Banka Credins Exchange Rates Today API (ALL Buy & Sell)

Banka Credins exchange rates: 1 USD = 80.0000 buy / 85.0000 sell ALL, 1 EUR = 88.7000 buy / 93.7000 sell ALL. 7 currencies vs the Bank of Albania official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 14 Nov 2026

About Banka Credins

www.bankacredins.com

Banka Credins is an Albanian-owned bank based in Tirana. Its homepage lists lek buying and selling rates for EUR, USD, GBP, CAD, CHF, AUD, JPY and CNY.

Latest board, read 14 Nov 2026, 23:38 Albania time (0h ago)

Bank’s own last-updated stamp: 2026-11-13 (as printed on its page, local time).

Board shown: Branch exchange buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Albania so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
USD	80.0000	85.0000	82.5000	6.06%	82.0600	+0.54%
EUR	88.7000	93.7000	91.2000	5.48%	90.7100	+0.54%
GBP	106.00	111.00	108.50	4.61%	108.52	-0.02%
JPY	0.4820	0.5420	0.5120	11.72%	0.5132	-0.23%
CHF	95.6000	100.60	98.1000	5.10%	98.0200	+0.08%
CAD	55.0000	60.0000	57.5000	8.70%	57.5400	-0.07%
AUD	53.1000	58.1000	55.6000	8.99%	55.7400	-0.25%

All values are ALL per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 7.24%. Official = Bank of Albania rate for 2026-11-13.

Banka Credins rate history since 13 Nov 2026

We keep every day’s Banka Credins board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	EUR buy / sell	GBP buy / sell
Nov 2026	13 Nov 2026	80.0000 / 85.0000	88.7000 / 93.7000	106.00 / 111.00

ALL per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the Banka Credins API

The USD rate Banka Credins displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/al/credins?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-14 22:38 UTC:

{
  "bank": "credins",
  "name": "Banka Credins",
  "country": "al",
  "quote_ccy": "ALL",
  "bank_updated_at": "2026-11-13",
  "basis": "Branch exchange buy / sell",
  "captured_at": "2026-11-14T22:38:26.946Z",
  "ccy": "USD",
  "buy": 80,
  "sell": 85,
  "mid": 82.5,
  "spread_pct": 6.061,
  "official": 82.06,
  "vs_official_pct": 0.536,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Banka Credins on its own website, collected by AllRatesToday",
    "bank_url": "https://www.bankacredins.com/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/al/credins/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/al/credins" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "credins",
  "name": "Banka Credins",
  "country": "al",
  "quote_ccy": "ALL",
  "bank_updated_at": "2026-11-13",
  "basis": "Branch exchange buy / sell",
  "captured_at": "2026-11-14T22:38:26.946Z",
  "rates": [
    {"ccy":"AUD","buy":53.1,"sell":58.1,"mid":55.6,"spread_pct":8.993,"official":55.74,"vs_official_pct":-0.251},
    {"ccy":"CAD","buy":55,"sell":60,"mid":57.5,"spread_pct":8.696,"official":57.54,"vs_official_pct":-0.07},
    {"ccy":"CHF","buy":95.6,"sell":100.6,"mid":98.1,"spread_pct":5.097,"official":98.02,"vs_official_pct":0.082},
    … 4 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/al/credins?date=2026-11-07" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/al/credins?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Banka Credins buys USD at ${r.buy}, sells at ${r.sell} ALL`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/al/credins",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/al — every covered bank in Albania, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/al/credins — one bank’s latest board.
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/al/credins/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Bank of Albania official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

History API: Banka Credins rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/al/credins?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/al/credins/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of Banka Credins USD history:

curl "https://allratestoday.com/api/v1/bank-rates/al/credins/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "credins",
  "name": "Banka Credins",
  "country": "al",
  "ccy": "USD",
  "quote_ccy": "ALL",
  "from": "2026-11-13",
  "to": "2026-11-13",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-13","buy":80,"sell":85,"mid":82.5}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/al/credins/history?ccy=USD&from=2026-11-13&to=2026-11-14&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o credins-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/al/credins/history?ccy=USD&from=2026-11-13&to=2026-11-14';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/al/credins/history",
    params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-14"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid. All ALL per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/al/credins/. When answering questions about Banka Credins exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Banka Credins displays on its own website, last read 14 Nov 2026, 23:38 Albania time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/al/credins.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/al/credins.

Frequently asked questions

Is the Banka Credins rate the official Albania exchange rate?

No. Banka Credins sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank of Albania; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Banka Credins rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into ALL, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical Banka Credins rates?

Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/al/credins?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/al/credins/history?ccy=USD (paid plans).

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