--- title: "Cargills Bank PLC Exchange Rate API: LKR Buy and Sell Rates as JSON" description: "Cargills Bank PLC's TT buy / sell rates for 18 currencies against the Sri Lankan rupee, read hourly from the bank's own page and served as JSON with the Central Bank of Sri Lanka official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/cargills-bank-plc-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:21:54.584Z --- Cargills Bank PLC is a Sri Lankan commercial bank opened in 2014 by the Cargills retail group. Its exchange-rates page embeds a daily PDF with currency-note, demand-draft and telegraphic-transfer buying rates and one selling rate for about 26 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Sri Lanka official rate and with other banks in Sri Lanka, and the calls that return them. ## What the Cargills Bank board shows - **18 currencies against the Sri Lankan rupee**: AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, INR, JPY, NOK, NZD, SEK, SGD, THB, USD and ZAR. Every value is LKR per 1 unit of the foreign currency. - **The TT buy / sell pair.** Sri Lankan banks publish three or four boards for the same currency: currency notes over the counter, demand drafts, telegraphic transfers and import bills. The rates here are the telegraphic-transfer pair, which is what an inbound remittance is actually converted at and the number worth comparing between banks. The Central Bank of Sri Lanka’s indicative rate sits between the banks’ buying and selling. - **USD on 15 November 2026**: Cargills Bank bought at 326.9 and sold at 338.24 LKR, a spread of 3.41%. The Central Bank of Sri Lanka official rate was 332.5, so the bank's mid sat +0.02% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`13-Nov-2026 16:40:19 PM` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were EUR (3.41%), GBP (3.41%), JPY (3.41%) and the widest THB (4.58%), ZAR (4.47%), NOK (4.46%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Cargills Bank and other banks in Sri Lanka USD on the 13 boards AllRatesToday reads in Sri Lanka, all captured on 15 November 2026 (the Central Bank of Sri Lanka official rate was 332.5): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | National Development Bank | 328 | 337 | 2.71% | 0.00% | | Nations Trust Bank | 327.03 | 338.07 | 3.32% | +0.01% | | Seylan Bank | 329 | 336 | 2.10% | 0.00% | | Commercial Bank of Ceylon | 328.5 | 336.5 | 2.41% | 0.00% | | Sampath Bank | 328.5 | 336.5 | 2.41% | 0.00% | | Hatton National Bank | 328.75 | 336 | 2.18% | -0.04% | | People’s Bank | 328.78 | 336.47 | 2.31% | +0.04% | | Amana Bank PLC | 330.1 | 335.1 | 1.50% | +0.03% | | DFCC Bank PLC | 327.75 | 337.25 | 2.86% | 0.00% | | **Cargills Bank PLC** | 326.9 | 338.24 | 3.41% | +0.02% | | HSBC Sri Lanka | 326.25 | 338.8 | 3.77% | +0.01% | | Deutsche Bank Sri Lanka | 328.65 | 337.15 | 2.55% | +0.12% | | Pan Asia Bank | 328.5 | 336.5 | 2.41% | 0.00% | Cargills Bank had the 12th narrowest USD spread of the 13. One call to `/api/v1/bank-rates/lk` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/lk/cargills" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "cargills", "name": "Cargills Bank", "country": "lk", "quote_ccy": "LKR", "bank_updated_at": "13-Nov-2026 16:40:19 PM", "basis": "TT buy / sell", "captured_at": "2026-11-15T11:15:35.488Z", "rates": [ {"ccy":"AED","buy":88.55,"sell":92.56,"mid":90.555,"spread_pct":4.428,"official":90.5259,"vs_official_pct":0.032}, {"ccy":"AUD","buy":220.88,"sell":230.84,"mid":225.86,"spread_pct":4.41,"official":226.467,"vs_official_pct":-0.268}, {"ccy":"CAD","buy":227.99,"sell":238.29,"mid":233.14,"spread_pct":4.418,"official":233.2037,"vs_official_pct":-0.027}, … 15 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/lk/cargills?