---
title: "Prva banka Crne Gore Exchange Rate API: EUR Buy and Sell Rates as JSON"
description: "Prva banka Crne Gore's exchange list buy / sell rates for 9 currencies against the euro, read hourly from the bank's own page and served as JSON with the European Central Bank official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/prva-banka-crne-gore-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:12:25.833Z
---

Prva banka Crne Gore is a Montenegrin commercial bank headquartered in Podgorica. Its home page lists buy, middle and sell rates in euros for nine currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the European Central Bank official rate and with other banks in Montenegro, and the calls that return them.

## What the Prva banka board shows

- **9 currencies against the euro**: AUD, CAD, CHF, DKK, GBP, JPY, NOK, SEK and USD. Every value is EUR per 1 unit of the foreign currency.
- **The exchange list buy / sell pair.** Montenegro uses the euro without being in the euro area, so banks quote foreign currencies per 1 euro and the ECB reference rate is the natural benchmark; lists usually cover a dozen currencies with wider spreads on cash notes. The European Central Bank official rate is shown next to each row.
- **USD on 15 November 2026**: Prva banka bought at 0.8889 and sold at 0.916 EUR, a spread of 3.00%. The European Central Bank official rate was 0.9048, so the bank's mid sat -0.26% from it.
- **No timestamp on the bank's page.** Prva banka does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available.
- **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the tightest spreads were JPY (1.77%), NOK (2.96%), SEK (2.99%) and the widest AUD (3.00%), USD (3.00%), GBP (3.00%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at Prva banka and other banks in Montenegro

USD on the 8 boards AllRatesToday reads in Montenegro, all captured on 15 November 2026 (the European Central Bank official rate was 0.9048):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| NLB Banka Podgorica | 0.8909 | 0.9143 | 2.60% | -0.24% |
| Crnogorska komercijalna banka | 0.8881 | 0.9151 | 2.99% | -0.36% |
| **Prva banka Crne Gore** | 0.8889 | 0.916 | 3.00% | -0.26% |
| Adriatic Bank (Montenegro) | 0.8889 | 0.916 | 3.00% | -0.26% |
| Zapad banka | 0.8891 | 0.9159 | 2.97% | -0.26% |
| Erste Bank Montenegro | 0.8844 | 0.9205 | 4.00% | -0.26% |
| Lovćen banka | 0.8762 | 0.9304 | 6.00% | -0.17% |
| Hipotekarna banka | 0.8856 | 0.92 | 3.81% | -0.23% |

Prva banka had the 5th narrowest USD spread of the 8. One call to `/api/v1/bank-rates/me` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/me/prvabankacg" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "prvabankacg",
  "name": "Prva banka Crne Gore",
  "country": "me",
  "quote_ccy": "EUR",
  "bank_updated_at": null,
  "basis": "Exchange list buy / sell",
  "captured_at": "2026-11-15T11:16:22.074Z",
  "rates": [
    {"ccy":"AUD","buy":0.6063,"sell":0.6248,"mid":0.61555,"spread_pct":3.005,"official":0.6139489194499017,"vs_official_pct":0.261},
    {"ccy":"CAD","buy":0.6239,"sell":0.6429,"mid":0.6334,"spread_pct":3,"official":0.6345982992765579,"vs_official_pct":-0.189},
    {"ccy":"CHF","buy":1.0669,"sell":1.0994,"mid":1.08315,"spread_pct":3.001,"official":1.0792143319663285,"vs_official_pct":0.365},
    … 6 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/me/prvabankacg?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "prvabankacg",
  "name": "Prva banka Crne Gore",
  "country": "me",
  "quote_ccy": "EUR",
  "bank_updated_at": null,
  "basis": "Exchange list buy / sell",
  "captured_at": "2026-11-15T11:16:22.074Z",
  "ccy": "USD",
  "buy": 0.8889,
  "sell": 0.916,
  "mid": 0.90245,
  "spread_pct": 3.003,
  "official": 0.9048136083966704,
  "vs_official_pct": -0.261,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Prva banka Crne Gore on its own website, collected by AllRatesToday",
    "bank_url": "https://www.prvabankacg.com/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/me/prvabankacg/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/me/prvabankacg?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/me/prvabankacg/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Prva banka Crne Gore's USD row
const r = await client.bankRates('me', { bank: 'prvabankacg', ccy: 'USD' });
console.log(`Prva banka buys USD at ${r.buy}, sells at ${r.sell} EUR`);

// The board as it stood on a past day
const past = await client.bankRates('me', { bank: 'prvabankacg', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/me/prvabankacg",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The European Central Bank rate is the one tax, accounting and customs rules in Montenegro name; nobody transacts at it. Prva banka's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [European Central Bank endpoint](https://allratestoday.com/central-bank-rates-api/ecb/) when a rule asks for the official rate.

## FAQ

### Where do the Prva banka Crne Gore rates come from?

From the bank's own public rates page (https://www.prvabankacg.com/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Prva banka shows, with the mid, the spread and the European Central Bank rate added.

### Are these the official EUR exchange rates?

No. They are Prva banka's retail prices for customers. The official rate in Montenegro is the European Central Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the Prva banka board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read.

### Can I get Prva banka rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## Prva banka Crne Gore rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [Prva banka Crne Gore live board rates](https://allratestoday.com/bank-exchange-rate-api/me/prvabankacg/)
- [All banks in Montenegro side by side](https://allratestoday.com/bank-exchange-rate-api/me/)
- [European Central Bank official rates API](https://allratestoday.com/central-bank-rates-api/ecb/)
- [NLB Banka Podgorica exchange rate API guide](https://allratestoday.com/blog/nlb-banka-podgorica-exchange-rate-api/)
- [Crnogorska komercijalna banka exchange rate API guide](https://allratestoday.com/blog/crnogorska-komercijalna-banka-exchange-rate-api/)
- [Adriatic Bank (Montenegro) exchange rate API guide](https://allratestoday.com/blog/adriatic-bank-montenegro-exchange-rate-api/)
- [Zapad banka exchange rate API guide](https://allratestoday.com/blog/zapad-banka-exchange-rate-api/)
- [Erste Bank Montenegro exchange rate API guide](https://allratestoday.com/blog/erste-bank-montenegro-exchange-rate-api/)
- [Lovćen banka exchange rate API guide](https://allratestoday.com/blog/lovcen-banka-exchange-rate-api/)
- [Hipotekarna banka exchange rate API guide](https://allratestoday.com/blog/hipotekarna-banka-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)