--- title: "United Commercial Bank Exchange Rate API: BDT Buy and Sell Rates as JSON" description: "United Commercial Bank's TT clean buy / TT & OD sell rates for 7 currencies against the Bangladeshi taka, read hourly from the bank's own page and served as JSON with the Bangladesh Bank official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/united-commercial-bank-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:06:24.535Z --- United Commercial Bank is one of the largest private commercial banks in Bangladesh, founded in 1983. Its FX rates page embeds a daily rate sheet with TT clean, TT doc and OD buying and TT & OD and BC selling rates for 7 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bangladesh Bank official rate and with other banks in Bangladesh, and the calls that return them. ## What the UCB board shows - **7 currencies against the Bangladeshi taka**: AED, CNY, EUR, GBP, JPY, SAR and USD. Every value is BDT per 1 unit of the foreign currency. - **The TT clean buy / TT & OD sell pair.** Bangladeshi banks set their own daily taka buying and selling rates within the framework Bangladesh Bank sets, and each treasury issues a daily rate sheet with separate TT, OD/bill and cash-note rates. Bangladesh’s weekend is Friday and Saturday, so the newest sheet on a Friday is Thursday’s. Bangladesh Bank sets the official rate. - **USD on 15 November 2026**: UCB bought at 123.75 and sold at 125.15 BDT, a spread of 1.13%. The Bangladesh Bank official rate was 124.75, so the bank's mid sat -0.24% from it. - **The bank's own timestamp.** The page prints a last-updated stamp (`2026-11-15` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 12 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (1.13%), AED (1.72%), SAR (1.74%) and the widest JPY (3.95%), EUR (3.25%), GBP (2.97%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at UCB and other banks in Bangladesh USD on the 23 boards AllRatesToday reads in Bangladesh, all captured on 15 November 2026 (the Bangladesh Bank official rate was 124.75): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | Dutch-Bangla Bank | 123.75 | 124.95 | 0.96% | -0.32% | | Standard Chartered Bangladesh | 123.79 | 124.99 | 0.96% | -0.29% | | Eastern Bank PLC | 123.99 | 124.99 | 0.80% | -0.21% | | BRAC Bank PLC | 123.99 | 124.99 | 0.80% | -0.21% | | Prime Bank PLC | 123.79 | 124.99 | 0.96% | -0.29% | | City Bank PLC | 123.78 | 124.98 | 0.96% | -0.30% | | AB Bank PLC | 124.2 | 125.2 | 0.80% | -0.04% | | Pubali Bank PLC | 123.49 | 124.99 | 1.21% | -0.41% | | Trust Bank | 123.5 | 125.1 | 1.29% | -0.36% | | Bank Asia | 123.9 | 125.1 | 0.96% | -0.20% | | Bangladesh Commerce Bank | 122.65 | 123.65 | 0.81% | -1.28% | | BASIC Bank | 124 | 124.95 | 0.76% | -0.22% | | **United Commercial Bank** | 123.75 | 125.15 | 1.13% | -0.24% | | Midland Bank | 123.6 | 124.99 | 1.12% | -0.36% | | The Premier Bank | 123.95 | 124.95 | 0.80% | -0.24% | | Standard Islami Bank | 123.75 | 124.75 | 0.81% | -0.40% | | EXIM Bank Bangladesh | 123.75 | 125 | 1.00% | -0.30% | | NRB Bank | 123.6 | 125.35 | 1.41% | -0.22% | | NRBC Bank | 124.02 | 125.12 | 0.88% | -0.14% | | Mutual Trust Bank | 123.7 | 125.13 | 1.15% | -0.27% | | Jamuna Bank | 125.5 | 126.5 | 0.79% | +1.00% | | Mercantile Bank | 125 | 126.5 | 1.19% | +0.80% | | Shimanto Bank | 123.99 | 124.99 | 0.80% | -0.21% | UCB had the 18th narrowest USD spread of the 23. One call to `/api/v1/bank-rates/bd` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/bd/ucbbd" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "ucbbd", "name": "United Commercial Bank", "country": "bd", "quote_ccy": "BDT", "bank_updated_at": "2026-11-15", "basis": "TT clean buy / TT & OD sell", "captured_at": "2026-11-15T09:00:34.348Z", "rates": [ {"ccy":"AED","buy":33.6158,"sell":34.2005,"mid":33.90815,"spread_pct":1.724,"official":null,"vs_official_pct":null}, {"ccy":"CNY","buy":18.5102,"sell":18.8465,"mid":18.67835,"spread_pct":1.8,"official":null,"vs_official_pct":null}, {"ccy":"EUR","buy":135.6795,"sell":140.1555,"mid":137.9175,"spread_pct":3.245,"official":138.3602,"vs_official_pct":-0.32}, … 4 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/bd/ucbbd?