--- title: "Stanbic Bank Ghana Exchange Rate API: GHS Buy and Sell Rates as JSON" description: "Stanbic Bank Ghana's telegraphic transfer (daily sheet) rates for 6 currencies against the Ghanaian cedi, read hourly from the bank's own page and served as JSON with the Bank of Ghana official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/stanbic-bank-ghana-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:12:24.465Z --- Stanbic Bank Ghana is the Ghanaian subsidiary of South Africa’s Standard Bank Group. Its daily PDF lists cash and TT buying and selling rates in cedis for seven currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Ghana official rate and with other banks in Ghana, and the calls that return them. ## What the Stanbic Ghana board shows - **6 currencies against the Ghanaian cedi**: CAD, CNY, EUR, GBP, USD and ZAR. Every value is GHS per 1 unit of the foreign currency. - **The telegraphic transfer (daily sheet) pair.** The Ghana cedi floats and banks publish their own indicative buying and selling rates in cedis per 1 unit of the foreign currency, usually for a short list of major currencies. The Bank of Ghana publishes a daily interbank reference rate, which banks are not bound to use. The Bank of Ghana official rate is shown next to each row. - **USD on 15 November 2026**: Stanbic Ghana bought at 11.52 and sold at 11.8 GHS, a spread of 2.40%. The Bank of Ghana official rate was 11.6958, so the bank's mid sat -0.31% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-13` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (2.40%), CNY (2.58%), CAD (3.10%) and the widest ZAR (5.96%), EUR (3.40%), GBP (3.31%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Stanbic Ghana and other banks in Ghana USD on the 11 boards AllRatesToday reads in Ghana, all captured on 15 November 2026 (the Bank of Ghana official rate was 11.6958): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | GCB Bank | 11.55 | 11.78 | 1.97% | -0.26% | | First National Bank Ghana | 11.6 | 11.8 | 1.71% | +0.04% | | Consolidated Bank Ghana | 11.5 | 11.79 | 2.49% | -0.43% | | Prudential Bank Ghana | 11.46 | 11.78 | 2.75% | -0.65% | | Absa Bank Ghana | 11.5 | 11.8 | 2.58% | -0.39% | | CalBank | 11.5 | 11.82 | 2.74% | -0.31% | | Republic Bank Ghana | 11.42 | 11.8 | 3.27% | -0.73% | | Fidelity Bank Ghana | 11.45 | 11.8 | 3.01% | -0.60% | | National Investment Bank | 11.5 | 12.1 | 5.08% | +0.89% | | Zenith Bank Ghana | 11.54 | 11.83 | 2.48% | -0.09% | | **Stanbic Bank Ghana** | 11.52 | 11.8 | 2.40% | -0.31% | Stanbic Ghana had the 3rd narrowest USD spread of the 11. One call to `/api/v1/bank-rates/gh` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/gh/stanbicgh" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "stanbicgh", "name": "Stanbic Bank Ghana", "country": "gh", "quote_ccy": "GHS", "bank_updated_at": "2026-11-13", "basis": "Telegraphic transfer (daily sheet)", "captured_at": "2026-11-15T11:37:54.379Z", "rates": [ {"ccy":"CAD","buy":8.0559,"sell":8.3099,"mid":8.1829,"spread_pct":3.104,"official":8.2138,"vs_official_pct":-0.376}, {"ccy":"CNY","buy":1.7251,"sell":1.7702,"mid":1.74765,"spread_pct":2.581,"official":1.7529,"vs_official_pct":-0.3}, {"ccy":"EUR","buy":12.672,"sell":13.1098,"mid":12.8909,"spread_pct":3.396,"official":12.9251,"vs_official_pct":-0.265}, … 3 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/gh/stanbicgh?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "stanbicgh", "name": "Stanbic Bank Ghana", "country": "gh", "quote_ccy": "GHS", "bank_updated_at": "2026-11-13", "basis": "Telegraphic transfer (daily sheet)", "captured_at": "2026-11-15T11:37:54.379Z", "ccy": "USD", "buy": 11.52, "sell": 11.8, "mid": 11.66, "spread_pct": 2.401, "official": 11.6958, "vs_official_pct": -0.306, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Stanbic Bank Ghana on its own website, collected by AllRatesToday", "bank_url": "https://www.stanbicbank.com.gh/static_file/ghana/Downloadable%20Files/Rates/Daily_Forex_Rates.pdf", "url": "https://allratestoday.com/bank-exchange-rate-api/gh/stanbicgh/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/gh/stanbicgh?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/gh/stanbicgh/history?ccy=USD&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Stanbic Bank Ghana's USD row const r = await client.bankRates('gh', { bank: 'stanbicgh', ccy: 'USD' }); console.log(`Stanbic Ghana buys USD at ${r.buy}, sells at ${r.sell} GHS`); // The board as it stood on a past day const past = await client.bankRates('gh', { bank: 'stanbicgh', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/gh/stanbicgh", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Bank of Ghana rate is the one tax, accounting and customs rules in Ghana name; nobody transacts at it. Stanbic Ghana's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bank of Ghana endpoint](https://allratestoday.com/central-bank-rates-api/bog/) when a rule asks for the official rate. ## FAQ ### Where do the Stanbic Bank Ghana rates come from? From the bank's own public rates page (https://www.stanbicbank.com.gh/static_file/ghana/Downloadable%20Files/Rates/Daily_Forex_Rates.pdf), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Stanbic Ghana shows, with the mid, the spread and the Bank of Ghana rate added. ### Are these the official GHS exchange rates? No. They are Stanbic Ghana's retail prices for customers. The official rate in Ghana is the Bank of Ghana rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Stanbic Ghana board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Stanbic Ghana rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Stanbic Bank Ghana rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Stanbic Bank Ghana live board rates](https://allratestoday.com/bank-exchange-rate-api/gh/stanbicgh/) - [All banks in Ghana side by side](https://allratestoday.com/bank-exchange-rate-api/gh/) - [Bank of Ghana official rates API](https://allratestoday.com/central-bank-rates-api/bog/) - [GCB Bank exchange rate API guide](https://allratestoday.com/blog/gcb-bank-exchange-rate-api/) - [First National Bank Ghana exchange rate API guide](https://allratestoday.com/blog/first-national-bank-ghana-exchange-rate-api/) - [Consolidated Bank Ghana exchange rate API guide](https://allratestoday.com/blog/consolidated-bank-ghana-exchange-rate-api/) - [Prudential Bank Ghana exchange rate API guide](https://allratestoday.com/blog/prudential-bank-ghana-exchange-rate-api/) - [Absa Bank Ghana exchange rate API guide](https://allratestoday.com/blog/absa-bank-ghana-exchange-rate-api/) - [CalBank exchange rate API guide](https://allratestoday.com/blog/calbank-exchange-rate-api/) - [Republic Bank Ghana exchange rate API guide](https://allratestoday.com/blog/republic-bank-ghana-exchange-rate-api/) - [Fidelity Bank Ghana exchange rate API guide](https://allratestoday.com/blog/fidelity-bank-ghana-exchange-rate-api/) - [National Investment Bank exchange rate API guide](https://allratestoday.com/blog/national-investment-bank-exchange-rate-api/) - [Zenith Bank Ghana exchange rate API guide](https://allratestoday.com/blog/zenith-bank-ghana-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)