---
title: "Bank Pekao Exchange Rate API: PLN Buy and Sell Rates as JSON"
description: "Bank Pekao's branch board buy / sell rates for 19 currencies against the Polish zloty, read hourly from the bank's own page and served as JSON with the Narodowy Bank Polski official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/bank-pekao-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-13T18:12:17.843Z
---

Bank Pekao, founded in 1929, is one of Poland’s largest banks. Its currency list shows buying and selling rates for about 19 currencies against the złoty, with the time the table was last changed. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Narodowy Bank Polski official rate, and the calls that return them.

## What the Pekao board shows

- **19 currencies against the Polish zloty**: AED, AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HUF, ILS, JPY, MXN, NOK, RON, SEK, TRY, USD and ZAR. Every value is PLN per 1 unit of the foreign currency.
- **The branch board buy / sell pair.** Polish banks set their own buying and selling rates several times a day; the National Bank of Poland publishes one official mid rate per business day (Table A), which tax and accounting rules use. The pair here is the bank’s branch board.
- **USD on 13 November 2026**: Pekao bought at 3.8293 and sold at 4.1341 PLN, a spread of 7.66%. The Narodowy Bank Polski official rate was 3.9852, so the bank's mid sat -0.09% from it.
- **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13 07:00 (Warsaw)` on the board above), returned as `bank_updated_at` next to our `captured_at`.
- **Every day's board is kept permanently, from 13 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 13 November 2026 board the tightest spreads were CHF (4.89%), HUF (7.47%), EUR (7.64%) and the widest MXN (12.12%), ILS (12.08%), AED (12.06%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/pl/pekao" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 13 November 2026 board, first three rows):

```
{
  "bank": "pekao",
  "name": "Bank Pekao",
  "country": "pl",
  "quote_ccy": "PLN",
  "bank_updated_at": "2026-11-13 07:00 (Warsaw)",
  "basis": "Branch board buy / sell",
  "captured_at": "2026-11-13T13:36:06.712Z",
  "rates": [
    {"ccy":"AED","buy":1.0188,"sell":1.1495,"mid":1.08415,"spread_pct":12.056,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":2.6058,"sell":2.8137,"mid":2.70975,"spread_pct":7.672,"official":2.7083,"vs_official_pct":0.054},
    {"ccy":"CAD","buy":2.684,"sell":2.8983,"mid":2.79115,"spread_pct":7.678,"official":2.7948,"vs_official_pct":-0.131},
    … 16 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/pl/pekao?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "pekao",
  "name": "Bank Pekao",
  "country": "pl",
  "quote_ccy": "PLN",
  "bank_updated_at": "2026-11-13 07:00 (Warsaw)",
  "basis": "Branch board buy / sell",
  "captured_at": "2026-11-13T13:36:06.712Z",
  "ccy": "USD",
  "buy": 3.8293,
  "sell": 4.1341,
  "mid": 3.9817,
  "spread_pct": 7.655,
  "official": 3.9852,
  "vs_official_pct": -0.088,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank Pekao on its own website, collected by AllRatesToday",
    "bank_url": "https://www.pekao.com.pl/kursy-walut/lista-walut.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/pl/pekao/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/pl/pekao?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/pl/pekao/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Bank Pekao's USD row
const r = await client.bankRates('pl', { bank: 'pekao', ccy: 'USD' });
console.log(`Pekao buys USD at ${r.buy}, sells at ${r.sell} PLN`);

// The board as it stood on a past day
const past = await client.bankRates('pl', { bank: 'pekao', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/pl/pekao",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The Narodowy Bank Polski rate is the one tax, accounting and customs rules in Poland name; nobody transacts at it. Pekao's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Narodowy Bank Polski endpoint](https://allratestoday.com/central-bank-rates-api/nbp/) when a rule asks for the official rate.

## FAQ

### Where do the Bank Pekao rates come from?

From the bank's own public rates page (https://www.pekao.com.pl/kursy-walut/lista-walut.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Pekao shows, with the mid, the spread and the Narodowy Bank Polski rate added.

### Are these the official PLN exchange rates?

No. They are Pekao's retail prices for customers. The official rate in Poland is the Narodowy Bank Polski rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the Pekao board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board.

### Can I get Pekao rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## Bank Pekao rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [Bank Pekao live board rates](https://allratestoday.com/bank-exchange-rate-api/pl/pekao/)
- [All banks in Poland side by side](https://allratestoday.com/bank-exchange-rate-api/pl/)
- [Narodowy Bank Polski official rates API](https://allratestoday.com/central-bank-rates-api/nbp/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)