---
title: "Sunrise Credit Union Exchange Rate API: CAD Buy and Sell Rates as JSON"
description: "Sunrise Credit Union's US dollar buy / sell (branch) rates for the USD against the Canadian dollar, read hourly from the bank's own page and served as JSON with the Bank of Canada official rate alongside. REST, JavaScript and Python examples."
canonical: https://allratestoday.com/blog/sunrise-credit-union-exchange-rate-api/
source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt
generated: 2026-11-15T19:05:57.818Z
---

Sunrise Credit Union is a credit union in western Manitoba. Its rates page lists a US dollar buy and sell rate. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Canada official rate and with other banks in Canada, and the calls that return them.

## What the Sunrise CU board shows

- **1 currency against the Canadian dollar**: USD. Every value is CAD per 1 unit of the foreign currency.
- **The US dollar buy / sell (branch) pair.** Canadian banks post buy and sell prices in Canadian dollars per unit of foreign currency, usually separate for cash and for non-cash transfers and drafts, and tiered by amount. The Bank of Canada publishes one daily average rate per currency, which sits between the banks' buying and selling prices. The Bank of Canada official rate is shown next to each row.
- **USD on 15 November 2026**: Sunrise CU bought at 1.399 and sold at 1.451 CAD, a spread of 3.65%. The Bank of Canada official rate was 1.4257, so the bank's mid sat -0.05% from it.
- **No timestamp on the bank's page.** Sunrise CU does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available.
- **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans).

## Spreads across the board

On the 15 November 2026 board the spread was USD 3.65%. Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board.

## USD at Sunrise CU and other banks in Canada

USD on the 49 boards AllRatesToday reads in Canada, all captured on 15 November 2026 (the Bank of Canada official rate was 1.4257):

