--- title: "Ziraat Bank Azerbaijan Exchange Rate API: AZN Buy and Sell Rates as JSON" description: "Ziraat Bank Azerbaijan's cash (effective) buy / sell rates for 8 currencies against the Azerbaijani manat, read hourly from the bank's own page and served as JSON with the Central Bank of Azerbaijan official rate alongside. REST, JavaScript and Python examples." canonical: https://allratestoday.com/blog/ziraat-bank-azerbaijan-exchange-rate-api/ source: AllRatesToday (https://allratestoday.com/) — Markdown mirror of the page above; index of all pages at https://allratestoday.com/llms.txt generated: 2026-11-15T19:13:51.296Z --- Ziraat Bank Azerbaijan is the Azerbaijani subsidiary of Türkiye’s Ziraat Bankası. Its home page lists cash buy and sell rates for eight currencies against the manat. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Azerbaijan official rate and with other banks in Azerbaijan, and the calls that return them. ## What the Ziraat AZ board shows - **8 currencies against the Azerbaijani manat**: AED, CHF, CNY, EUR, GBP, RUB, TRY and USD. Every value is AZN per 1 unit of the foreign currency. - **The cash (effective) buy / sell pair.** The manat has been held at 1.70 per US dollar since 2017, so every bank quotes USD on the peg and the spread shows on the euro, sterling and the remittance currencies, where Azerbaijani banks publish separate cash, internet-bank and card boards. The pair here is the cash board. The Central Bank of Azerbaijan sets one official rate a day, which banks print beside their own boards and which tax and customs use. - **USD on 15 November 2026**: Ziraat AZ bought at 1.695 and sold at 1.7025 AZN, a spread of 0.44%. The Central Bank of Azerbaijan official rate was 1.7, so the bank's mid sat -0.07% from it. - **No timestamp on the bank's page.** Ziraat AZ does not print a last-updated time, so `bank_updated_at` is `null` and `captured_at` (when AllRatesToday read the page) is the only time available. - **Every day's board is kept permanently, from 15 November 2026, the day collection started.** Read one past day with `?date=`, or a range for one currency with the `/history` endpoint (paid plans). ## Spreads across the board On the 15 November 2026 board the tightest spreads were USD (0.44%), EUR (3.60%), GBP (3.80%) and the widest CNY (25.97%), TRY (24.46%), RUB (18.18%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as `spread_pct`, so you can rank currencies or alert when a bank widens its board. ## USD at Ziraat AZ and other banks in Azerbaijan USD on the 16 boards AllRatesToday reads in Azerbaijan, all captured on 15 November 2026 (the Central Bank of Azerbaijan official rate was 1.7): | Bank | Buy | Sell | Spread | Mid vs official | | --- | --- | --- | --- | --- | | ABB | 1.697 | 1.702 | 0.29% | -0.03% | | Kapital Bank | 1.695 | 1.702 | 0.41% | -0.09% | | Unibank (Azerbaijan) | 1.695 | 1.7025 | 0.44% | -0.07% | | AccessBank (Azerbaijan) | 1.695 | 1.7025 | 0.44% | -0.07% | | Bank of Baku | 1.7 | 1.702 | 0.12% | +0.06% | | Yelo Bank | 1.698 | 1.701 | 0.18% | -0.03% | | Expressbank | 1.695 | 1.7 | 0.29% | -0.15% | | Premium Bank | 1.69 | 1.7055 | 0.91% | -0.13% | | Rabitabank | 1.6925 | 1.7025 | 0.59% | -0.15% | | VTB Bank Azerbaijan | 1.69 | 1.7005 | 0.62% | -0.28% | | Yapı Kredi Bank Azərbaycan | 1.684 | 1.706 | 1.30% | -0.29% | | Xalq Bank | 1.697 | 1.7015 | 0.27% | -0.04% | | AFB Bank | 1.6995 | 1.7025 | 0.18% | +0.06% | | TuranBank | 1.695 | 1.7025 | 0.44% | -0.07% | | Azər Türk Bank | 1.699 | 1.7025 | 0.21% | +0.04% | | **Ziraat