---
title: "HSBC Bank Bermuda Exchange Rate API: USD Buy and Sell Rates as JSON"
description: "HSBC Bank Bermuda's indicative bid/ask versus the US dollar (bermuda dollar at par) rates for 20 currencies against the US dollar, read hourly from the bank's own page and served as JSON with the US Federal Reserve official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/hsbc-bank-bermuda-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:21:55.311Z
---

HSBC Bank Bermuda is one of Bermuda’s largest banks. It publishes three foreign exchange rate sheets each business day with bid and ask rates for about twenty currencies against the US dollar. This guide shows how to read that board as JSON: what the rates mean, how they compare with the US Federal Reserve official rate, and the calls that return them.

## What the HSBC Bermuda board shows

- **20 currencies against the US dollar**: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, SEK, SGD, THB, TRY and ZAR. Every value is USD per 1 unit of the foreign currency.
- **The indicative bid/ask versus the US dollar (bermuda dollar at par) pair.** The Bermuda dollar is pegged at par to the US dollar, and Bermudian banks quote other currencies against the US dollar, so the board here is in US dollars per unit of each currency. The US Federal Reserve rate is shown next to each row.
- **EUR on 15 November 2026**: HSBC Bermuda bought at 1.0726 and sold at 1.133 USD, a spread of 5.48%. The US Federal Reserve official rate was 1.1154, so the bank's mid sat -1.13% from it.
- **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13 04:08:22 p. m.` on the board above), returned as `bank_updated_at` next to our `captured_at`.
- **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were MXN (5.39%), HKD (5.40%), TRY (5.42%) and the widest ZAR (5.56%), CHF (5.54%), SEK (5.54%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/bm/hsbcbm" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "hsbcbm",
  "name": "HSBC Bank Bermuda",
  "country": "bm",
  "quote_ccy": "USD",
  "bank_updated_at": "2026-11-13 04:08:22 p. m.",
  "basis": "Indicative bid/ask versus the US dollar (Bermuda dollar at par)",
  "captured_at": "2026-11-15T11:15:38.589Z",
  "rates": [
    {"ccy":"AUD","buy":0.6593,"sell":0.6965,"mid":0.6779,"spread_pct":5.488,"official":0.6875,"vs_official_pct":-1.396},
    {"ccy":"CAD","buy":0.6822213126,"sell":0.7205649229,"mid":0.70139312,"spread_pct":5.467,"official":0.7089181908407769,"vs_official_pct":-1.061},
    {"ccy":"CHF","buy":1.158882837,"sell":1.22488976,"mid":1.1918863,"spread_pct":5.538,"official":1.220703125,"vs_official_pct":-2.361},
    … 17 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/bm/hsbcbm?ccy=EUR" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "hsbcbm",
  "name": "HSBC Bank Bermuda",
  "country": "bm",
  "quote_ccy": "USD",
  "bank_updated_at": "2026-11-13 04:08:22 p. m.",
  "basis": "Indicative bid/ask versus the US dollar (Bermuda dollar at par)",
  "captured_at": "2026-11-15T11:15:38.589Z",
  "ccy": "EUR",
  "buy": 1.0726,
  "sell": 1.133,
  "mid": 1.1028,
  "spread_pct": 5.477,
  "official": 1.1154,
  "vs_official_pct": -1.13,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by HSBC Bank Bermuda on its own website, collected by AllRatesToday",
    "bank_url": "https://www.business.hsbc.bm/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/bm/hsbcbm/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/bm/hsbcbm?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/bm/hsbcbm/history?ccy=EUR&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// HSBC Bank Bermuda's EUR row
const r = await client.bankRates('bm', { bank: 'hsbcbm', ccy: 'EUR' });
console.log(`HSBC Bermuda buys EUR at ${r.buy}, sells at ${r.sell} USD`);

// The board as it stood on a past day
const past = await client.bankRates('bm', { bank: 'hsbcbm', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/bm/hsbcbm",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The US Federal Reserve rate is the one tax, accounting and customs rules in Bermuda name; nobody transacts at it. HSBC Bermuda's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [US Federal Reserve endpoint](https://allratestoday.com/central-bank-rates-api/fed/) when a rule asks for the official rate.

## FAQ

### Where do the HSBC Bank Bermuda rates come from?

From the bank's own public rates page (https://www.business.hsbc.bm/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price HSBC Bermuda shows, with the mid, the spread and the US Federal Reserve rate added.

### Are these the official USD exchange rates?

No. They are HSBC Bermuda's retail prices for customers. The official rate in Bermuda is the US Federal Reserve rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the HSBC Bermuda board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board.

### Can I get HSBC Bermuda rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=EUR&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## HSBC Bank Bermuda rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [HSBC Bank Bermuda live board rates](https://allratestoday.com/bank-exchange-rate-api/bm/hsbcbm/)
- [All banks in Bermuda side by side](https://allratestoday.com/bank-exchange-rate-api/bm/)
- [US Federal Reserve official rates API](https://allratestoday.com/central-bank-rates-api/fed/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)