| Bank | Buy | Sell | Spread | Mid vs official |
| --- | --- | --- | --- | --- |
| RBC Royal Bank | 1.3771 | 1.4615 | 5.95% | -0.45% |
| Scotiabank | 1.3762 | 1.4732 | 6.81% | -0.07% |
| TD Canada Trust | 1.3851 | 1.4647 | 5.59% | -0.06% |
| National Bank of Canada | 1.3931 | 1.4591 | 4.63% | +0.03% |
| Desjardins | 1.3901 | 1.4613 | 4.99% | 0.00% |
| ATB Financial | 1.3971 | 1.4589 | 4.33% | +0.16% |
| Alterna Savings | 1.3842 | 1.4653 | 5.69% | -0.07% |
| Conexus Credit Union | 1.3837 | 1.4557 | 5.07% | -0.42% |
| Servus Credit Union | 1.3895 | 1.4595 | 4.91% | -0.08% |
| Tru Cooperative Bank (Envision Financial) | 1.3894 | 1.4604 | 4.98% | -0.06% |
| BMO Bank of Montreal | 1.3789 | 1.4753 | 6.75% | +0.10% |
| Steinbach Credit Union | 1.4056 | 1.4456 | 2.81% | -0.01% |
| Cambrian Credit Union | 1.4056 | 1.4456 | 2.81% | -0.01% |
| Libro Credit Union | 1.4039 | 1.4455 | 2.92% | -0.07% |
| Innovation Credit Union | 1.4132 | 1.4362 | 1.61% | -0.07% |
| Prospera Credit Union | 1.3885 | 1.4585 | 4.92% | -0.15% |
| Tangerine | 1.403 | 1.448 | 3.16% | -0.01% |
| Kindred Credit Union | 1.407 | 1.4485 | 2.91% | +0.14% |
| Windsor Family Credit Union | 1.4034 | 1.4534 | 3.50% | +0.19% |
| Vision Credit Union | 1.4063 | 1.4463 | 2.80% | +0.04% |
| Bank of China (Canada) | 1.406 | 1.446 | 2.81% | +0.02% |
| Beem Credit Union | 1.396 | 1.451 | 3.86% | -0.15% |
| Assiniboine Credit Union | 1.4056 | 1.4456 | 2.81% | -0.01% |
| Access Credit Union | 1.4056 | 1.4456 | 2.81% | -0.01% |
| Cornerstone Credit Union | 1.3826 | 1.4547 | 5.08% | -0.49% |
| Kawartha Credit Union | 1.3957 | 1.4557 | 4.21% | 0.00% |
| Lakeland Credit Union | 1.3938 | 1.4568 | 4.42% | -0.03% |
| Mainstreet Credit Union | 1.3965 | 1.4554 | 4.13% | +0.02% |
| Your Neighbourhood Credit Union | 1.3874 | 1.4674 | 5.61% | +0.12% |
| Kootenay Savings Credit Union | 1.3803 | 1.4603 | 5.63% | -0.38% |
| Nelson & District Credit Union | 1.3798 | 1.4578 | 5.50% | -0.48% |
| Ladysmith & District Credit Union | 1.4241 | 1.4607 | 2.54% | +1.17% |
| Stride Credit Union | 1.4056 | 1.4456 | 2.81% | -0.01% |
| Healthcare & Municipal Employees Credit Union | 1.3981 | 1.4512 | 3.73% | -0.07% |
| Your Credit Union | 1.4146 | 1.4605 | 3.19% | +0.83% |
| 1st Choice Savings | 1.4028 | 1.4498 | 3.29% | +0.04% |
| Weyburn Credit Union | 1.4106 | 1.4991 | 6.08% | +2.04% |
| Unity Credit Union | 1.3827 | 1.4547 | 5.08% | -0.49% |
| Coastal Community Credit Union | 1.3924 | 1.4555 | 4.43% | -0.12% |
| **Sunrise Credit Union** | 1.399 | 1.451 | 3.65% | -0.05% |
| Prosperity Credit Union | 1.3827 | 1.4547 | 5.08% | -0.49% |
| Williams Lake & District Credit Union | 1.4043 | 1.4433 | 2.74% | -0.13% |
| CTBC Bank Canada | 1.4043 | 1.4447 | 2.84% | -0.08% |
| KEB Hana Bank Canada | 1.4005 | 1.4505 | 3.51% | -0.01% |
| Vermilion Credit Union | 1.3963 | 1.4563 | 4.21% | +0.04% |
| Radius Credit Union | 1.3716 | 1.4436 | 5.12% | -1.27% |
| First Credit Union | 1.3925 | 1.4577 | 4.58% | -0.04% |
| Tandia Financial Credit Union | 1.3876 | 1.4442 | 4.00% | -0.69% |
| Swan Valley Credit Union | 1.4006 | 1.4506 | 3.51% | -0.01% |

Sunrise CU had the 20th narrowest USD spread of the 49. One call to `/api/v1/bank-rates/ca` returns every board in the table at once.

## Get the board (REST)

You need an API key; the [free key](https://allratestoday.com/register/) works. The full board:

```
curl "https://allratestoday.com/api/v1/bank-rates/ca/sunrisecu" \
  -H "Authorization: Bearer art_live_your_key"
```

What comes back (the 15 November 2026 board, first three rows):

```
{
  "bank": "sunrisecu",
  "name": "Sunrise Credit Union",
  "country": "ca",
  "quote_ccy": "CAD",
  "bank_updated_at": null,
  "basis": "US dollar buy / sell (branch)",
  "captured_at": "2026-11-15T11:15:50.665Z",
  "rates": [
    {"ccy":"USD","buy":1.399,"sell":1.451,"mid":1.425,"spread_pct":3.649,"official":1.4257,"vs_official_pct":-0.049}
  ],
  "disclaimer": "…",
  "attribution": { … }
}
```

