---
title: "Kuwait International Bank Exchange Rate API: KWD Buy and Sell Rates as JSON"
description: "Kuwait International Bank's counter board rates for 18 currencies against the Kuwaiti dinar, read hourly from the bank's own page and served as JSON with the Central Bank of Kuwait official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/kuwait-international-bank-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:06:10.182Z
---

Kuwait International Bank is a Kuwaiti Islamic bank, founded in 1973 as the Kuwait Real Estate Bank. Its home page lists buying and selling rates in dinars for about 18 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Kuwait official rate and with other banks in Kuwait, and the calls that return them.

## What the KIB board shows

- **18 currencies against the Kuwaiti dinar**: AED, AUD, BHD, CAD, CHF, CNY, DKK, EGP, EUR, GBP, INR, JOD, JPY, OMR, PKR, QAR, SAR and USD. Every value is KWD per 1 unit of the foreign currency.
- **The counter board pair.** The Kuwaiti dinar is pegged to an undisclosed basket of currencies, so it moves a little against the US dollar each day, and banks quote rates to five or more decimals. The boards here are the banks’ counter rates; several remittance currencies (INR, PKR, BDT, PHP) are printed with a selling rate only and are left out where the bank gives no buying rate. The Central Bank of Kuwait’s official rate is shown next to each row.
- **USD on 15 November 2026**: KIB bought at 0.3083 and sold at 0.3104 KWD, a spread of 0.68%. The Central Bank of Kuwait official rate was 0.3088, so the bank's mid sat +0.16% from it.
- **No timestamp on the bank's page.** KIB does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available.
- **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (0.68%), DKK (0.69%), JOD (0.96%) and the widest EGP (3.91%), AUD (2.63%), INR (2.53%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at KIB and other banks in Kuwait

USD on the 8 boards AllRatesToday reads in Kuwait, all captured on 15 November 2026 (the Central Bank of Kuwait official rate was 0.3088):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| National Bank of Kuwait | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Gulf Bank | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Burgan Bank | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Commercial Bank of Kuwait | 0.3075 | 0.3111 | 1.16% | +0.16% |
| Al Ahli Bank of Kuwait | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Kuwait Finance House | 0.3083 | 0.3104 | 0.68% | +0.16% |
| Boubyan Bank | 0.308 | 0.3109 | 0.92% | +0.20% |
| **Kuwait International Bank** | 0.3083 | 0.3104 | 0.68% | +0.16% |

KIB had the 6th narrowest USD spread of the 8. One call to `/api/v1/bank-rates/kw` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kib" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "kib",
  "name": "Kuwait International Bank",
  "country": "kw",
  "quote_ccy": "KWD",
  "bank_updated_at": null,
  "basis": "Counter board",
  "captured_at": "2026-11-15T11:53:01.520Z",
  "rates": [
    {"ccy":"AED","buy":0.083736,"sell":0.084689,"mid":0.0842125,"spread_pct":1.132,"official":0.084073,"vs_official_pct":0.166},
    {"ccy":"AUD","buy":0.206712,"sell":0.212217,"mid":0.2094645,"spread_pct":2.628,"official":0.20912,"vs_official_pct":0.165},
    {"ccy":"BHD","buy":0.815908,"sell":0.824522,"mid":0.820215,"spread_pct":1.05,"official":0.821099,"vs_official_pct":-0.108},
    … 15 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kib?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "kib",
  "name": "Kuwait International Bank",
  "country": "kw",
  "quote_ccy": "KWD",
  "bank_updated_at": null,
  "basis": "Counter board",
  "captured_at": "2026-11-15T11:53:01.520Z",
  "ccy": "USD",
  "buy": 0.30825,
  "sell": 0.31035,
  "mid": 0.3093,
  "spread_pct": 0.679,
  "official": 0.3088,
  "vs_official_pct": 0.162,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Kuwait International Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kib.com.kw/home/Personal.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/kw/kib/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kib?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/kw/kib/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Kuwait International Bank's USD row
const r = await client.bankRates('kw', { bank: 'kib', ccy: 'USD' });
console.log(`KIB buys USD at ${r.buy}, sells at ${r.sell} KWD`);

// The board as it stood on a past day
const past = await client.bankRates('kw', { bank: 'kib', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/kw/kib",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The Central Bank of Kuwait rate is the one tax, accounting and customs rules in Kuwait name; nobody transacts at it. KIB's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Central Bank of Kuwait endpoint](https://allratestoday.com/central-bank-rates-api/cbk/) when a rule asks for the official rate.

## FAQ

### Where do the Kuwait International Bank rates come from?

From the bank's own public rates page (https://www.kib.com.kw/home/Personal.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price KIB shows, with the mid, the spread and the Central Bank of Kuwait rate added.

### Are these the official KWD exchange rates?

No. They are KIB's retail prices for customers. The official rate in Kuwait is the Central Bank of Kuwait rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the KIB board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read.

### Can I get KIB rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## Kuwait International Bank rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [Kuwait International Bank live board rates](https://allratestoday.com/bank-exchange-rate-api/kw/kib/)
- [All banks in Kuwait side by side](https://allratestoday.com/bank-exchange-rate-api/kw/)
- [Central Bank of Kuwait official rates API](https://allratestoday.com/central-bank-rates-api/cbk/)
- [National Bank of Kuwait exchange rate API guide](https://allratestoday.com/blog/national-bank-of-kuwait-exchange-rate-api/)
- [Gulf Bank exchange rate API guide](https://allratestoday.com/blog/gulf-bank-exchange-rate-api/)
- [Burgan Bank exchange rate API guide](https://allratestoday.com/blog/burgan-bank-exchange-rate-api/)
- [Commercial Bank of Kuwait exchange rate API guide](https://allratestoday.com/blog/commercial-bank-of-kuwait-exchange-rate-api/)
- [Al Ahli Bank of Kuwait exchange rate API guide](https://allratestoday.com/blog/al-ahli-bank-of-kuwait-exchange-rate-api/)
- [Kuwait Finance House exchange rate API guide](https://allratestoday.com/blog/kuwait-finance-house-exchange-rate-api/)
- [Boubyan Bank exchange rate API guide](https://allratestoday.com/blog/boubyan-bank-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)
