--- title: "Mkombozi Commercial Bank Exchange Rate API: TZS Buy and Sell Rates as JSON" description: "Mkombozi Commercial Bank's forex counter buy / sell (usd large-note tier) rates for 4 currencies against the Tanzanian shilling, read hourly from the bank's own page and served as JSON with the Bank of Tanzania official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/mkombozi-commercial-bank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:13:50.836Z --- Mkombozi Commercial Bank is a Tanzanian bank set up by the Tanzania Episcopal Conference in 2009. Its home page ticker lists buy and sell rates in shillings for the US dollar (by note size), pound, euro and Kenyan shilling. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Tanzania official rate and with other banks in Tanzania, and the calls that return them. ## What the Mkombozi board shows - **4 currencies against the Tanzanian shilling**: EUR, GBP, KES and USD. Every value is TZS per 1 unit of the foreign currency. - **The forex counter buy / sell (usd large-note tier) pair.** The Tanzanian shilling floats and each bank sets its own buying and selling rates, which it describes as indicative and subject to change at the counter. Rates are quoted in shillings per 1 unit of the foreign currency, including the Kenyan and Ugandan shillings. The Bank of Tanzania official rate is shown next to each row. - **USD on 15 November 2026**: Mkombozi bought at 2575 and sold at 2655 TZS, a spread of 3.06%. The Bank of Tanzania official rate was 2657.65, so the bank's mid sat -1.60% from it. - **No timestamp on the bank's page.** Mkombozi does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available. - **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (3.06%), GBP (9.06%), EUR (9.21%) and the widest KES (25.64%), EUR (9.21%), GBP (9.06%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Mkombozi and other banks in Tanzania USD on the 10 boards AllRatesToday reads in Tanzania, all captured on 15 November 2026 (the Bank of Tanzania official rate was 2657.65): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | CRDB Bank | 2605 | 2685 | 3.02% | -0.48% | | NMB Bank | 2600 | 2680 | 3.03% | -0.66% | | Absa Bank Tanzania | 2605 | 2685 | 3.02% | -0.48% | | Azania Bank | 2605 | 2685 | 3.02% | -0.48% | | Stanbic Bank Tanzania | 2595 | 2675 | 3.04% | -0.85% | | **Mkombozi Commercial Bank** | 2575 | 2655 | 3.06% | -1.60% | | People’s Bank of Zanzibar | 2570 | 2650 | 3.06% | -1.79% | | Tanzania Commercial Bank | 2605 | 2685 | 3.02% | -0.48% | | Bank of Baroda (Tanzania) | 2600 | 2680 | 3.03% | -0.66% | | DCB Commercial Bank | 2600 | 2680 | 3.03% | -0.66% | Mkombozi had the 9th narrowest USD spread of the 10. One call to `/api/v1/bank-rates/tz` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/tz/mkombozi" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "mkombozi", "name": "Mkombozi Commercial Bank", "country": "tz", "quote_ccy": "TZS", "bank_updated_at": null, "basis": "Forex counter buy / sell (USD large-note tier)", "captured_at": "2026-11-15T11:16:15.174Z", "rates": [ {"ccy":"EUR","buy":2900,"sell":3180,"mid":3040,"spread_pct":9.211,"official":2946.5366,"vs_official_pct":3.172}, {"ccy":"GBP","buy":3320,"sell":3635,"mid":3477.5,"spread_pct":9.058,"official":3525.6385,"vs_official_pct":-1.365}, {"ccy":"KES","buy":17,"sell":22,"mid":19.5,"spread_pct":25.641,"official":20.4277,"vs_official_pct":-4.541}, … 1 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/tz/mkombozi?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "mkombozi", "name": "Mkombozi Commercial Bank", "country": "tz", "quote_ccy": "TZS", "bank_updated_at": null, "basis": "Forex counter buy / sell (USD large-note tier)", "captured_at": "2026-11-15T11:16:15.174Z", "ccy": "USD", "buy": 2575, "sell": 2655, "mid": 2615, "spread_pct": 3.059, "official": 2657.65, "vs_official_pct": -1.605, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Mkombozi Commercial Bank on its own website, collected by AllRatesToday", "bank_url": "https://www.mkombozibank.co.tz/", "url": "https://allratestoday.com/bank-exchange-rate-api/tz/mkombozi/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/tz/mkombozi?date=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/tz/mkombozi/history?ccy=USD&from=2026-11-15&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Mkombozi Commercial Bank's USD row const r = await client.bankRates('tz', { bank: 'mkombozi', ccy: 'USD' }); console.log(`Mkombozi buys USD at ${r.buy}, sells at ${r.sell} TZS`); // The board as it stood on a past day const past = await client.bankRates('tz', { bank: 'mkombozi', date: '2026-11-15' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/tz/mkombozi", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Bank of Tanzania rate is the one tax, accounting and customs rules in Tanzania name; nobody transacts at it. Mkombozi's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bank of Tanzania endpoint](https://allratestoday.com/central-bank-rates-api/botz/) when a rule asks for the official rate. ## FAQ ### Where do the Mkombozi Commercial Bank rates come from? From the bank's own public rates page (https://www.mkombozibank.co.tz/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Mkombozi shows, with the mid, the spread and the Bank of Tanzania rate added. ### Are these the official TZS exchange rates? No. They are Mkombozi's retail prices for customers. The official rate in Tanzania is the Bank of Tanzania rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Mkombozi board updated? AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read. ### Can I get Mkombozi rates for a past date? Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Mkombozi Commercial Bank rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Mkombozi Commercial Bank live board rates](https://allratestoday.com/bank-exchange-rate-api/tz/mkombozi/) - [All banks in Tanzania side by side](https://allratestoday.com/bank-exchange-rate-api/tz/) - [Bank of Tanzania official rates API](https://allratestoday.com/central-bank-rates-api/botz/) - [CRDB Bank exchange rate API guide](https://allratestoday.com/blog/crdb-bank-exchange-rate-api/) - [NMB Bank exchange rate API guide](https://allratestoday.com/blog/nmb-bank-exchange-rate-api/) - [Absa Bank Tanzania exchange rate API guide](https://allratestoday.com/blog/absa-bank-tanzania-exchange-rate-api/) - [Azania Bank exchange rate API guide](https://allratestoday.com/blog/azania-bank-exchange-rate-api/) - [Stanbic Bank Tanzania exchange rate API guide](https://allratestoday.com/blog/stanbic-bank-tanzania-exchange-rate-api/) - [People’s Bank of Zanzibar exchange rate API guide](https://allratestoday.com/blog/people-s-bank-of-zanzibar-exchange-rate-api/) - [Tanzania Commercial Bank exchange rate API guide](https://allratestoday.com/blog/tanzania-commercial-bank-exchange-rate-api/) - [Bank of Baroda (Tanzania) exchange rate API guide](https://allratestoday.com/blog/bank-of-baroda-tanzania-exchange-rate-api/) - [DCB Commercial Bank exchange rate API guide](https://allratestoday.com/blog/dcb-commercial-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)