https://allratestoday.com/blog/banco-yetu-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)