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "ucbbd", "name": "United Commercial Bank", "country": "bd", "quote_ccy": "BDT", "bank_updated_at": "2026-11-15", "basis": "TT clean buy / TT & OD sell", "captured_at": "2026-11-15T09:00:34.348Z", "ccy": "USD", "buy": 123.75, "sell": 125.15, "mid": 124.45, "spread_pct": 1.125, "official": 124.75, "vs_official_pct": -0.24, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by United Commercial Bank on its own website, collected by AllRatesToday", "bank_url": "https://www.ucb.com.bd/rates/fx-interest-rates/", "url": "https://allratestoday.com/bank-exchange-rate-api/bd/ucbbd/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/bd/ucbbd?date=2026-11-12" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/bd/ucbbd/history?ccy=USD&from=2026-11-12&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // United Commercial Bank's USD row const r = await client.bankRates('bd', { bank: 'ucbbd', ccy: 'USD' }); console.log(`UCB buys USD at ${r.buy}, sells at ${r.sell} BDT`); // The board as it stood on a past day const past = await client.bankRates('bd', { bank: 'ucbbd', date: '2026-11-12' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/bd/ucbbd", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Bangladesh Bank rate is the one tax, accounting and customs rules in Bangladesh name; nobody transacts at it. UCB's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Bangladesh Bank endpoint](https://allratestoday.com/central-bank-rates-api/bb/) when a rule asks for the official rate. ## FAQ ### Where do the United Commercial Bank rates come from? From the bank's own public rates page (https://www.ucb.com.bd/rates/fx-interest-rates/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price UCB shows, with the mid, the spread and the Bangladesh Bank rate added. ### Are these the official BDT exchange rates? No. They are UCB's retail prices for customers. The official rate in Bangladesh is the Bangladesh Bank rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the UCB board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get UCB rates for a past date? Yes, from 12 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## United Commercial Bank rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [United Commercial Bank live board rates](https://allratestoday.com/bank-exchange-rate-api/bd/ucbbd/) - [All banks in Bangladesh side by side](https://allratestoday.com/bank-exchange-rate-api/bd/) - [Bangladesh Bank official rates API](https://allratestoday.com/central-bank-rates-api/bb/) - [Dutch-Bangla Bank exchange rate API guide](https://allratestoday.com/blog/dutch-bangla-bank-exchange-rate-api/) - [Standard Chartered Bangladesh exchange rate API guide](https://allratestoday.com/blog/standard-chartered-bangladesh-exchange-rate-api/) - [Eastern Bank PLC exchange rate API guide](https://allratestoday.com/blog/eastern-bank-plc-exchange-rate-api/) - [BRAC Bank PLC exchange rate API guide](https://allratestoday.com/blog/brac-bank-plc-exchange-rate-api/) - [Prime Bank PLC exchange rate API guide](https://allratestoday.com/blog/prime-bank-plc-exchange-rate-api/) - [City Bank PLC exchange rate API guide](https://allratestoday.com/blog/city-bank-plc-exchange-rate-api/) - [AB Bank PLC exchange rate API guide](https://allratestoday.com/blog/ab-bank-plc-exchange-rate-api/) - [Pubali Bank PLC exchange rate API guide](https://allratestoday.com/blog/pubali-bank-plc-exchange-rate-api/) - [Trust Bank exchange rate API guide](https://allratestoday.com/blog/trust-bank-exchange-rate-api/) - [Bank Asia exchange rate API guide](https://allratestoday.com/blog/bank-asia-exchange-rate-api/) - [Bangladesh Commerce Bank exchange rate API guide](https://allratestoday.com/blog/bangladesh-commerce-bank-exchange-rate-api/) - [BASIC Bank exchange rate API guide](https://allratestoday.com/blog/basic-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)