---
title: "ProCredit Bank Serbia Exchange Rate API: RSD Buy and Sell Rates as JSON"
description: "ProCredit Bank Serbia's non-cash (devize) buy / sell rates for 5 currencies against the Serbian dinar, read hourly from the bank's own page and served as JSON with the National Bank of Serbia official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/procredit-bank-serbia-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:13:51.207Z
---

ProCredit Bank Serbia is the Serbian member of the German ProCredit group, focused on small and medium businesses. Its exchange list gives cash and non-cash buy and sell rates for five currencies against the dinar. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Serbia official rate and with other banks in Serbia, and the calls that return them.

## What the ProCredit RS board shows

- **5 currencies against the Serbian dinar**: CHF, CNY, EUR, GBP and USD. Every value is RSD per 1 unit of the foreign currency.
- **The non-cash (devize) buy / sell pair.** Serbian banks publish a daily list with a non-cash (devizni) pair for transfers and accounts and a cash (efektiva) pair for notes, around the National Bank of Serbia’s middle rate. The rates here are the non-cash pair. The National Bank of Serbia official rate is shown next to each row.
- **USD on 15 November 2026**: ProCredit RS bought at 98.3714 and sold at 114.32 RSD, a spread of 15.00%. The National Bank of Serbia official rate was 106.35, so the bank's mid matched it.
- **The bank's own timestamp.** The page prints a last-updated stamp (`15.11.2026` on the board above), returned as `bank_updated_at` next to our `captured_at`.
- **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were EUR (5.00%), CHF (15.00%), GBP (15.00%) and the widest CNY (20.00%), USD (15.00%), GBP (15.00%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at ProCredit RS and other banks in Serbia

USD on the 14 boards AllRatesToday reads in Serbia, all captured on 15 November 2026 (the National Bank of Serbia official rate was 106.35):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| Banca Intesa (Serbia) | 101.03 | 111.66 | 10.00% | 0.00% |
| Raiffeisen Bank Serbia | 101.03 | 111.56 | 9.90% | -0.05% |
| UniCredit Bank Serbia | 103.16 | 109.54 | 6.00% | 0.00% |
| AIK Banka | 103.16 | 109.54 | 6.00% | 0.00% |
| OTP banka Srbija | 103.16 | 109.54 | 6.00% | 0.00% |
| NLB Komercijalna banka | 101.14 | 111.56 | 9.80% | 0.00% |
| Banka Poštanska štedionica | 103.16 | 109.54 | 6.00% | 0.00% |
| Erste Bank Serbia | 102.09 | 110.6 | 8.00% | 0.00% |
| **ProCredit Bank Serbia** | 98.3714 | 114.32 | 15.00% | 0.00% |
| Addiko Bank Serbia | 101.03 | 111.66 | 10.00% | 0.00% |
| Adriatic Bank | 104.22 | 108.47 | 4.00% | 0.00% |
| API Bank | 104.33 | 108.37 | 3.80% | 0.00% |
| Halkbank Serbia | 102.52 | 110.18 | 7.20% | 0.00% |
| Yettel Bank | 102.63 | 110.07 | 7.00% | 0.00% |

