---
title: "Danske Bank Exchange Rate API: EUR Buy and Sell Rates as JSON"
description: "Danske Bank's payments to / from abroad (transfer) buy / sell rates for 21 currencies against the euro, read hourly from the bank's own page and served as JSON with the European Central Bank official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/danske-bank-finland-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:13:39.987Z
---

Danske Bank is a Danish bank with a large Finnish branch. Its Finnish list gives buy and sell rates against the euro for about 21 currencies, quoted per 100 euros, with a mid rate and the date. This guide shows how to read that board as JSON: what the rates mean, how they compare with the European Central Bank official rate and with other banks in Finland, and the calls that return them.

## What the Danske Bank board shows

- **21 currencies against the euro**: AUD, BRL, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HUF, INR, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD and ZAR. Every value is EUR per 1 unit of the foreign currency.
- **The payments to / from abroad (transfer) buy / sell pair.** Finnish banks quote how much foreign currency 1 euro buys (for example 1.10 USD per EUR); the rates here are turned round to euros per 1 unit of each currency. The European Central Bank publishes one euro reference rate per business day. The European Central Bank official rate is shown next to each row.
- **USD on 15 November 2026**: Danske Bank bought at 0.9012 and sold at 0.9086 EUR, a spread of 0.81%. The European Central Bank official rate was 0.9048, so the bank's mid sat +0.01% from it.
- **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13` on the board above), returned as `bank_updated_at` next to our `captured_at`.
- **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were JPY (0.80%), DKK (0.80%), NOK (0.80%) and the widest CNY (3.50%), TRY (3.50%), THB (3.50%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at Danske Bank and other banks in Finland

USD on the 3 boards AllRatesToday reads in Finland, all captured on 15 November 2026 (the European Central Bank official rate was 0.9048):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| Nordea | 0.8872 | 0.9264 | 4.33% | +0.22% |
| **Danske Bank** | 0.9012 | 0.9086 | 0.81% | +0.01% |
| FOREX Bank | 0.8302 | 0.9993 | 18.48% | +1.10% |

Danske Bank had the narrowest USD spread of the 3. One call to `/api/v1/bank-rates/fi` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/fi/danskefi" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "danskefi",
  "name": "Danske Bank",
  "country": "fi",
  "quote_ccy": "EUR",
  "bank_updated_at": "2026-11-13",
  "basis": "Payments to / from abroad (transfer) buy / sell",
  "captured_at": "2026-11-15T11:46:12.564Z",
  "rates": [
    {"ccy":"AUD","buy":0.61150859,"sell":0.6164848,"mid":0.61399669,"spread_pct":0.81,"official":0.6139489194499017,"vs_official_pct":0.008},
    {"ccy":"BRL","buy":0.15722529,"sell":0.16282667,"mid":0.16002598,"spread_pct":3.5,"official":0.1597571691029635,"vs_official_pct":0.168},
    {"ccy":"CAD","buy":0.6320713,"sell":0.63722679,"mid":0.63464904,"spread_pct":0.812,"official":0.6345982992765579,"vs_official_pct":0.008},
    … 18 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/fi/danskefi?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "danskefi",
  "name": "Danske Bank",
  "country": "fi",
  "quote_ccy": "EUR",
  "bank_updated_at": "2026-11-13",
  "basis": "Payments to / from abroad (transfer) buy / sell",
  "captured_at": "2026-11-15T11:46:12.564Z",
  "ccy": "USD",
  "buy": 0.90122567,
  "sell": 0.90859531,
  "mid": 0.90491049,
  "spread_pct": 0.814,
  "official": 0.9048136083966704,
  "vs_official_pct": 0.011,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Danske Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://danskebank.fi/henkiloasiakkaat/valuuttakurssit",
    "url": "https://allratestoday.com/bank-exchange-rate-api/fi/danskefi/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/fi/danskefi?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/fi/danskefi/history?ccy=USD&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Danske Bank's USD row
const r = await client.bankRates('fi', { bank: 'danskefi', ccy: 'USD' });
console.log(`Danske Bank buys USD at ${r.buy}, sells at ${r.sell} EUR`);

// The board as it stood on a past day
const past = await client.bankRates('fi', { bank: 'danskefi', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/fi/danskefi",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The European Central Bank rate is the one tax, accounting and customs rules in Finland name; nobody transacts at it. Danske Bank's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [European Central Bank endpoint](https://allratestoday.com/central-bank-rates-api/ecb/) when a rule asks for the official rate.

## FAQ

### Where do the Danske Bank rates come from?

From the bank's own public rates page (https://danskebank.fi/henkiloasiakkaat/valuuttakurssit), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Danske Bank shows, with the mid, the spread and the European Central Bank rate added.

### Are these the official EUR exchange rates?

No. They are Danske Bank's retail prices for customers. The official rate in Finland is the European Central Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the Danske Bank board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board.

### Can I get Danske Bank rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## Danske Bank rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [Danske Bank live board rates](https://allratestoday.com/bank-exchange-rate-api/fi/danskefi/)
- [All banks in Finland side by side](https://allratestoday.com/bank-exchange-rate-api/fi/)
- [European Central Bank official rates API](https://allratestoday.com/central-bank-rates-api/ecb/)
- [Nordea exchange rate API guide](https://allratestoday.com/blog/nordea-exchange-rate-api/)
- [FOREX Bank exchange rate API guide](https://allratestoday.com/blog/forex-bank-finland-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)