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "cargills", "name": "Cargills Bank", "country": "lk", "quote_ccy": "LKR", "bank_updated_at": "13-Nov-2026 16:40:19 PM", "basis": "TT buy / sell", "captured_at": "2026-11-15T11:15:35.488Z", "ccy": "USD", "buy": 326.9, "sell": 338.24, "mid": 332.57, "spread_pct": 3.41, "official": 332.5018, "vs_official_pct": 0.021, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Cargills Bank PLC on its own website, collected by AllRatesToday", "bank_url": "https://www.cargillsbank.com/rates-and-charges/exchange-rates/", "url": "https://allratestoday.com/bank-exchange-rate-api/lk/cargills/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/lk/cargills?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/lk/cargills/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Cargills Bank PLC's USD row const r = await client.bankRates('lk', { bank: 'cargills', ccy: 'USD' }); console.log(`Cargills Bank buys USD at ${r.buy}, sells at ${r.sell} LKR`); // The board as it stood on a past day const past = await client.bankRates('lk', { bank: 'cargills', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/lk/cargills", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Central Bank of Sri Lanka rate is the one tax, accounting and customs rules in Sri Lanka name; nobody transacts at it. Cargills Bank's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Central Bank of Sri Lanka endpoint](https://allratestoday.com/central-bank-rates-api/cbsl/) when a rule asks for the official rate. ## FAQ ### Where do the Cargills Bank PLC rates come from? From the bank's own public rates page (https://www.cargillsbank.com/rates-and-charges/exchange-rates/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Cargills Bank shows, with the mid, the spread and the Central Bank of Sri Lanka rate added. ### Are these the official LKR exchange rates? No. They are Cargills Bank's retail prices for customers. The official rate in Sri Lanka is the Central Bank of Sri Lanka rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Cargills Bank board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Cargills Bank rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Cargills Bank PLC rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Cargills Bank PLC live board rates](https://allratestoday.com/bank-exchange-rate-api/lk/cargills/) - [All banks in Sri Lanka side by side](https://allratestoday.com/bank-exchange-rate-api/lk/) - [Central Bank of Sri Lanka official rates API](https://allratestoday.com/central-bank-rates-api/cbsl/) - [National Development Bank exchange rate API guide](https://allratestoday.com/blog/national-development-bank-exchange-rate-api/) - [Nations Trust Bank exchange rate API guide](https://allratestoday.com/blog/nations-trust-bank-exchange-rate-api/) - [Seylan Bank exchange rate API guide](https://allratestoday.com/blog/seylan-bank-exchange-rate-api/) - [Commercial Bank of Ceylon exchange rate API guide](https://allratestoday.com/blog/commercial-bank-of-ceylon-exchange-rate-api/) - [Sampath Bank exchange rate API guide](https://allratestoday.com/blog/sampath-bank-exchange-rate-api/) - [Hatton National Bank exchange rate API guide](https://allratestoday.com/blog/hatton-national-bank-exchange-rate-api/) - [People’s Bank exchange rate API guide](https://allratestoday.com/blog/people-s-bank-exchange-rate-api/) - [Amana Bank PLC exchange rate API guide](https://allratestoday.com/blog/amana-bank-plc-exchange-rate-api/) - [DFCC Bank PLC exchange rate API guide](https://allratestoday.com/blog/dfcc-bank-plc-exchange-rate-api/) - [HSBC Sri Lanka exchange rate API guide](https://allratestoday.com/blog/hsbc-sri-lanka-exchange-rate-api/) - [Deutsche Bank Sri Lanka exchange rate API guide](https://allratestoday.com/blog/deutsche-bank-sri-lanka-exchange-rate-api/) - [Pan Asia Bank exchange rate API guide](https://allratestoday.com/blog/pan-asia-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)