--- title: "NLB Komercijalna banka Exchange Rate API: RSD Buy and Sell Rates as JSON" description: "NLB Komercijalna banka's cash (efektiva) buy / sell rates for 12 currencies against the Serbian dinar, read hourly from the bank's own page and served as JSON with the National Bank of Serbia official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/nlb-komercijalna-banka-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:13:40.280Z --- NLB Komercijalna banka is a Serbian bank in the Slovenian NLB Group, formed from Komercijalna banka. Its full kursna lista gives cash buying and selling rates in dinars for 12 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Serbia official rate and with other banks in Serbia, and the calls that return them. ## What the NLB Komercijalna board shows - **12 currencies against the Serbian dinar**: AUD, BAM, CAD, CHF, CNY, DKK, EUR, GBP, JPY, NOK, SEK and USD. Every value is RSD per 1 unit of the foreign currency. - **The cash (efektiva) buy / sell pair.** Serbian banks publish a daily list with a non-cash (devizni) pair for transfers and accounts and a cash (efektiva) pair for notes, around the National Bank of Serbia’s middle rate. The rates here are the non-cash pair. The National Bank of Serbia official rate is shown next to each row. - **USD on 15 November 2026**: NLB Komercijalna bought at 101.14 and sold at 111.56 RSD, a spread of 9.80%. The National Bank of Serbia official rate was 106.35, so the bank's mid matched it. - **No timestamp on the bank's page.** NLB Komercijalna does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available. - **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were EUR (2.50%), SEK (9.80%), AUD (9.80%) and the widest USD (9.80%), NOK (9.80%), JPY (9.80%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at NLB Komercijalna and other banks in Serbia USD on the 14 boards AllRatesToday reads in Serbia, all captured on 15 November 2026 (the National Bank of Serbia official rate was 106.35): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Banca Intesa (Serbia) | 101.03 | 111.66 | 10.00% | 0.00% | | Raiffeisen Bank Serbia | 101.03 | 111.56 | 9.90% | -0.05% | | UniCredit Bank Serbia | 103.16 | 109.54 | 6.00% | 0.00% | | AIK Banka | 103.16 | 109.54 | 6.00% | 0.00% | | OTP banka Srbija | 103.16 | 109.54 | 6.00% | 0.00% | | **NLB Komercijalna banka** | 101.14 | 111.56 | 9.80% | 0.00% | | Banka Poštanska štedionica | 103.16 | 109.54 | 6.00% | 0.00% | | Erste Bank Serbia | 102.09 | 110.6 | 8.00% | 0.00% | | ProCredit Bank Serbia | 98.3714 | 114.32 | 15.00% | 0.00% | | Addiko Bank Serbia | 101.03 | 111.66 | 10.00% | 0.00% | | Adriatic Bank | 104.22 | 108.47 | 4.00% | 0.00% | | API Bank | 104.33 | 108.37 | 3.80% | 0.00% | | Halkbank Serbia | 102.52 | 110.18 | 7.20% | 0.00% | | Yettel Bank | 102.63 | 110.07 | 7.00% | 0.00% | NLB Komercijalna had the 10th narrowest USD spread of the 14. One call to `/api/v1/bank-rates/rs` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/rs/nlbkb" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "nlbkb", "name": "NLB Komercijalna banka", "country": "rs", "quote_ccy": "RSD", "bank_updated_at": null, "basis": "Cash (efektiva) buy / sell", "captured_at": "2026-11-15T11:30:30.671Z", "rates": [ {"ccy":"AUD","buy":68.7292,"sell":75.8118,"mid":72.2705,"spread_pct":9.8,"official":72.2705,"vs_official_pct":0}, {"ccy":"BAM","buy":57.1915,"sell":63.0851,"mid":60.1383,"spread_pct":9.8,"official":60.1383,"vs_official_pct":0}, {"ccy":"CAD","buy":70.9167,"sell":78.2247,"mid":74.5707,"spread_pct":9.8,"official":74.5707,"vs_official_pct":0}, … 9 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/rs/nlbkb?