Terms of Service

1. Acceptance of Terms

By accessing or using AllRatesToday's website and API services ("Services"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Services.

2. Description of Services

AllRatesToday provides:

• Real-time and historical currency exchange rate data
• Currency conversion tools
• REST API access for developers
• Related financial information and content

3. API Terms of Use

3.1 API Access

To access our API, you must:

• Register for an account and obtain an API key
• Keep your API key confidential and secure
• Not share your API key with third parties
• Use the API only for lawful purposes

3.2 Rate Limits

API usage is subject to rate limits based on your subscription plan:

• Free Plan: 100 requests per day

Exceeding rate limits may result in temporary suspension of API access.

3.3 Acceptable Use

You agree NOT to:

• Use the API to build a competing service
• Resell or redistribute API data without permission
• Attempt to circumvent rate limits or security measures
• Use automated systems to abuse the API
• Reverse engineer or attempt to extract source code
• Use the API for any illegal or unauthorized purpose

3.4 Attribution

When using our API data in public-facing applications, we appreciate attribution to AllRatesToday, though it is not required for the free tier.

4. User Accounts

When creating an account, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

We reserve the right to suspend or terminate accounts that violate these terms.

5. Data Accuracy

While we strive to provide accurate exchange rate data, we do not guarantee:

• The accuracy, completeness, or timeliness of any data
• That the data is suitable for any particular purpose
• Uninterrupted or error-free service

Exchange rates are provided for informational purposes only and should not be used as the sole basis for financial decisions. Always verify rates with official sources before making transactions.

6. Intellectual Property

All content, trademarks, and intellectual property on AllRatesToday are owned by us or our licensors. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks without written consent
• Remove any copyright or proprietary notices

7. Disclaimer of Warranties

Our Services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability of data

8. Limitation of Liability

To the maximum extent permitted by law, AllRatesToday shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from use or inability to use our Services
• Any financial losses resulting from reliance on our data

Our total liability shall not exceed the amount you paid us in the past 12 months, or $100, whichever is greater.

9. Indemnification

You agree to indemnify and hold harmless AllRatesToday, its affiliates, and their respective officers, directors, and employees from any claims, damages, or expenses arising from:

• Your use of our Services
• Your violation of these Terms
• Your violation of any third-party rights

10. Modifications to Service

We reserve the right to:

• Modify or discontinue any part of our Services
• Change pricing or rate limits with reasonable notice
• Update these Terms at any time

Continued use of our Services after changes constitutes acceptance of the modified Terms.

11. Termination

We may terminate or suspend your access to our Services immediately, without prior notice, for any reason, including breach of these Terms. Upon termination:

• Your right to use the Services will cease immediately
• Your API key will be deactivated
• We may delete your account and associated data

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: info@allratestoday.com

Website: allratestoday.com