--- title: "Mizrahi-Tefahot Bank Exchange Rate API: ILS Buy and Sell Rates as JSON" description: "Mizrahi-Tefahot Bank's cheques and transfers rates for 15 currencies against the Israeli new shekel, read hourly from the bank's own page and served as JSON with the Bank of Israel official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/mizrahi-tefahot-bank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:13:50.569Z --- Mizrahi-Tefahot is Israel’s third-largest bank by assets and its largest mortgage lender. Its converter page lists cheque-and-transfer and cash rates for fifteen currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Israel official rate and with other banks in Israel, and the calls that return them. ## What the Mizrahi-Tefahot board shows - **15 currencies against the Israeli new shekel**: AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, SEK, SGD, TRY, USD and ZAR. Every value is ILS per 1 unit of the foreign currency. - **The cheques and transfers pair.** Israeli banks quote a buy and sell for cheques and transfers and a wider pair for cash notes, set around the Bank of Israel representative rate published each afternoon. The rates here are the cheques-and-transfers pair, the one a transfer into or out of an account is converted at. The Bank of Israel official rate is shown next to each row. - **USD on 15 November 2026**: Mizrahi-Tefahot bought at 3.1745 and sold at 3.2258 ILS, a spread of 1.60%. The Bank of Israel official rate was 3.199, so the bank's mid sat +0.04% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`20261113` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (1.60%), EUR (1.61%), GBP (1.61%) and the widest TRY (1.89%), ZAR (1.69%), NOK (1.67%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Mizrahi-Tefahot and other banks in Israel USD on the 7 boards AllRatesToday reads in Israel, all captured on 15 November 2026 (the Bank of Israel official rate was 3.199): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Bank Hapoalim | 3.1724 | 3.2372 | 2.02% | +0.18% | | Israel Discount Bank | 3.1734 | 3.2312 | 1.80% | +0.10% | | Mercantile Bank | 3.1696 | 3.2341 | 2.01% | +0.09% | | **Mizrahi-Tefahot Bank** | 3.1745 | 3.2258 | 1.60% | +0.04% | | Bank Leumi | 3.1683 | 3.2356 | 2.10% | +0.09% | | One Zero Digital Bank | 3.1678 | 3.2318 | 2.00% | +0.03% | | Bank Yahav | 3.1672 | 3.2418 | 2.33% | +0.17% | Mizrahi-Tefahot had the narrowest USD spread of the 7. One call to `/api/v1/bank-rates/il` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/il/mizrahi" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "mizrahi", "name": "Mizrahi-Tefahot", "country": "il", "quote_ccy": "ILS", "bank_updated_at": "20261113", "basis": "Cheques and transfers", "captured_at": "2026-11-15T11:30:27.126Z", "rates": [ {"ccy":"AUD","buy":2.1566,"sell":2.1917,"mid":2.17415,"spread_pct":1.614,"official":2.1749,"vs_official_pct":-0.034}, {"ccy":"CAD","buy":2.2259,"sell":2.262,"mid":2.24395,"spread_pct":1.609,"official":2.2439,"vs_official_pct":0.002}, {"ccy":"CHF","buy":3.7912,"sell":3.8527,"mid":3.82195,"spread_pct":1.609,"official":3.8246,"vs_official_pct":-0.069}, … 12 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/il/mizrahi?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "mizrahi", "name": "Mizrahi-Tefahot", "country": "il", "quote_ccy": "ILS", "bank_updated_at": "20261113", "basis": "Cheques and transfers", "captured_at": "2026-11-15T11:30:27.126Z", "ccy": "USD", "buy": 3.1745, "sell": 3.2258, "mid": 3.20015, "spread_pct": 1.603, "official": 3.199, "vs_official_pct": 0.036, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Mizrahi-Tefahot Bank on its own website, collected by AllRatesToday", "bank_url": "https://www.mizrahi-tefahot.co.il/brokerage/currancyexchange/", "url": "https://allratestoday.com/bank-exchange-rate-api/il/mizrahi/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/il/mizrahi?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/il/mizrahi/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Mizrahi-Tefahot Bank's USD row const r = await client.bankRates('il', { bank: 'mizrahi', ccy: 'USD' }); console.log(`Mizrahi-Tefahot buys USD at ${r.buy}, sells at ${r.sell} ILS`); // The board as it stood on a past day const past = await client.bankRates('il', { bank: 'mizrahi', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/il/mizrahi", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Bank of Israel rate is the one tax, accounting and customs rules in Israel name; nobody transacts at it. Mizrahi-Tefahot's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bank of Israel endpoint](https://allratestoday.com/central-bank-rates-api/boi/) when a rule asks for the official rate. ## FAQ ### Where do the Mizrahi-Tefahot Bank rates come from? From the bank's own public rates page (https://www.mizrahi-tefahot.co.il/brokerage/currancyexchange/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Mizrahi-Tefahot shows, with the mid, the spread and the Bank of Israel rate added. ### Are these the official ILS exchange rates? No. They are Mizrahi-Tefahot's retail prices for customers. The official rate in Israel is the Bank of Israel rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Mizrahi-Tefahot board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Mizrahi-Tefahot rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Mizrahi-Tefahot Bank rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Mizrahi-Tefahot Bank live board rates](https://allratestoday.com/bank-exchange-rate-api/il/mizrahi/) - [All banks in Israel side by side](https://allratestoday.com/bank-exchange-rate-api/il/) - [Bank of Israel official rates API](https://allratestoday.com/central-bank-rates-api/boi/) - [Bank Hapoalim exchange rate API guide](https://allratestoday.com/blog/bank-hapoalim-exchange-rate-api/) - [Israel Discount Bank exchange rate API guide](https://allratestoday.com/blog/israel-discount-bank-exchange-rate-api/) - [Mercantile Bank exchange rate API guide](https://allratestoday.com/blog/mercantile-bank-exchange-rate-api/) - [Bank Leumi exchange rate API guide](https://allratestoday.com/blog/bank-leumi-exchange-rate-api/) - [One Zero Digital Bank exchange rate API guide](https://allratestoday.com/blog/one-zero-digital-bank-exchange-rate-api/) - [Bank Yahav exchange rate API guide](https://allratestoday.com/blog/bank-yahav-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)