--- title: "UniCredit Bulbank Exchange Rate API: EUR Buy and Sell Rates as JSON" description: "UniCredit Bulbank's non-cash (безкасово) buy / sell rates for 15 currencies against the euro, read hourly from the bank's own page and served as JSON with the Bulgarian National Bank official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/unicredit-bulbank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:12:29.308Z --- UniCredit Bulbank is one of Bulgaria’s largest banks, part of Italy’s UniCredit. Its rate table gives non-cash and cash buying and selling rates per euro for 16 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bulgarian National Bank official rate and with other banks in Bulgaria, and the calls that return them. ## What the Bulbank board shows - **15 currencies against the euro**: AUD, CAD, CHF, CZK, DKK, GBP, HUF, JPY, NOK, PLN, RON, RSD, SEK, TRY and USD. Every value is EUR per 1 unit of the foreign currency. - **The non-cash (безкасово) buy / sell pair.** Bulgaria adopted the euro on 1 January 2026; banks now quote foreign currency per 1 euro next to the BNB fixing, typically with separate cash and non-cash (безкасови) columns. The Bulgarian National Bank official rate is shown next to each row. - **USD on 15 November 2026**: Bulbank bought at 0.8879 and sold at 0.9232 EUR, a spread of 3.89%. The Bulgarian National Bank official rate was 0.9048, so the bank's mid sat +0.08% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-15 13:45` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 14 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were DKK (3.40%), SEK (3.40%), NOK (3.40%) and the widest RON (10.00%), PLN (10.00%), TRY (10.00%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Bulbank and other banks in Bulgaria USD on the 10 boards AllRatesToday reads in Bulgaria, all captured on 15 November 2026 (the Bulgarian National Bank official rate was 0.9048): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Fibank (First Investment Bank) | 0.8872 | 0.9236 | 4.02% | +0.07% | | Postbank Bulgaria | 0.8832 | 0.9265 | 4.79% | 0.00% | | **UniCredit Bulbank** | 0.8879 | 0.9232 | 3.89% | +0.08% | | DSK Bank | 0.8857 | 0.9255 | 4.40% | +0.09% | | Central Cooperative Bank | 0.8945 | 0.9141 | 2.17% | -0.06% | | Tokuda Bank | 0.8921 | 0.9166 | 2.71% | -0.05% | | Municipal Bank | 0.8798 | 0.9293 | 5.47% | -0.03% | | Investbank | 0.877 | 0.9345 | 6.34% | +0.10% | | Allianz Bank Bulgaria | 0.8914 | 0.9174 | 2.88% | -0.05% | | Bulgarian-American Credit Bank | 0.8803 | 0.9294 | 5.42% | 0.00% | Bulbank had the 4th narrowest USD spread of the 10. One call to `/api/v1/bank-rates/bg` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/bg/bulbank" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "bulbank", "name": "UniCredit Bulbank", "country": "bg", "quote_ccy": "EUR", "bank_updated_at": "2026-11-15 13:45", "basis": "Non-cash (безкасово) buy / sell", "captured_at": "2026-11-15T11:45:59.340Z", "rates": [ {"ccy":"AUD","buy":0.60146758,"sell":0.62727387,"mid":0.61437073,"spread_pct":4.2,"official":0.6139489194499017,"vs_official_pct":0.069}, {"ccy":"CAD","buy":0.62254871,"sell":0.64922418,"mid":0.63588645,"spread_pct":4.195,"official":0.6345982992765579,"vs_official_pct":0.203}, {"ccy":"CHF","buy":1.0624734,"sell":1.1014429,"mid":1.0819581,"spread_pct":3.602,"official":1.0792143319663285,"vs_official_pct":0.254}, … 12 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/bg/bulbank?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "bulbank", "name": "UniCredit Bulbank", "country": "bg", "quote_ccy": "EUR", "bank_updated_at": "2026-11-15 13:45", "basis": "Non-cash (безкасово) buy / sell", "captured_at": "2026-11-15T11:45:59.340Z", "ccy": "USD", "buy": 0.88794175, "sell": 0.92319055, "mid": 0.90556615, "spread_pct": 3.892, "official": 0.9048136083966704, "vs_official_pct": 0.083, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by UniCredit Bulbank on its own website, collected by AllRatesToday", "bank_url": "https://www.unicreditbulbank.bg/bg/kursove-indeksi/valutni-kursove/", "url": "https://allratestoday.com/bank-exchange-rate-api/bg/bulbank/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/bg/bulbank?date=2026-11-14" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/bg/bulbank/history?ccy=USD&from=2026-11-14&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // UniCredit Bulbank's USD row const r = await client.bankRates('bg', { bank: 'bulbank', ccy: 'USD' }); console.log(`Bulbank buys USD at ${r.buy}, sells at ${r.sell} EUR`); // The board as it stood on a past day const past = await client.bankRates('bg', { bank: 'bulbank', date: '2026-11-14' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/bg/bulbank", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Bulgarian National Bank rate is the one tax, accounting and customs rules in Bulgaria name; nobody transacts at it. Bulbank's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bulgarian National Bank endpoint](https://allratestoday.com/central-bank-rates-api/bnb/) when a rule asks for the official rate. ## FAQ ### Where do the UniCredit Bulbank rates come from? From the bank's own public rates page (https://www.unicreditbulbank.bg/bg/kursove-indeksi/valutni-kursove/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Bulbank shows, with the mid, the spread and the Bulgarian National Bank rate added. ### Are these the official EUR exchange rates? No. They are Bulbank's retail prices for customers. The official rate in Bulgaria is the Bulgarian National Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Bulbank board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get Bulbank rates for a past date? Yes, from 14 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## UniCredit Bulbank rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [UniCredit Bulbank live board rates](https://allratestoday.com/bank-exchange-rate-api/bg/bulbank/) - [All banks in Bulgaria side by side](https://allratestoday.com/bank-exchange-rate-api/bg/) - [Bulgarian National Bank official rates API](https://allratestoday.com/central-bank-rates-api/bnb/) - [Fibank (First Investment Bank) exchange rate API guide](https://allratestoday.com/blog/fibank-first-investment-bank-exchange-rate-api/) - [Postbank Bulgaria exchange rate API guide](https://allratestoday.com/blog/postbank-bulgaria-exchange-rate-api/) - [DSK Bank exchange rate API guide](https://allratestoday.com/blog/dsk-bank-exchange-rate-api/) - [Central Cooperative Bank exchange rate API guide](https://allratestoday.com/blog/central-cooperative-bank-exchange-rate-api/) - [Tokuda Bank exchange rate API guide](https://allratestoday.com/blog/tokuda-bank-exchange-rate-api/) - [Municipal Bank exchange rate API guide](https://allratestoday.com/blog/municipal-bank-exchange-rate-api/) - [Investbank exchange rate API guide](https://allratestoday.com/blog/investbank-exchange-rate-api/) - [Allianz Bank Bulgaria exchange rate API guide](https://allratestoday.com/blog/allianz-bank-bulgaria-exchange-rate-api/) - [Bulgarian-American Credit Bank exchange rate API guide](https://allratestoday.com/blog/bulgarian-american-credit-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)