--- title: "China Bank Savings Exchange Rate API: PHP Buy and Sell Rates as JSON" description: "China Bank Savings's counter board (type not stated) rates for the USD against the Philippine peso, read hourly from the bank's own page and served as JSON with the Bangko Sentral ng Pilipinas official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/china-bank-savings-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:13:45.011Z --- China Bank Savings is the thrift-bank subsidiary of China Banking Corporation. Its home page shows a US dollar buying and selling rate against the peso. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bangko Sentral ng Pilipinas official rate and with other banks in the Philippines, and the calls that return them. ## What the China Bank Savings board shows - **1 currency against the Philippine peso**: USD. Every value is PHP per 1 unit of the foreign currency. - **The counter board (type not stated) pair.** Philippine banks set their own peso buying and selling rates each business day around the interbank US dollar/peso rate, and change them through the day. Notes, drafts and telegraphic transfers often carry different rates, and branch counters can quote differently from the posted board. Bangko Sentral ng Pilipinas sets one official reference rate per business day. - **USD on 15 November 2026**: China Bank Savings bought at 63.55 and sold at 64.15 PHP, a spread of 0.94%. The Bangko Sentral ng Pilipinas official rate was 63.559, so the bank's mid sat +0.46% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`November 13, 2026` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the spread was USD 0.94%. Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at China Bank Savings and other banks in the Philippines USD on the 10 boards AllRatesToday reads in the Philippines, all captured on 15 November 2026 (the Bangko Sentral ng Pilipinas official rate was 63.559): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Metrobank | 63.65 | 64.15 | 0.78% | +0.54% | | Bank of the Philippine Islands | 63.35 | 63.85 | 0.79% | +0.07% | | China Bank | 63.45 | 64.35 | 1.41% | +0.54% | | EastWest Bank | 63.48 | 63.82 | 0.53% | +0.14% | | HSBC Philippines | 63.7 | 63.96 | 0.41% | +0.43% | | Asia United Bank | 63.42 | 64.02 | 0.94% | +0.25% | | Philippine Savings Bank | 63.45 | 64.05 | 0.94% | +0.30% | | Bank of Commerce | 63.49 | 63.89 | 0.63% | +0.21% | | **China Bank Savings** | 63.55 | 64.15 | 0.94% | +0.46% | | Philippine Business Bank | 63.55 | 63.95 | 0.63% | +0.30% | China Bank Savings had the 7th narrowest USD spread of the 10. One call to `/api/v1/bank-rates/ph` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/ph/chinabanksavings" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "chinabanksavings", "name": "China Bank Savings", "country": "ph", "quote_ccy": "PHP", "bank_updated_at": "November 13, 2026", "basis": "Counter board (type not stated)", "captured_at": "2026-11-15T11:30:43.197Z", "rates": [ {"ccy":"USD","buy":63.55,"sell":64.15,"mid":63.85,"spread_pct":0.94,"official":63.559,"vs_official_pct":0.458} ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/ph/chinabanksavings?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "chinabanksavings", "name": "China Bank Savings", "country": "ph", "quote_ccy": "PHP", "bank_updated_at": "November 13, 2026", "basis": "Counter board (type not stated)", "captured_at": "2026-11-15T11:30:43.197Z", "ccy": "USD", "buy": 63.55, "sell": 64.15, "mid": 63.85, "spread_pct": 0.94, "official": 63.559, "vs_official_pct": 0.458, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by China Bank Savings on its own website, collected by AllRatesToday", "bank_url": "https://www.cbs.com.ph/", "url": "https://allratestoday.com/bank-exchange-rate-api/ph/chinabanksavings/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/ph/chinabanksavings?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/ph/chinabanksavings/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // China Bank Savings's USD row const r = await client.bankRates('ph', { bank: 'chinabanksavings', ccy: 'USD' }); console.log(`China Bank Savings buys USD at ${r.buy}, sells at ${r.sell} PHP`); // The board as it stood on a past day const past = await client.bankRates('ph', { bank: 'chinabanksavings', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/ph/chinabanksavings", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Bangko Sentral ng Pilipinas rate is the one tax, accounting and customs rules in the Philippines name; nobody transacts at it. China Bank Savings's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bangko Sentral ng Pilipinas endpoint](https://allratestoday.com/central-bank-rates-api/bsp/) when a rule asks for the official rate. ## FAQ ### Where do the China Bank Savings rates come from? From the bank's own public rates page (https://www.cbs.com.ph/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price China Bank Savings shows, with the mid, the spread and the Bangko Sentral ng Pilipinas rate added. ### Are these the official PHP exchange rates? No. They are China Bank Savings's retail prices for customers. The official rate in the Philippines is the Bangko Sentral ng Pilipinas rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the China Bank Savings board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get China Bank Savings rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## China Bank Savings rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [China Bank Savings live board rates](https://allratestoday.com/bank-exchange-rate-api/ph/chinabanksavings/) - [All banks in the Philippines side by side](https://allratestoday.com/bank-exchange-rate-api/ph/) - [Bangko Sentral ng Pilipinas official rates API](https://allratestoday.com/central-bank-rates-api/bsp/) - [Metrobank exchange rate API guide](https://allratestoday.com/blog/metrobank-exchange-rate-api/) - [Bank of the Philippine Islands exchange rate API guide](https://allratestoday.com/blog/bank-of-the-philippine-islands-exchange-rate-api/) - [China Bank exchange rate API guide](https://allratestoday.com/blog/china-bank-exchange-rate-api/) - [EastWest Bank exchange rate API guide](https://allratestoday.com/blog/eastwest-bank-exchange-rate-api/) - [HSBC Philippines exchange rate API guide](https://allratestoday.com/blog/hsbc-philippines-exchange-rate-api/) - [Asia United Bank exchange rate API guide](https://allratestoday.com/blog/asia-united-bank-exchange-rate-api/) - [Philippine Savings Bank exchange rate API guide](https://allratestoday.com/blog/philippine-savings-bank-exchange-rate-api/) - [Bank of Commerce exchange rate API guide](https://allratestoday.com/blog/bank-of-commerce-exchange-rate-api/) - [Philippine Business Bank exchange rate API guide](https://allratestoday.com/blog/philippine-business-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)