--- title: "Everest Bank Exchange Rate API: NPR Buy and Sell Rates as JSON" description: "Everest Bank's doc & cash buy (notes 50 and above) / document sell rates for 21 currencies against the Nepalese rupee, read hourly from the bank's own page and served as JSON with the Nepal Rastra Bank official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/everest-bank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:12:18.277Z --- Everest Bank is a Nepalese commercial bank founded in 1994, with Punjab National Bank of India as a joint-venture partner. Its forex page lists cash and document buying rates and a document selling rate for about 20 currencies, with the time the page was last updated. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Nepal Rastra Bank official rate and with other banks in Nepal, and the calls that return them. ## What the Everest Bank board shows - **21 currencies against the Nepalese rupee**: AED, AUD, BHD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, JPY, KRW, KWD, MYR, OMR, QAR, SAR, SEK, SGD, THB and USD. Every value is NPR per 1 unit of the foreign currency. - **The doc & cash buy (notes 50 and above) / document sell pair.** The Nepalese rupee is pegged to the Indian rupee at 1.6 per INR, so other currencies move with the rupee’s cross against INR. Nepal Rastra Bank sets official buying and selling rates each day, and commercial banks post their own boards around them, usually with separate cash and non-cash buying rates and one selling rate. The pair here is the non-cash buy and the sell where a bank prints one; Everest Bank and NMB Bank print only note buying rates, so their buy side is the rate for notes of 50 and above. - **USD on 15 November 2026**: Everest Bank bought at 150.25 and sold at 150.85 NPR, a spread of 0.40%. The Nepal Rastra Bank official rate was 150.78, so the bank's mid sat -0.15% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-15 17:15:03 (Kathmandu)` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (0.40%), KRW (0.89%), JPY (0.95%) and the widest THB (1.13%), SAR (1.02%), AUD (1.01%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Everest Bank and other banks in Nepal USD on the 10 boards AllRatesToday reads in Nepal, all captured on 15 November 2026 (the Nepal Rastra Bank official rate was 150.78): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Nabil Bank | 150.4 | 151 | 0.40% | -0.05% | | **Everest Bank** | 150.25 | 150.85 | 0.40% | -0.15% | | NMB Bank | 150.35 | 150.95 | 0.40% | -0.09% | | Laxmi Sunrise Bank | 150.25 | 150.85 | 0.40% | -0.15% | | Rastriya Banijya Bank | 150.3 | 150.9 | 0.40% | -0.12% | | Machhapuchchhre Bank | 150.35 | 150.95 | 0.40% | -0.09% | | Prime Commercial Bank | 150.5 | 151.1 | 0.40% | +0.01% | | Mahalaxmi Bikas Bank | 150.4 | 150.9 | 0.33% | -0.09% | | Muktinath Bikas Bank | 150.25 | 150.85 | 0.40% | -0.15% | | Garima Bikas Bank | 150.3 | 150.9 | 0.40% | -0.12% | Everest Bank had the 8th narrowest USD spread of the 10. One call to `/api/v1/bank-rates/np` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/np/everest" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "everest", "name": "Everest Bank", "country": "np", "quote_ccy": "NPR", "bank_updated_at": "2026-11-15 17:15:03 (Kathmandu)", "basis": "Doc & cash buy (notes 50 and above) / document sell", "captured_at": "2026-11-15T11:30:29.527Z", "rates": [ {"ccy":"AED","buy":40.67,"sell":41.08,"mid":40.875,"spread_pct":1.003,"official":41.05,"vs_official_pct":-0.426}, {"ccy":"AUD","buy":102.25,"sell":103.29,"mid":102.77,"spread_pct":1.012,"official":102.93,"vs_official_pct":-0.155}, {"ccy":"BHD","buy":396.13,"sell":400.14,"mid":398.135,"spread_pct":1.007,"official":399.84,"vs_official_pct":-0.426}, … 18 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/np/everest?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "everest", "name": "Everest Bank", "country": "np", "quote_ccy": "NPR", "bank_updated_at": "2026-11-15 17:15:03 (Kathmandu)", "basis": "Doc & cash buy (notes 50 and above) / document sell", "captured_at": "2026-11-15T11:30:29.527Z", "ccy": "USD", "buy": 150.25, "sell": 150.85, "mid": 150.55, "spread_pct": 0.399, "official": 150.78, "vs_official_pct": -0.153, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Everest Bank on its own website, collected by AllRatesToday", "bank_url": "https://everestbankltd.com/supports/interest-and-rates/forex/", "url": "https://allratestoday.com/bank-exchange-rate-api/np/everest/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/np/everest?date=2026-11-14" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/np/everest/history?ccy=USD&from=2026-11-14&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Everest Bank's USD row const r = await client.bankRates('np', { bank: 'everest', ccy: 'USD' }); console.log(`Everest Bank buys USD at ${r.buy}, sells at ${r.sell} NPR`); // The board as it stood on a past day const past = await client.bankRates('np', { bank: 'everest', date: '2026-11-14' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/np/everest", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Nepal Rastra Bank rate is the one tax, accounting and customs rules in Nepal name; nobody transacts at it. Everest Bank's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Nepal Rastra Bank endpoint](https://allratestoday.com/central-bank-rates-api/nrb/) when a rule asks for the official rate. ## FAQ ### Where do the Everest Bank rates come from? From the bank's own public rates page (https://everestbankltd.com/supports/interest-and-rates/forex/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Everest Bank shows, with the mid, the spread and the Nepal Rastra Bank rate added. ### Are these the official NPR exchange rates? No. They are Everest Bank's retail prices for customers. The official rate in Nepal is the Nepal Rastra Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Everest Bank board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Everest Bank rates for a past date? Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Everest Bank rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Everest Bank live board rates](https://allratestoday.com/bank-exchange-rate-api/np/everest/) - [All banks in Nepal side by side](https://allratestoday.com/bank-exchange-rate-api/np/) - [Nepal Rastra Bank official rates API](https://allratestoday.com/central-bank-rates-api/nrb/) - [Nabil Bank exchange rate API guide](https://allratestoday.com/blog/nabil-bank-exchange-rate-api/) - [NMB Bank exchange rate API guide](https://allratestoday.com/blog/nmb-bank-nepal-exchange-rate-api/) - [Laxmi Sunrise Bank exchange rate API guide](https://allratestoday.com/blog/laxmi-sunrise-bank-exchange-rate-api/) - [Rastriya Banijya Bank exchange rate API guide](https://allratestoday.com/blog/rastriya-banijya-bank-exchange-rate-api/) - [Machhapuchchhre Bank exchange rate API guide](https://allratestoday.com/blog/machhapuchchhre-bank-exchange-rate-api/) - [Prime Commercial Bank exchange rate API guide](https://allratestoday.com/blog/prime-commercial-bank-exchange-rate-api/) - [Mahalaxmi Bikas Bank exchange rate API guide](https://allratestoday.com/blog/mahalaxmi-bikas-bank-exchange-rate-api/) - [Muktinath Bikas Bank exchange rate API guide](https://allratestoday.com/blog/muktinath-bikas-bank-exchange-rate-api/) - [Garima Bikas Bank exchange rate API guide](https://allratestoday.com/blog/garima-bikas-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)