Bank Azerbaijan** | 1.695 | 1.7025 | 0.44% | -0.07% | Ziraat AZ had the 12th narrowest USD spread of the 16. One call to `/api/v1/bank-rates/az` returns every board in the table at once. ## Get the board (REST) You need an API key; the [free key](https://allratestoday.com/register/) works. The full board: ``` curl "https://allratestoday.com/api/v1/bank-rates/az/ziraatbankaz" \ -H "Authorization: Bearer art_live_your_key" ``` What comes back (the 15 November 2026 board, first three rows): ``` { "bank": "ziraatbankaz", "name": "Ziraat Bank Azerbaijan", "country": "az", "quote_ccy": "AZN", "bank_updated_at": null, "basis": "Cash (effective) buy / sell", "captured_at": "2026-11-15T11:16:03.607Z", "rates": [ {"ccy":"AED","buy":0.4466,"sell":0.479,"mid":0.4628,"spread_pct":7.001,"official":0.4628,"vs_official_pct":0}, {"ccy":"CHF","buy":1.9745,"sell":2.0967,"mid":2.0356,"spread_pct":6.003,"official":2.0356,"vs_official_pct":0}, {"ccy":"CNY","buy":0.2218,"sell":0.288,"mid":0.2549,"spread_pct":25.971,"official":0.2549,"vs_official_pct":0}, … 5 more currencies ], "disclaimer": "…", "attribution": { … } } ``` One currency, with the row fields at the top level: ``` curl "https://allratestoday.com/api/v1/bank-rates/az/ziraatbankaz?ccy=USD" \ -H "Authorization: Bearer art_live_your_key" ``` ``` { "bank": "ziraatbankaz", "name": "Ziraat Bank Azerbaijan", "country": "az", "quote_ccy": "AZN", "bank_updated_at": null, "basis": "Cash (effective) buy / sell", "captured_at": "2026-11-15T11:16:03.607Z", "ccy": "USD", "buy": 1.695, "sell": 1.7025, "mid": 1.69875, "spread_pct": 0.442, "official": 1.7, "vs_official_pct": -0.074, "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.", "attribution": { "source": "Board rates published by Ziraat Bank Azerbaijan on its own website, collected by AllRatesToday", "bank_url": "https://ziraatbank.az/", "url": "https://allratestoday.com/bank-exchange-rate-api/az/ziraatbankaz/", "terms": "Public pages that show the rates need a visible link to allratestoday.com" } } ``` The board as it stood on a past day: ``` curl "https://allratestoday.com/api/v1/bank-rates/az/ziraatbankaz?date=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` One currency over a date range, one row per day (paid plans; add `&format=csv`, `xml` or `xlsx` for a file): ``` curl "https://allratestoday.com/api/v1/bank-rates/az/ziraatbankaz/history?ccy=USD&from=2026-11-15&to=2026-11-15" \ -H "Authorization: Bearer art_live_your_key" ``` ## JavaScript ``` npm install @allratestoday/sdk ``` ``` import { AllRatesToday } from '@allratestoday/sdk'; const client = new AllRatesToday({ apiKey: 'art_live_your_key' }); // Ziraat Bank Azerbaijan's USD row const r = await client.bankRates('az', { bank: 'ziraatbankaz', ccy: 'USD' }); console.log(`Ziraat AZ buys USD at ${r.buy}, sells at ${r.sell} AZN`); // The board as it stood on a past day const past = await client.bankRates('az', { bank: 'ziraatbankaz', date: '2026-11-15' }); console.log(past.snapshot_date, past.rates.length); ``` ## Python ``` import requests r = requests.get( "https://allratestoday.com/api/v1/bank-rates/az/ziraatbankaz", headers={"Authorization": "Bearer art_live_your_key"}, timeout=10, ) r.raise_for_status() for row in r.json()["rates"]: print(row["ccy"], row["buy"], row["sell"], row["spread_pct"]) ``` ## Board rate or official rate? The Central Bank of Azerbaijan rate is the one tax, accounting and customs rules in Azerbaijan name; nobody transacts at it. Ziraat AZ's board is the price a customer actually gets. The