---
title: "BNL BNP Paribas Exchange Rate API: EUR Buy and Sell Rates as JSON"
description: "BNL BNP Paribas's indicative rates for international payments (transfer) buy / sell rates for 40 currencies against the euro, read hourly from the bank's own page and served as JSON with the European Central Bank official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/bnl-bnp-paribas-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:05:52.994Z
---

BNL (Banca Nazionale del Lavoro) is the Italian retail bank of the BNP Paribas group, headquartered in Rome. Its transparency section shows indicative buy and sell rates against the euro for about 40 currencies used in international payments. This guide shows how to read that board as JSON: what the rates mean, how they compare with the European Central Bank official rate and with other banks in Italy, and the calls that return them.

## What the BNL board shows

- **40 currencies against the euro**: AED, AUD, BHD, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, MAD, MUR, MXN, NAD, NOK, NZD, OMR, PHP, PLN, QAR, RON, RSD, SAR, SEK, SGD, THB, TND, TRY, USD, VND, XAF, XOF and ZAR. Every value is EUR per 1 unit of the foreign currency.
- **The indicative rates for international payments (transfer) buy / sell pair.** Italian banks publish a listino cambi quoting foreign currency per 1 euro, with separate columns for bank notes and account (valutario) operations; the account pair is shown here, inverted to euros per unit. The European Central Bank official rate is shown next to each row.
- **USD on 15 November 2026**: BNL bought at 0.8887 and sold at 0.9213 EUR, a spread of 3.60%. The European Central Bank official rate was 0.9048, so the bank's mid sat +0.02% from it.
- **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13T23:00:04.339+00:00` on the board above), returned as `bank_updated_at` next to our `captured_at`.
- **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (3.60%), DKK (3.60%), HKD (3.60%) and the widest XOF (5.41%), XAF (5.41%), MUR (4.50%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at BNL and other banks in Italy

USD on the 4 boards AllRatesToday reads in Italy, all captured on 15 November 2026 (the European Central Bank official rate was 0.9048):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| UniCredit Italy | 0.8984 | 0.9076 | 1.02% | -0.20% |
| **BNL BNP Paribas** | 0.8887 | 0.9213 | 3.60% | +0.02% |
| Banca Sella | 0.8936 | 0.9163 | 2.52% | +0.02% |
| BCC della Romagna Occidentale | 0.8989 | 0.9061 | 0.80% | -0.26% |

BNL had the 4th narrowest USD spread of the 4. One call to `/api/v1/bank-rates/it` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/it/bnl" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "bnl",
  "name": "BNL BNP Paribas",
  "country": "it",
  "quote_ccy": "EUR",
  "bank_updated_at": "2026-11-13T23:00:04.339+00:00",
  "basis": "Indicative rates for international payments (transfer) buy / sell",
  "captured_at": "2026-11-15T11:52:54.717Z",
  "rates": [
    {"ccy":"AED","buy":0.24206042,"sell":0.25094733,"mid":0.24650388,"spread_pct":3.605,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.60317269,"sell":0.62535176,"mid":0.61426223,"spread_pct":3.611,"official":0.6139489194499017,"vs_official_pct":0.051},
    {"ccy":"BHD","buy":2.3566008,"sell":2.4444499,"mid":2.4005253,"spread_pct":3.66,"official":null,"vs_official_pct":null},
    … 37 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/it/bnl?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "bnl",
  "name": "BNL BNP Paribas",
  "country": "it",
  "quote_ccy": "EUR",
  "bank_updated_at": "2026-11-13T23:00:04.339+00:00",
  "basis": "Indicative rates for international payments (transfer) buy / sell",
  "captured_at": "2026-11-15T11:52:54.717Z",
  "ccy": "USD",
  "buy": 0.88873089,
  "sell": 0.92131933,
  "mid": 0.90502511,
  "spread_pct": 3.601,
  "official": 0.9048136083966704,
  "vs_official_pct": 0.023,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by BNL BNP Paribas on its own website, collected by AllRatesToday",
    "bank_url": "https://bnl.it/it/Footer/Trasparenza/tassi-di-cambio-indicativi",
    "url": "https://allratestoday.com/bank-exchange-rate-api/it/bnl/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/it/bnl?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/it/bnl/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// BNL BNP Paribas's USD row
const r = await client.bankRates('it', { bank: 'bnl', ccy: 'USD' });
console.log(`BNL buys USD at ${r.buy}, sells at ${r.sell} EUR`);

// The board as it stood on a past day
const past = await client.bankRates('it', { bank: 'bnl', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/it/bnl",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The European Central Bank rate is the one tax, accounting and customs rules in Italy name; nobody transacts at it. BNL's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [European Central Bank endpoint](https://allratestoday.com/central-bank-rates-api/ecb/) when a rule asks for the official rate.

## FAQ

### Where do the BNL BNP Paribas rates come from?

From the bank's own public rates page (https://bnl.it/it/Footer/Trasparenza/tassi-di-cambio-indicativi), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price BNL shows, with the mid, the spread and the European Central Bank rate added.

### Are these the official EUR exchange rates?

No. They are BNL's retail prices for customers. The official rate in Italy is the European Central Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the BNL board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board.

### Can I get BNL rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## BNL BNP Paribas rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [BNL BNP Paribas live board rates](https://allratestoday.com/bank-exchange-rate-api/it/bnl/)
- [All banks in Italy side by side](https://allratestoday.com/bank-exchange-rate-api/it/)
- [European Central Bank official rates API](https://allratestoday.com/central-bank-rates-api/ecb/)
- [UniCredit Italy exchange rate API guide](https://allratestoday.com/blog/unicredit-italy-exchange-rate-api/)
- [Banca Sella exchange rate API guide](https://allratestoday.com/blog/banca-sella-exchange-rate-api/)
- [BCC della Romagna Occidentale exchange rate API guide](https://allratestoday.com/blog/bcc-della-romagna-occidentale-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)