--- title: "MBANK (Kyrgyzstan) Exchange Rate API: KGS Buy and Sell Rates as JSON" description: "MBANK (Kyrgyzstan)'s non-cash rates for 4 currencies against the Kyrgyz som, read hourly from the bank's own page and served as JSON with the National Bank of the Kyrgyz Republic official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/mbank-kyrgyzstan-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:21:54.674Z --- MBANK is a Kyrgyz commercial bank headquartered in Bishkek, known for its MBank mobile app. Its home page lists cash and non-cash buying and selling rates against the som for the US dollar, euro, rouble and tenge. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of the Kyrgyz Republic official rate and with other banks in Kyrgyzstan, and the calls that return them. ## What the MBANK board shows - **4 currencies against the Kyrgyz som**: EUR, KZT, RUB and USD. Every value is KGS per 1 unit of the foreign currency. - **The non-cash pair.** Kyrgyz banks print buying and selling rates against the som for the US dollar, euro, rouble and tenge, often with separate cash and non-cash boards and the NBKR rate beside them. The US dollar spread is usually under 1%, while yuan, lira and dirham are quoted much wider. The National Bank of the Kyrgyz Republic official rate is shown next to each row. - **USD on 15 November 2026**: MBANK bought at 87.45 and sold at 87.5 KGS, a spread of 0.06%. The National Bank of the Kyrgyz Republic official rate was 87.4355, so the bank's mid sat +0.04% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13T08:30:00+06:00` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (0.06%), EUR (1.03%), RUB (5.37%) and the widest KZT (7.59%), RUB (5.37%), EUR (1.03%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at MBANK and other banks in Kyrgyzstan USD on the 14 boards AllRatesToday reads in Kyrgyzstan, all captured on 15 November 2026 (the National Bank of the Kyrgyz Republic official rate was 87.4355): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Optima Bank | 87 | 87.5 | 0.57% | -0.21% | | Demir Bank | 87 | 87.5 | 0.57% | -0.21% | | Bakai Bank | 87 | 87.5 | 0.57% | -0.21% | | RSK Bank (Eldik Bank) | 87 | 87.5 | 0.57% | -0.21% | | **MBANK (Kyrgyzstan)** | 87.45 | 87.5 | 0.06% | +0.04% | | FINCA Bank Kyrgyzstan | 87 | 87.5 | 0.57% | -0.21% | | KSB Bank | 87 | 87.5 | 0.57% | -0.21% | | Tolubay Bank | 87 | 87.5 | 0.57% | -0.21% | | Bai-Tushum Bank | 87.3 | 87.5 | 0.23% | -0.04% | | Capital Bank (Kyrgyzstan) | 87 | 87.5 | 0.57% | -0.21% | | Eco Islamic Bank | 87 | 87.5 | 0.57% | -0.21% | | Dos-Credobank | 87.45 | 87.8 | 0.40% | +0.22% | | Bank of Asia | 87 | 87.5 | 0.57% | -0.21% | | Kompanion Bank | 87.4 | 87.8 | 0.46% | +0.19% | MBANK had the narrowest USD spread of the 14. One call to `/api/v1/bank-rates/kg` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/kg/mbankkg" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "mbankkg", "name": "MBANK (Kyrgyzstan)", "country": "kg", "quote_ccy": "KGS", "bank_updated_at": "2026-11-13T08:30:00+06:00", "basis": "Non-cash", "captured_at": "2026-11-15T11:15:38.245Z", "rates": [ {"ccy":"EUR","buy":96.7,"sell":97.7,"mid":97.2,"spread_pct":1.029,"official":96.6905,"vs_official_pct":0.527}, {"ccy":"KZT","buy":0.19,"sell":0.205,"mid":0.1975,"spread_pct":7.595,"official":0.1972,"vs_official_pct":0.152}, {"ccy":"RUB","buy":1.033,"sell":1.09,"mid":1.0615,"spread_pct":5.37,"official":1.0563,"vs_official_pct":0.492}, … 1 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/kg/mbankkg?