--- title: "Monobank Exchange Rate API: UAH Buy and Sell Rates as JSON" description: "Monobank's card account buy / sell rates for 2 currencies against the Ukrainian hryvnia, read hourly from the bank's own page and served as JSON with the National Bank of Ukraine official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/monobank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:11:50.777Z --- Monobank is a Ukrainian mobile-only bank operated with Universal Bank. Its public API lists buying and selling rates in hryvnia for the US dollar and euro, plus single cross rates for other currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Ukraine official rate and with other banks in Ukraine, and the calls that return them. ## What the Monobank board shows - **2 currencies against the Ukrainian hryvnia**: EUR and USD. Every value is UAH per 1 unit of the foreign currency. - **The card account buy / sell pair.** Ukrainian banks quote the US dollar and euro, and sometimes a few more currencies, in hryvnia per unit, with separate cash and card or online rates that change during the day. The National Bank of Ukraine official rate is shown next to each row. - **USD on 15 November 2026**: Monobank bought at 45.43 and sold at 45.8295 UAH, a spread of 0.88%. The National Bank of Ukraine official rate was 45.3849, so the bank's mid sat +0.54% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-14T22:01:13Z` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the spreads were USD 0.88%, EUR 1.38%. Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Monobank and other banks in Ukraine USD on the 30 boards AllRatesToday reads in Ukraine, all captured on 15 November 2026 (the National Bank of Ukraine official rate was 45.3849): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | PrivatBank | 45.42 | 45.8716 | 0.99% | +0.57% | | **Monobank** | 45.43 | 45.8295 | 0.88% | +0.54% | | PUMB | 45.3 | 45.9 | 1.32% | +0.47% | | OTP Bank Ukraine | 45.25 | 45.9 | 1.43% | +0.42% | | UKRSIBBANK | 45.25 | 45.95 | 1.53% | +0.47% | | A-Bank | 45.3 | 46 | 1.53% | +0.58% | | Accordbank | 45.3 | 45.85 | 1.21% | +0.42% | | Globus Bank | 45.35 | 45.95 | 1.31% | +0.58% | | ProCredit Bank Ukraine | 45.2 | 45.75 | 1.21% | +0.20% | | Credit Agricole Bank Ukraine | 45.2 | 46.04 | 1.84% | +0.52% | | Ukreximbank | 45.35 | 45.85 | 1.10% | +0.47% | | Unex Bank | 45 | 46.09 | 2.39% | +0.35% | | RADABANK | 45.2 | 46.1 | 1.97% | +0.58% | | MetaBank | 44.5 | 46.05 | 3.42% | -0.24% | | CRYSTALBANK | 45.28 | 46.1 | 1.79% | +0.67% | | Pravex Bank | 45.4 | 45.85 | 0.99% | +0.53% | | Clearing House Bank | 45.3 | 46 | 1.53% | +0.58% | | First Investment Bank (Ukraine) | 45.2 | 45.9 | 1.54% | +0.36% | | BTA Bank (Ukraine) | 45.3 | 45.9 | 1.32% | +0.47% | | Bank Ukrainian Capital | 45 | 46.1 | 2.42% | +0.36% | | Bank Credit Dnipro | 45.4 | 45.85 | 0.99% | +0.53% | | Policombank | 45.4 | 46.2 | 1.75% | +0.92% | | Industrialbank | 45.5 | 46.2 | 1.53% | +1.02% | | Altbank | 45.35 | 46.05 | 1.53% | +0.69% | | MTB Bank | 45.4 | 46.1 | 1.53% | +0.80% | | Bank 3/4 | 45.1 | 45.85 | 1.65% | +0.20% | | Piraeus Bank (Ukraine) | 45.35 | 45.89 | 1.18% | +0.52% | | European Industrial Bank | 45.7 | 46.1 | 0.87% | +1.14% | | Bank Trust-Capital | 45.2 | 45.9 | 1.54% | +0.36% | | Creditwest Bank | 45.3 | 45.75 | 0.99% | +0.31% | Monobank had the 2nd narrowest USD spread of the 30. One call to `/api/v1/bank-rates/ua` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/ua/monobank" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "monobank", "name": "Monobank", "country": "ua", "quote_ccy": "UAH", "bank_updated_at": "2026-11-14T22:01:13Z", "basis": "Card account buy / sell", "captured_at": "2026-11-15T11:37:30.074Z", "rates": [ {"ccy":"EUR","buy":50.25,"sell":50.9502,"mid":50.6001,"spread_pct":1.384,"official":50.3379,"vs_official_pct":0.521}, {"ccy":"USD","buy":45.43,"sell":45.8295,"mid":45.62975,"spread_pct":0.876,"official":45.3849,"vs_official_pct":0.539} ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/ua/monobank?