--- title: "Erste Bank Hungary Exchange Rate API: HUF Buy and Sell Rates as JSON" description: "Erste Bank Hungary's commercial (deviza) rate, latest daytime list, buy / sell rates for 15 currencies against the Hungarian forint, read hourly from the bank's own page and served as JSON with the Magyar Nemzeti Bank official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/erste-bank-hungary-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:21:54.859Z --- Erste Bank Hungary is the Erste Group's bank in Hungary. Its rates table gives cash, account-conversion and commercial (deviza) buy and sell rates for about 15 currencies, with new lists at 08:00, 12:00 and 17:00 and a wider out-of-hours list. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Magyar Nemzeti Bank official rate and with other banks in Hungary, and the calls that return them. ## What the Erste board shows - **15 currencies against the Hungarian forint**: AUD, CAD, CHF, CZK, DKK, EUR, GBP, JPY, NOK, NZD, PLN, RON, SEK, TRY and USD. Every value is HUF per 1 unit of the foreign currency. - **The commercial (deviza) rate, latest daytime list, buy / sell pair.** Hungarian banks publish a valuta board (cash) and a deviza board (transfers and account conversions), re-issued several times a day. The pair here is deviza. Yen and won are quoted per 100 units and shown here per 1. The Magyar Nemzeti Bank sets one official rate per business day. - **USD on 15 November 2026**: Erste bought at 327.02 and sold at 333.62 HUF, a spread of 2.00%. The Magyar Nemzeti Bank official rate was 330.65, so the bank's mid sat -0.10% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13T17:00:00+01:00` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were RON (1.99%), GBP (2.00%), USD (2.00%) and the widest TRY (2.13%), NOK (2.02%), SEK (2.01%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Erste and other banks in Hungary USD on the 8 boards AllRatesToday reads in Hungary, all captured on 15 November 2026 (the Magyar Nemzeti Bank official rate was 330.65): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | OTP Bank | 326.52 | 334.79 | 2.50% | 0.00% | | **Erste Bank Hungary** | 327.02 | 333.62 | 2.00% | -0.10% | | UniCredit Bank Hungary | 320.78 | 340.19 | 5.88% | -0.05% | | K&H Bank | 324.07 | 337.29 | 4.00% | +0.01% | | MBH Bank | 328.37 | 334.33 | 1.80% | +0.21% | | Raiffeisen Bank Hungary | 323.53 | 340.13 | 5.00% | +0.36% | | CIB Bank | 316.7 | 343.1 | 8.00% | -0.23% | | BNP Paribas Hungary | 324.32 | 336.46 | 3.67% | -0.08% | Erste had the 2nd narrowest USD spread of the 8. One call to `/api/v1/bank-rates/hu` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/hu/erstehu" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "erstehu", "name": "Erste Bank Hungary", "country": "hu", "quote_ccy": "HUF", "bank_updated_at": "2026-11-13T17:00:00+01:00", "basis": "Commercial (deviza) rate, latest daytime list, buy / sell", "captured_at": "2026-11-15T11:15:48.098Z", "rates": [ {"ccy":"AUD","buy":221.92,"sell":226.4,"mid":224.16,"spread_pct":1.999,"official":224.71,"vs_official_pct":-0.245}, {"ccy":"CAD","buy":229.65,"sell":234.29,"mid":231.97,"spread_pct":2,"official":231.89,"vs_official_pct":0.034}, {"ccy":"CHF","buy":391.01,"sell":398.91,"mid":394.96,"spread_pct":2,"official":395.09,"vs_official_pct":-0.033}, … 12 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/hu/erstehu?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "erstehu", "name": "Erste Bank Hungary", "country": "hu", "quote_ccy": "HUF", "bank_updated_at": "2026-11-13T17:00:00+01:00", "basis": "Commercial (deviza) rate, latest daytime list, buy / sell", "captured_at": "2026-11-15T11:15:48.098Z", "ccy": "USD", "buy": 327.02, "sell": 333.62, "mid": 330.32, "spread_pct": 1.998, "official": 330.65, "vs_official_pct": -0.1, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Erste Bank Hungary on its own website, collected by AllRatesToday", "bank_url": "https://www.erstebank.hu/hu/arfolyamok-table", "url": "https://allratestoday.com/bank-exchange-rate-api/hu/erstehu/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/hu/erstehu?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/hu/erstehu/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Erste Bank Hungary's USD row const r = await client.bankRates('hu', { bank: 'erstehu', ccy: 'USD' }); console.log(`Erste buys USD at ${r.buy}, sells at ${r.sell} HUF`); // The board as it stood on a past day const past = await client.bankRates('hu', { bank: 'erstehu', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/hu/erstehu", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Magyar Nemzeti Bank rate is the one tax, accounting and customs rules in Hungary name; nobody transacts at it. Erste's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Magyar Nemzeti Bank endpoint](https://allratestoday.com/central-bank-rates-api/mnb/) when a rule asks for the official rate. ## FAQ ### Where do the Erste Bank Hungary rates come from? From the bank's own public rates page (https://www.erstebank.hu/hu/arfolyamok-table), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Erste shows, with the mid, the spread and the Magyar Nemzeti Bank rate added. ### Are these the official HUF exchange rates? No. They are Erste's retail prices for customers. The official rate in Hungary is the Magyar Nemzeti Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Erste board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Erste rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Erste Bank Hungary rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Erste Bank Hungary live board rates](https://allratestoday.com/bank-exchange-rate-api/hu/erstehu/) - [All banks in Hungary side by side](https://allratestoday.com/bank-exchange-rate-api/hu/) - [Magyar Nemzeti Bank official rates API](https://allratestoday.com/central-bank-rates-api/mnb/) - [OTP Bank exchange rate API guide](https://allratestoday.com/blog/otp-bank-exchange-rate-api/) - [UniCredit Bank Hungary exchange rate API guide](https://allratestoday.com/blog/unicredit-bank-hungary-exchange-rate-api/) - [K&H Bank exchange rate API guide](https://allratestoday.com/blog/kandh-bank-exchange-rate-api/) - [MBH Bank exchange rate API guide](https://allratestoday.com/blog/mbh-bank-exchange-rate-api/) - [Raiffeisen Bank Hungary exchange rate API guide](https://allratestoday.com/blog/raiffeisen-bank-hungary-exchange-rate-api/) - [CIB Bank exchange rate API guide](https://allratestoday.com/blog/cib-bank-exchange-rate-api/) - [BNP Paribas Hungary exchange rate API guide](https://allratestoday.com/blog/bnp-paribas-hungary-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)