--- title: "VTB Bank (India) Exchange Rate API: INR Buy and Sell Rates as JSON" description: "VTB Bank (India)'s buy / sell (indicative card rate) rates for the RUB against the Indian rupee, read hourly from the bank's own page and served as JSON with the Reserve Bank of India official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/vtb-bank-india-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:05:50.904Z --- VTB, Russia’s second-largest bank, operates a branch in New Delhi. Its India home page shows the bank’s buying and selling rate for the Russian ruble against the rupee. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of India official rate and with other banks in India, and the calls that return them. ## What the VTB India board shows - **1 currency against the Indian rupee**: RUB. Every value is INR per 1 unit of the foreign currency. - **The buy / sell (indicative card rate) pair.** Indian banks publish a daily card rate with separate columns for telegraphic transfers, bills, forex travel cards and currency notes; the pair here is the TT rate, which an inbound remittance is converted at. The Reserve Bank’s reference rate is published once each afternoon and is a reference for accounting, not a price anyone transacts at, so a bank’s buying rate always sits below it. - **RUB on 15 November 2026**: VTB India bought at 1.106 and sold at 1.1638 INR, a spread of 5.09%. - **The bank's own timestamp.** The page prints a last-updated stamp (`13.11.2026` on the board above), returned as `bank_updated_at` next to our `captured_at`. - **Every day's board is kept permanently, from 13 November 2026.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the spread was RUB 5.09%. Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## RUB at VTB India and other banks in India RUB on the 4 boards AllRatesToday reads in India, all captured on 15 November 2026: | Bank | Buy | Sell | Spread | | --- | --- | --- | --- | | UCO Bank | 1.12 | 1.15 | 2.64% | | MUFG Bank (India) | 1.0964 | 1.176 | 7.01% | | J.P. Morgan (India) | 1.1076 | 1.1644 | 5.00% | | **VTB Bank (India)** | 1.106 | 1.1638 | 5.09% | VTB India had the 3rd narrowest RUB spread of the 4. One call to `/api/v1/bank-rates/in` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "vtbin", "name": "VTB Bank (India)", "country": "in", "quote_ccy": "INR", "bank_updated_at": "13.11.2026", "basis": "Buy / sell (indicative card rate)", "captured_at": "2026-11-15T11:23:15.590Z", "rates": [ {"ccy":"RUB","buy":1.106,"sell":1.1638,"mid":1.1349,"spread_pct":5.093,"official":null,"vs_official_pct":null} ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin?ccy=RUB" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "vtbin", "name": "VTB Bank (India)", "country": "in", "quote_ccy": "INR", "bank_updated_at": "13.11.2026", "basis": "Buy / sell (indicative card rate)", "captured_at": "2026-11-15T11:23:15.590Z", "ccy": "RUB", "buy": 1.106, "sell": 1.1638, "mid": 1.1349, "spread_pct": 5.093, "official": null, "vs_official_pct": null, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by VTB Bank (India) on its own website, collected by AllRatesToday", "bank_url": "https://vtb.bank.in/", "url": "https://allratestoday.com/bank-exchange-rate-api/in/vtbin/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin?date=2026-11-13" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin/history?ccy=RUB&from=2026-11-13&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // VTB Bank (India)'s RUB row const r = await client.bankRates('in', { bank: 'vtbin', ccy: 'RUB' }); console.log(`VTB India buys RUB at ${r.buy}, sells at ${r.sell} INR`); // The board as it stood on a past day const past = await client.bankRates('in', { bank: 'vtbin', date: '2026-11-13' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/in/vtbin", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Reserve Bank of India rate is the one tax, accounting and customs rules in India name; nobody transacts at it. VTB India's board is the price a customer actually gets. Where the central bank has a rate for the same currency, the API returns it as `official` with `vs_official_pct` alongside; for India that is the US dollar only. Use the [Reserve Bank of India endpoint](https://allratestoday.com/central-bank-rates-api/rbi/) when a rule asks for the official rate. ## FAQ ### Where do the VTB Bank (India) rates come from? From the bank's own public rates page (https://vtb.bank.in/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price VTB India shows, with the mid, the spread and the Reserve Bank of India rate added. ### Are these the official INR exchange rates? No. They are VTB India's retail prices for customers. The official rate in India is the Reserve Bank of India rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the VTB India board updated? AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as `bank_updated_at`, so you can tell a fresh read of an unchanged board from a new board. ### Can I get VTB India rates for a past date? Yes, from 13 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=RUB&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## VTB Bank (India) rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [VTB Bank (India) live board rates](https://allratestoday.com/bank-exchange-rate-api/in/vtbin/) - [All banks in India side by side](https://allratestoday.com/bank-exchange-rate-api/in/) - [Reserve Bank of India official rates API](https://allratestoday.com/central-bank-rates-api/rbi/) - [State Bank of India exchange rate API guide](https://allratestoday.com/blog/state-bank-of-india-exchange-rate-api/) - [Bank of Baroda exchange rate API guide](https://allratestoday.com/blog/bank-of-baroda-exchange-rate-api/) - [Canara Bank exchange rate API guide](https://allratestoday.com/blog/canara-bank-exchange-rate-api/) - [Indian Overseas Bank exchange rate API guide](https://allratestoday.com/blog/indian-overseas-bank-exchange-rate-api/) - [Axis Bank exchange rate API guide](https://allratestoday.com/blog/axis-bank-exchange-rate-api/) - [Bank of Maharashtra exchange rate API guide](https://allratestoday.com/blog/bank-of-maharashtra-exchange-rate-api/) - [Union Bank of India exchange rate API guide](https://allratestoday.com/blog/union-bank-of-india-exchange-rate-api/) - [HDFC Bank exchange rate API guide](https://allratestoday.com/blog/hdfc-bank-exchange-rate-api/) - [ICICI Bank exchange rate API guide](https://allratestoday.com/blog/icici-bank-exchange-rate-api/) - [Kotak Mahindra Bank exchange rate API guide](https://allratestoday.com/blog/kotak-mahindra-bank-exchange-rate-api/) - [Punjab National Bank exchange rate API guide](https://allratestoday.com/blog/punjab-national-bank-exchange-rate-api/) - [HSBC India exchange rate API guide](https://allratestoday.com/blog/hsbc-india-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)