ProCredit RS had the 14th narrowest USD spread of the 14. One call to `/api/v1/bank-rates/rs` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/rs/procreditrs" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "procreditrs",
  "name": "ProCredit Bank Serbia",
  "country": "rs",
  "quote_ccy": "RSD",
  "bank_updated_at": "15.11.2026",
  "basis": "Non-cash (devize) buy / sell",
  "captured_at": "2026-11-15T11:37:47.294Z",
  "rates": [
    {"ccy":"CHF","buy":117.6458,"sell":136.7234,"mid":127.1846,"spread_pct":15,"official":127.1846,"vs_official_pct":0},
    {"ccy":"CNY","buy":14.3492,"sell":17.5379,"mid":15.94355,"spread_pct":20,"official":15.9435,"vs_official_pct":0},
    {"ccy":"EUR","buy":114.6798,"sell":120.5608,"mid":117.6203,"spread_pct":5,"official":117.6203,"vs_official_pct":0},
    … 2 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/rs/procreditrs?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "procreditrs",
  "name": "ProCredit Bank Serbia",
  "country": "rs",
  "quote_ccy": "RSD",
  "bank_updated_at": "15.11.2026",
  "basis": "Non-cash (devize) buy / sell",
  "captured_at": "2026-11-15T11:37:47.294Z",
  "ccy": "USD",
  "buy": 98.3714,
  "sell": 114.3236,
  "mid": 106.3475,
  "spread_pct": 15,
  "official": 106.3475,
  "vs_official_pct": 0,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by ProCredit Bank Serbia on its own website, collected by AllRatesToday",
    "bank_url": "https://www.procreditbank.rs/kursna-lista",
    "url": "https://allratestoday.com/bank-exchange-rate-api/rs/procreditrs/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/rs/procreditrs?date=2026-11-14" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/rs/procreditrs/history?ccy=USD&from=2026-11-14&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// ProCredit Bank Serbia's USD row
const r = await client.bankRates('rs', { bank: 'procreditrs', ccy: 'USD' });
console.log(`ProCredit RS buys USD at ${r.buy}, sells at ${r.sell} RSD`);

// The board as it stood on a past day
const past = await client.bankRates('rs', { bank: 'procreditrs', date: '2026-11-14' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/rs/procreditrs",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The National Bank of Serbia rate is the one tax, accounting and customs rules in Serbia name; nobody transacts at it. ProCredit RS's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [National Bank of Serbia endpoint](https://allratestoday.com/central-bank-rates-api/nbs/) when a rule asks for the official rate.

## FAQ

### Where do the ProCredit Bank Serbia rates come from?

From the bank's own public rates page (https://www.procreditbank.rs/kursna-lista), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price ProCredit RS shows, with the mid, the spread and the National Bank of Serbia rate added.

### Are these the official RSD exchange rates?

No. They are ProCredit RS's retail prices for customers. The official rate in Serbia is the National Bank of Serbia rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the ProCredit RS board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board.

### Can I get ProCredit RS rates for a past date?

Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## ProCredit Bank Serbia rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [ProCredit Bank Serbia live board rates](https://allratestoday.com/bank-exchange-rate-api/rs/procreditrs/)
- [All banks in Serbia side by side](https://allratestoday.com/bank-exchange-rate-api/rs/)
- [National Bank of Serbia official rates API](https://allratestoday.com/central-bank-rates-api/nbs/)
- [Banca Intesa (Serbia) exchange rate API guide](https://allratestoday.com/blog/banca-intesa-serbia-exchange-rate-api/)
- [Raiffeisen Bank Serbia exchange rate API guide](https://allratestoday.com/blog/raiffeisen-bank-serbia-exchange-rate-api/)
- [UniCredit Bank Serbia exchange rate API guide](https://allratestoday.com/blog/unicredit-bank-serbia-exchange-rate-api/)
- [AIK Banka exchange rate API guide](https://allratestoday.com/blog/aik-banka-exchange-rate-api/)
- [OTP banka Srbija exchange rate API guide](https://allratestoday.com/blog/otp-banka-srbija-exchange-rate-api/)
- [NLB Komercijalna banka exchange rate API guide](https://allratestoday.com/blog/nlb-komercijalna-banka-exchange-rate-api/)
- [Banka Poštanska štedionica exchange rate API guide](https://allratestoday.com/blog/banka-postanska-stedionica-exchange-rate-api/)
- [Erste Bank Serbia exchange rate API guide](https://allratestoday.com/blog/erste-bank-serbia-exchange-rate-api/)
- [Addiko Bank Serbia exchange rate API guide](https://allratestoday.com/blog/addiko-bank-serbia-exchange-rate-api/)
- [Adriatic Bank exchange rate API guide](https://allratestoday.com/blog/adriatic-bank-exchange-rate-api/)
- [API Bank exchange rate API guide](https://allratestoday.com/blog/api-bank-exchange-rate-api/)
- [Halkbank Serbia exchange rate API guide](https://allratestoday.com/blog/halkbank-serbia-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)