One currency, with the row fields at the top level:

```
curl "https://allratestoday.com/api/v1/bank-rates/ca/sunrisecu?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"
```

```
{
  "bank": "sunrisecu",
  "name": "Sunrise Credit Union",
  "country": "ca",
  "quote_ccy": "CAD",
  "bank_updated_at": null,
  "basis": "US dollar buy / sell (branch)",
  "captured_at": "2026-11-15T11:15:50.665Z",
  "ccy": "USD",
  "buy": 1.399,
  "sell": 1.451,
  "mid": 1.425,
  "spread_pct": 3.649,
  "official": 1.4257,
  "vs_official_pct": -0.049,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Sunrise Credit Union on its own website, collected by AllRatesToday",
    "bank_url": "https://www.sunrisecu.mb.ca/rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/ca/sunrisecu/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}
```

The board as it stood on a past day:

```
curl "https://allratestoday.com/api/v1/bank-rates/ca/sunrisecu?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file):

```
curl "https://allratestoday.com/api/v1/bank-rates/ca/sunrisecu/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"
```

## JavaScript

```
npm install @allratestoday/sdk
```

```
import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Sunrise Credit Union's USD row
const r = await client.bankRates('ca', { bank: 'sunrisecu', ccy: 'USD' });
console.log(`Sunrise CU buys USD at ${r.buy}, sells at ${r.sell} CAD`);

// The board as it stood on a past day
const past = await client.bankRates('ca', { bank: 'sunrisecu', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);
```

## Python

```
import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ca/sunrisecu",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])
```

## Board rate or official rate?

The Bank of Canada rate is the one tax, accounting and customs rules in Canada name; nobody transacts at it. Sunrise CU's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bank of Canada endpoint](https://allratestoday.com/central-bank-rates-api/boc/) when a rule asks for the official rate.

## FAQ

### Where do the Sunrise Credit Union rates come from?

From the bank's own public rates page (https://www.sunrisecu.mb.ca/rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Sunrise CU shows, with the mid, the spread and the Bank of Canada rate added.

### Are these the official CAD exchange rates?

No. They are Sunrise CU's retail prices for customers. The official rate in Canada is the Bank of Canada rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint.

### How often is the Sunrise CU board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read.

### Can I get Sunrise CU rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans.

### Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.

## Sunrise Credit Union rates, as JSON

Free API key, hourly board captures, the official rate alongside.

 [Get your free API key](https://allratestoday.com/register/)

## Related

- [Sunrise Credit Union live board rates](https://allratestoday.com/bank-exchange-rate-api/ca/sunrisecu/)
- [All banks in Canada side by side](https://allratestoday.com/bank-exchange-rate-api/ca/)
- [Bank of Canada official rates API](https://allratestoday.com/central-bank-rates-api/boc/)
- [RBC Royal Bank exchange rate API guide](https://allratestoday.com/blog/rbc-royal-bank-exchange-rate-api/)
- [Scotiabank exchange rate API guide](https://allratestoday.com/blog/scotiabank-exchange-rate-api/)
- [TD Canada Trust exchange rate API guide](https://allratestoday.com/blog/td-canada-trust-exchange-rate-api/)
- [National Bank of Canada exchange rate API guide](https://allratestoday.com/blog/national-bank-of-canada-exchange-rate-api/)
- [Desjardins exchange rate API guide](https://allratestoday.com/blog/desjardins-exchange-rate-api/)
- [ATB Financial exchange rate API guide](https://allratestoday.com/blog/atb-financial-exchange-rate-api/)
- [Alterna Savings exchange rate API guide](https://allratestoday.com/blog/alterna-savings-exchange-rate-api/)
- [Conexus Credit Union exchange rate API guide](https://allratestoday.com/blog/conexus-credit-union-exchange-rate-api/)
- [Servus Credit Union exchange rate API guide](https://allratestoday.com/blog/servus-credit-union-exchange-rate-api/)
- [Tru Cooperative Bank (Envision Financial) exchange rate API guide](https://allratestoday.com/blog/tru-cooperative-bank-envision-financial-exchange-rate-api/)
- [BMO Bank of Montreal exchange rate API guide](https://allratestoday.com/blog/bmo-bank-of-montreal-exchange-rate-api/)
- [Steinbach Credit Union exchange rate API guide](https://allratestoday.com/blog/steinbach-credit-union-exchange-rate-api/)
- [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/)
- [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)