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "monobank", "name": "Monobank", "country": "ua", "quote_ccy": "UAH", "bank_updated_at": "2026-11-14T22:01:13Z", "basis": "Card account buy / sell", "captured_at": "2026-11-15T11:37:30.074Z", "ccy": "USD", "buy": 45.43, "sell": 45.8295, "mid": 45.62975, "spread_pct": 0.876, "official": 45.3849, "vs_official_pct": 0.539, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Monobank on its own website, collected by AllRatesToday", "bank_url": "https://www.monobank.ua/rates", "url": "https://allratestoday.com/bank-exchange-rate-api/ua/monobank/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/ua/monobank?date=2026-11-14" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/ua/monobank/history?ccy=USD&from=2026-11-14&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Monobank's USD row const r = await client.bankRates('ua', { bank: 'monobank', ccy: 'USD' }); console.log(`Monobank buys USD at ${r.buy}, sells at ${r.sell} UAH`); // The board as it stood on a past day const past = await client.bankRates('ua', { bank: 'monobank', date: '2026-11-14' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/ua/monobank", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The National Bank of Ukraine rate is the one tax, accounting and customs rules in Ukraine name; nobody transacts at it. Monobank's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [National Bank of Ukraine endpoint](https://allratestoday.com/central-bank-rates-api/nbu/) when a rule asks for the official rate. ## FAQ ### Where do the Monobank rates come from? From the bank's own public rates page (https://www.monobank.ua/rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Monobank shows, with the mid, the spread and the National Bank of Ukraine rate added. ### Are these the official UAH exchange rates? No. They are Monobank's retail prices for customers. The official rate in Ukraine is the National Bank of Ukraine rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Monobank board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Monobank rates for a past date? Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Monobank rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Monobank live board rates](https://allratestoday.com/bank-exchange-rate-api/ua/monobank/) - [All banks in Ukraine side by side](https://allratestoday.com/bank-exchange-rate-api/ua/) - [National Bank of Ukraine official rates API](https://allratestoday.com/central-bank-rates-api/nbu/) - [PrivatBank exchange rate API guide](https://allratestoday.com/blog/privatbank-exchange-rate-api/) - [PUMB exchange rate API guide](https://allratestoday.com/blog/pumb-exchange-rate-api/) - [OTP Bank Ukraine exchange rate API guide](https://allratestoday.com/blog/otp-bank-ukraine-exchange-rate-api/) - [UKRSIBBANK exchange rate API guide](https://allratestoday.com/blog/ukrsibbank-exchange-rate-api/) - [A-Bank exchange rate API guide](https://allratestoday.com/blog/a-bank-exchange-rate-api/) - [Accordbank exchange rate API guide](https://allratestoday.com/blog/accordbank-exchange-rate-api/) - [Globus Bank exchange rate API guide](https://allratestoday.com/blog/globus-bank-exchange-rate-api/) - [ProCredit Bank Ukraine exchange rate API guide](https://allratestoday.com/blog/procredit-bank-ukraine-exchange-rate-api/) - [Credit Agricole Bank Ukraine exchange rate API guide](https://allratestoday.com/blog/credit-agricole-bank-ukraine-exchange-rate-api/) - [Ukreximbank exchange rate API guide](https://allratestoday.com/blog/ukreximbank-exchange-rate-api/) - [Unex Bank exchange rate API guide](https://allratestoday.com/blog/unex-bank-exchange-rate-api/) - [RADABANK exchange rate API guide](https://allratestoday.com/blog/radabank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)