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "mbankkg", "name": "MBANK (Kyrgyzstan)", "country": "kg", "quote_ccy": "KGS", "bank_updated_at": "2026-11-13T08:30:00+06:00", "basis": "Non-cash", "captured_at": "2026-11-15T11:15:38.245Z", "ccy": "USD", "buy": 87.45, "sell": 87.5, "mid": 87.475, "spread_pct": 0.057, "official": 87.4355, "vs_official_pct": 0.045, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by MBANK (Kyrgyzstan) on its own website, collected by AllRatesToday", "bank_url": "https://mbank.kg/", "url": "https://allratestoday.com/bank-exchange-rate-api/kg/mbankkg/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/kg/mbankkg?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/kg/mbankkg/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // MBANK (Kyrgyzstan)'s USD row const r = await client.bankRates('kg', { bank: 'mbankkg', ccy: 'USD' }); console.log(`MBANK buys USD at ${r.buy}, sells at ${r.sell} KGS`); // The board as it stood on a past day const past = await client.bankRates('kg', { bank: 'mbankkg', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/kg/mbankkg", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The National Bank of the Kyrgyz Republic rate is the one tax, accounting and customs rules in Kyrgyzstan name; nobody transacts at it. MBANK's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [National Bank of the Kyrgyz Republic endpoint](https://allratestoday.com/central-bank-rates-api/nbkr/) when a rule asks for the official rate. ## FAQ ### Where do the MBANK (Kyrgyzstan) rates come from? From the bank's own public rates page (https://mbank.kg/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price MBANK shows, with the mid, the spread and the National Bank of the Kyrgyz Republic rate added. ### Are these the official KGS exchange rates? No. They are MBANK's retail prices for customers. The official rate in Kyrgyzstan is the National Bank of the Kyrgyz Republic rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the MBANK board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get MBANK rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## MBANK (Kyrgyzstan) rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [MBANK (Kyrgyzstan) live board rates](https://allratestoday.com/bank-exchange-rate-api/kg/mbankkg/) - [All banks in Kyrgyzstan side by side](https://allratestoday.com/bank-exchange-rate-api/kg/) - [National Bank of the Kyrgyz Republic official rates API](https://allratestoday.com/central-bank-rates-api/nbkr/) - [Optima Bank exchange rate API guide](https://allratestoday.com/blog/optima-bank-exchange-rate-api/) - [Demir Bank exchange rate API guide](https://allratestoday.com/blog/demir-bank-exchange-rate-api/) - [Bakai Bank exchange rate API guide](https://allratestoday.com/blog/bakai-bank-exchange-rate-api/) - [RSK Bank (Eldik Bank) exchange rate API guide](https://allratestoday.com/blog/rsk-bank-eldik-bank-exchange-rate-api/) - [FINCA Bank Kyrgyzstan exchange rate API guide](https://allratestoday.com/blog/finca-bank-kyrgyzstan-exchange-rate-api/) - [KSB Bank exchange rate API guide](https://allratestoday.com/blog/ksb-bank-exchange-rate-api/) - [Tolubay Bank exchange rate API guide](https://allratestoday.com/blog/tolubay-bank-exchange-rate-api/) - [Bai-Tushum Bank exchange rate API guide](https://allratestoday.com/blog/bai-tushum-bank-exchange-rate-api/) - [Capital Bank (Kyrgyzstan) exchange rate API guide](https://allratestoday.com/blog/capital-bank-kyrgyzstan-exchange-rate-api/) - [Eco Islamic Bank exchange rate API guide](https://allratestoday.com/blog/eco-islamic-bank-exchange-rate-api/) - [Dos-Credobank exchange rate API guide](https://allratestoday.com/blog/dos-credobank-exchange-rate-api/) - [Bank of Asia exchange rate API guide](https://allratestoday.com/blog/bank-of-asia-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)