--- title: "Nordea Exchange Rate API: EUR Buy and Sell Rates as JSON" description: "Nordea's list rates (listakurssit), non-cash buy / sell rates for 38 currencies against the euro, read hourly from the bank's own page and served as JSON with the European Central Bank official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/nordea-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:11:50.439Z --- Nordea is the largest Nordic bank, headquartered in Helsinki. Its list rates give buy and sell rates against the euro for about 40 currencies, usually refreshed hourly between 08:00 and 19:00, and are also published as a machine-readable file. This guide shows how to read that board as JSON: what the rates mean, how they compare with the European Central Bank official rate and with other banks in Finland, and the calls that return them. ## What the Nordea board shows - **38 currencies against the euro**: AED, AUD, BHD, BRL, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HUF, IDR, ILS, INR, ISK, JPY, KRW, KWD, KZT, MAD, MXN, MYR, NOK, NZD, PHP, PLN, QAR, RON, RSD, SAR, SEK, SGD, THB, TND, TRY, USD and ZAR. Every value is EUR per 1 unit of the foreign currency. - **The list rates (listakurssit), non-cash buy / sell pair.** Finnish banks quote how much foreign currency 1 euro buys (for example 1.10 USD per EUR); the rates here are turned round to euros per 1 unit of each currency. The European Central Bank publishes one euro reference rate per business day. The European Central Bank official rate is shown next to each row. - **USD on 15 November 2026**: Nordea bought at 0.8872 and sold at 0.9264 EUR, a spread of 4.33%. The European Central Bank official rate was 0.9048, so the bank's mid sat +0.22% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`Listakurssit 13.11.26 19:00 (Helsinki)` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were BRL (0.00%), CNY (0.00%), IDR (0.00%) and the widest KZT (6.71%), ISK (6.56%), PHP (6.50%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Nordea and other banks in Finland USD on the 3 boards AllRatesToday reads in Finland, all captured on 15 November 2026 (the European Central Bank official rate was 0.9048): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | **Nordea** | 0.8872 | 0.9264 | 4.33% | +0.22% | | Danske Bank | 0.9012 | 0.9086 | 0.81% | +0.01% | | FOREX Bank | 0.8302 | 0.9993 | 18.48% | +1.10% | Nordea had the 2nd narrowest USD spread of the 3. One call to `/api/v1/bank-rates/fi` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/fi/nordea" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "nordea", "name": "Nordea", "country": "fi", "quote_ccy": "EUR", "bank_updated_at": "Listakurssit 13.11.26 19:00 (Helsinki)", "basis": "List rates (listakurssit), non-cash buy / sell", "captured_at": "2026-11-15T11:45:51.041Z", "rates": [ {"ccy":"AED","buy":0.23991747,"sell":0.25401341,"mid":0.24696544,"spread_pct":5.708,"official":null,"vs_official_pct":null}, {"ccy":"AUD","buy":0.60107713,"sell":0.62761244,"mid":0.61434479,"spread_pct":4.319,"official":0.6139489194499017,"vs_official_pct":0.064}, {"ccy":"BHD","buy":2.33563,"sell":2.4741452,"mid":2.4048876,"spread_pct":5.76,"official":null,"vs_official_pct":null}, … 35 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/fi/nordea?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "nordea", "name": "Nordea", "country": "fi", "quote_ccy": "EUR", "bank_updated_at": "Listakurssit 13.11.26 19:00 (Helsinki)", "basis": "List rates (listakurssit), non-cash buy / sell", "captured_at": "2026-11-15T11:45:51.041Z", "ccy": "USD", "buy": 0.88715401, "sell": 0.92644062, "mid": 0.90679732, "spread_pct": 4.332, "official": 0.9048136083966704, "vs_official_pct": 0.219, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Nordea on its own website, collected by AllRatesToday", "bank_url": "https://www.nordea.fi/yritysasiakkaat/palvelumme/ulkomaankauppa/valuuttakurssit.html", "url": "https://allratestoday.com/bank-exchange-rate-api/fi/nordea/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/fi/nordea?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/fi/nordea/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Nordea's USD row const r = await client.bankRates('fi', { bank: 'nordea', ccy: 'USD' }); console.log(`Nordea buys USD at ${r.buy}, sells at ${r.sell} EUR`); // The board as it stood on a past day const past = await client.bankRates('fi', { bank: 'nordea', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/fi/nordea", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The European Central Bank rate is the one tax, accounting and customs rules in Finland name; nobody transacts at it. Nordea's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [European Central Bank endpoint](https://allratestoday.com/central-bank-rates-api/ecb/) when a rule asks for the official rate. ## FAQ ### Where do the Nordea rates come from? From the bank's own public rates page (https://www.nordea.fi/yritysasiakkaat/palvelumme/ulkomaankauppa/valuuttakurssit.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Nordea shows, with the mid, the spread and the European Central Bank rate added. ### Are these the official EUR exchange rates? No. They are Nordea's retail prices for customers. The official rate in Finland is the European Central Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Nordea board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Nordea rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Nordea rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Nordea live board rates](https://allratestoday.com/bank-exchange-rate-api/fi/nordea/) - [All banks in Finland side by side](https://allratestoday.com/bank-exchange-rate-api/fi/) - [European Central Bank official rates API](https://allratestoday.com/central-bank-rates-api/ecb/) - [Danske Bank exchange rate API guide](https://allratestoday.com/blog/danske-bank-finland-exchange-rate-api/) - [FOREX Bank exchange rate API guide](https://allratestoday.com/blog/forex-bank-finland-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)