API puts both on every row: `official` is the central bank's rate for the same currency and `vs_official_pct` is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the [Central Bank of Azerbaijan endpoint](https://allratestoday.com/central-bank-rates-api/cbar/) when a rule asks for the official rate. ## FAQ ### Where do the Ziraat Bank Azerbaijan rates come from? From the bank's own public rates page (https://ziraatbank.az/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Ziraat AZ shows, with the mid, the spread and the Central Bank of Azerbaijan rate added. ### Are these the official AZN exchange rates? No. They are Ziraat AZ's retail prices for customers. The official rate in Azerbaijan is the Central Bank of Azerbaijan rate, which the API returns as `official` on each row where the central bank has one, and in full from the central-bank endpoint. ### How often is the Ziraat AZ board updated? AllRatesToday reads the page every hour. The bank prints no timestamp, so `captured_at` tells you when the rates were read. ### Can I get Ziraat AZ rates for a past date? Yes, from 15 November 2026 onward; every day's board is kept permanently. Add `?date=YYYY-MM-DD` for one day: the response is the board captured that day, or the nearest earlier day within five days, with `date_requested` and `snapshot_date` added. For a range, `/history?ccy=USD&from=…&to=…` returns one row per day as JSON, CSV, XML or XLSX on paid plans. ### Do I need an API key? Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com. ## Ziraat Bank Azerbaijan rates, as JSON Free API key, hourly board captures, the official rate alongside. [Get your free API key](https://allratestoday.com/register/) ## Related - [Ziraat Bank Azerbaijan live board rates](https://allratestoday.com/bank-exchange-rate-api/az/ziraatbankaz/) - [All banks in Azerbaijan side by side](https://allratestoday.com/bank-exchange-rate-api/az/) - [Central Bank of Azerbaijan official rates API](https://allratestoday.com/central-bank-rates-api/cbar/) - [ABB exchange rate API guide](https://allratestoday.com/blog/abb-exchange-rate-api/) - [Kapital Bank exchange rate API guide](https://allratestoday.com/blog/kapital-bank-exchange-rate-api/) - [Unibank (Azerbaijan) exchange rate API guide](https://allratestoday.com/blog/unibank-azerbaijan-exchange-rate-api/) - [AccessBank (Azerbaijan) exchange rate API guide](https://allratestoday.com/blog/accessbank-azerbaijan-exchange-rate-api/) - [Bank of Baku exchange rate API guide](https://allratestoday.com/blog/bank-of-baku-exchange-rate-api/) - [Yelo Bank exchange rate API guide](https://allratestoday.com/blog/yelo-bank-exchange-rate-api/) - [Expressbank exchange rate API guide](https://allratestoday.com/blog/expressbank-exchange-rate-api/) - [Premium Bank exchange rate API guide](https://allratestoday.com/blog/premium-bank-exchange-rate-api/) - [Rabitabank exchange rate API guide](https://allratestoday.com/blog/rabitabank-exchange-rate-api/) - [VTB Bank Azerbaijan exchange rate API guide](https://allratestoday.com/blog/vtb-bank-azerbaijan-exchange-rate-api/) - [Yapı Kredi Bank Azərbaycan exchange rate API guide](https://allratestoday.com/blog/yap-kredi-bank-az-rbaycan-exchange-rate-api/) - [Xalq Bank exchange rate API guide](https://allratestoday.com/blog/xalq-bank-exchange-rate-api/) - [Every bank exchange rate API guide, by country](https://allratestoday.com/blog/bank-exchange-rate-api-guides/) - [Commercial bank rates API: every bank and country](https://allratestoday.com/bank-exchange-rate-api/)