---
title: "Kuwait Finance House Exchange Rate API: KWD Buy and Sell Rates as JSON"
description: "Kuwait Finance House's transfer (draft) rates for 27 currencies against the Kuwaiti dinar, read hourly from the bank's own page and served as JSON with the Central Bank of Kuwait official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/kuwait-finance-house-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:12:20.719Z
---

Kuwait Finance House is Kuwait’s largest Islamic bank, founded in 1977. Its currency rates page lists transfer (draft) and cash buying and selling rates in dinars for about 30 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Kuwait official rate and with other banks in Kuwait, and the calls that return them.

## What the KFH board shows

- **27 currencies against the Kuwaiti dinar**: AED, AUD, BDT, BHD, CAD, CHF, CNY, DKK, EGP, EUR, GBP, INR, JOD, JPY, LKR, MYR, NOK, OMR, PHP, PKR, QAR, SAR, SEK, SGD, THB, TRY and USD. Every value is KWD per 1 unit of the foreign currency.
- **The transfer (draft) pair.** The Kuwaiti dinar is pegged to an undisclosed basket of currencies, so it moves a little against the US dollar each day, and banks quote rates to five or more decimals. The boards here are the banks’ counter rates; several remittance currencies (INR, PKR, BDT, PHP) are printed with a selling rate only and are left out where the bank gives no buying rate. The Central Bank of Kuwait’s official rate is shown next to each row.
- **USD on 15 November 2026**: KFH bought at 0.3083 and sold at 0.3104 KWD, a spread of 0.68%. The Central Bank of Kuwait official rate was 0.3088, so the bank's mid sat +0.16% from it.
- **No timestamp on the bank's page.** KFH does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available.
- **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (0.68%), OMR (0.85%), BHD (0.89%) and the widest TRY (4.07%), THB (3.81%), PHP (3.18%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at KFH and other banks in Kuwait

USD on the 8 boards AllRatesToday reads in Kuwait, all captured on 15 November 2026 (the Central Bank of Kuwait official rate was 0.3088):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| National Bank of Kuwait | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Gulf Bank | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Burgan Bank | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Commercial Bank of Kuwait | 0.3075 | 0.3111 | 1.16% | +0.16% |
| Al Ahli Bank of Kuwait | 0.3083 | 0.3104 | 0.68% | +0.16% |
| **Kuwait Finance House** | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Boubyan Bank | 0.308 | 0.3109 | 0.92% | +0.20% |
| Kuwait International Bank | 0.3083 | 0.3104 | 0.68% | +0.16% |

KFH had the 5th narrowest USD spread of the 8. One call to `/api/v1/bank-rates/kw` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kfh" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "kfh",
  "name": "Kuwait Finance House",
  "country": "kw",
  "quote_ccy": "KWD",
  "bank_updated_at": null,
  "basis": "Transfer (draft)",
  "captured_at": "2026-11-15T11:30:25.239Z",
  "rates": [
    {"ccy":"AED","buy":0.083752,"sell":0.084672,"mid":0.084212,"spread_pct":1.092,"official":0.084073,"vs_official_pct":0.165},
    {"ccy":"AUD","buy":0.20625,"sell":0.212683,"mid":0.2094665,"spread_pct":3.071,"official":0.20912,"vs_official_pct":0.166},
    {"ccy":"BDT","buy":0.002441,"sell":0.002507,"mid":0.002474,"spread_pct":2.668,"official":0.002469,"vs_official_pct":0.203},
    … 24 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kfh?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "kfh",
  "name": "Kuwait Finance House",
  "country": "kw",
  "quote_ccy": "KWD",
  "bank_updated_at": null,
  "basis": "Transfer (draft)",
  "captured_at": "2026-11-15T11:30:25.239Z",
  "ccy": "USD",
  "buy": 0.30825,
  "sell": 0.31035,
  "mid": 0.3093,
  "spread_pct": 0.679,
  "official": 0.3088,
  "vs_official_pct": 0.162,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Kuwait Finance House on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kfh.com/home/Personal/Tools-services/Currency-Rates.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/kw/kfh/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kfh?date=2026-11-14" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kfh/history?ccy=USD&from=2026-11-14&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Kuwait Finance House's USD row
const r = await client.bankRates('kw', { bank: 'kfh', ccy: 'USD' });
console.log(`KFH buys USD at ${r.buy}, sells at ${r.sell} KWD`);

// The board as it stood on a past day
const past = await client.bankRates('kw', { bank: 'kfh', date: '2026-11-14' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/kw/kfh",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The Central Bank of Kuwait rate is the one tax, accounting and customs rules in Kuwait name; nobody transacts at it. KFH's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Central Bank of Kuwait endpoint](https://allratestoday.com/central-bank-rates-api/cbk/) when a rule asks for the official rate.

## FAQ

### Where do the Kuwait Finance House rates come from?

From the bank's own public rates page (https://www.kfh.com/home/Personal/Tools-services/Currency-Rates.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price KFH shows, with the mid, the spread and the Central Bank of Kuwait rate added.

### Are these the official KWD exchange rates?

No. They are KFH's retail prices for customers. The official rate in Kuwait is the Central Bank of Kuwait rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the KFH board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read.

### Can I get KFH rates for a past date?

Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## Kuwait Finance House rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [Kuwait Finance House live board rates](https://allratestoday.com/bank-exchange-rate-api/kw/kfh/)
- [All banks in Kuwait side by side](https://allratestoday.com/bank-exchange-rate-api/kw/)
- [Central Bank of Kuwait official rates API](https://allratestoday.com/central-bank-rates-api/cbk/)
- [National Bank of Kuwait exchange rate API guide](https://allratestoday.com/blog/national-bank-of-kuwait-exchange-rate-api/)
- [Gulf Bank exchange rate API guide](https://allratestoday.com/blog/gulf-bank-exchange-rate-api/)
- [Burgan Bank exchange rate API guide](https://allratestoday.com/blog/burgan-bank-exchange-rate-api/)
- [Commercial Bank of Kuwait exchange rate API guide](https://allratestoday.com/blog/commercial-bank-of-kuwait-exchange-rate-api/)
- [Al Ahli Bank of Kuwait exchange rate API guide](https://allratestoday.com/blog/al-ahli-bank-of-kuwait-exchange-rate-api/)
- [Boubyan Bank exchange rate API guide](https://allratestoday.com/blog/boubyan-bank-exchange-rate-api/)
- [Kuwait International Bank exchange rate API guide](https://allratestoday.com/blog/kuwait-international-bank-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)