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "nlbkb", "name": "NLB Komercijalna banka", "country": "rs", "quote_ccy": "RSD", "bank_updated_at": null, "basis": "Cash (efektiva) buy / sell", "captured_at": "2026-11-15T11:30:30.671Z", "ccy": "USD", "buy": 101.1365, "sell": 111.5585, "mid": 106.3475, "spread_pct": 9.8, "official": 106.3475, "vs_official_pct": 0, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by NLB Komercijalna banka on its own website, collected by AllRatesToday", "bank_url": "https://www.nlb.rs/stanovnistvo/pomoc-i-alati/kompletna-kursna-lista", "url": "https://allratestoday.com/bank-exchange-rate-api/rs/nlbkb/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/rs/nlbkb?date=2026-11-14" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/rs/nlbkb/history?ccy=USD&from=2026-11-14&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // NLB Komercijalna banka's USD row const r = await client.bankRates('rs', { bank: 'nlbkb', ccy: 'USD' }); console.log(`NLB Komercijalna buys USD at ${r.buy}, sells at ${r.sell} RSD`); // The board as it stood on a past day const past = await client.bankRates('rs', { bank: 'nlbkb', date: '2026-11-14' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/rs/nlbkb", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The National Bank of Serbia rate is the one tax, accounting and customs rules in Serbia name; nobody transacts at it. NLB Komercijalna's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [National Bank of Serbia endpoint](https://allratestoday.com/central-bank-rates-api/nbs/) when a rule asks for the official rate. ## FAQ ### Where do the NLB Komercijalna banka rates come from? From the bank's own public rates page (https://www.nlb.rs/stanovnistvo/pomoc-i-alati/kompletna-kursna-lista), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price NLB Komercijalna shows, with the mid, the spread and the National Bank of Serbia rate added. ### Are these the official RSD exchange rates? No. They are NLB Komercijalna's retail prices for customers. The official rate in Serbia is the National Bank of Serbia rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the NLB Komercijalna board updated? AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read. ### Can I get NLB Komercijalna rates for a past date? Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## NLB Komercijalna banka rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [NLB Komercijalna banka live board rates](https://allratestoday.com/bank-exchange-rate-api/rs/nlbkb/) - [All banks in Serbia side by side](https://allratestoday.com/bank-exchange-rate-api/rs/) - [National Bank of Serbia official rates API](https://allratestoday.com/central-bank-rates-api/nbs/) - [Banca Intesa (Serbia) exchange rate API guide](https://allratestoday.com/blog/banca-intesa-serbia-exchange-rate-api/) - [Raiffeisen Bank Serbia exchange rate API guide](https://allratestoday.com/blog/raiffeisen-bank-serbia-exchange-rate-api/) - [UniCredit Bank Serbia exchange rate API guide](https://allratestoday.com/blog/unicredit-bank-serbia-exchange-rate-api/) - [AIK Banka exchange rate API guide](https://allratestoday.com/blog/aik-banka-exchange-rate-api/) - [OTP banka Srbija exchange rate API guide](https://allratestoday.com/blog/otp-banka-srbija-exchange-rate-api/) - [Banka Poštanska štedionica exchange rate API guide](https://allratestoday.com/blog/banka-postanska-stedionica-exchange-rate-api/) - [Erste Bank Serbia exchange rate API guide](https://allratestoday.com/blog/erste-bank-serbia-exchange-rate-api/) - [ProCredit Bank Serbia exchange rate API guide](https://allratestoday.com/blog/procredit-bank-serbia-exchange-rate-api/) - [Addiko Bank Serbia exchange rate API guide](https://allratestoday.com/blog/addiko-bank-serbia-exchange-rate-api/) - [Adriatic Bank exchange rate API guide](https://allratestoday.com/blog/adriatic-bank-exchange-rate-api/) - [API Bank exchange rate API guide](https://allratestoday.com/blog/api-bank-exchange-rate-api/) - [Halkbank Serbia exchange rate API guide](https://allratestoday.com/blog/halkbank-serbia-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)