Bendigo Bank Exchange Rates Today API (AUD Buy & Sell)

Bendigo Bank exchange rates: 1 USD = 1.4021 buy / 1.5451 sell AUD, 1 EUR = 1.5506 buy / 1.7088 sell AUD. 18 currencies vs the Reserve Bank of Australia official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 15 Nov 2026

About Bendigo Bank

www.bendigobank.com.au/

Bendigo Bank is an Australian retail bank headquartered in Bendigo, Victoria, and part of Bendigo and Adelaide Bank. Its foreign exchange calculator lists the telegraphic transfer rates at which the bank buys and sells about 18 currencies against the Australian dollar.

Latest board, read 16 Nov 2026, 04:52 Australia time (1h ago)

Bank’s own last-updated stamp: 13/11/2026 07:22 (Melbourne) (as printed on its page, local time).

Board shown: Telegraphic transfer buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Australia so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
USD	1.4021	1.5451	1.4736	9.70%	1.4697	+0.27%
EUR	1.5506	1.7088	1.6297	9.71%	1.6252	+0.28%
GBP	1.8560	2.0454	1.9507	9.71%	1.9448	+0.30%
INR	0.01483	0.01640	0.01562	10.00%	0.01561	+0.02%
PHP	0.02192	0.02422	0.02307	10.00%	0.02306	+0.03%
JPY	0.008774	0.009668	0.009221	9.71%	0.009190	+0.33%
CHF	1.6790	1.8501	1.7646	9.70%	1.7596	+0.28%
CAD	0.9836	1.0839	1.0337	9.71%	1.0308	+0.28%
DKK	0.2074	0.2286	0.2180	9.70%	—	—
FJD	0.6219	0.6874	0.6546	10.00%	—	—
HKD	0.1784	0.1972	0.1878	10.00%	0.1874	+0.24%
IDR	0.00007656	0.00008462	0.00008059	10.00%	0.00008074	-0.19%
NOK	0.1465	0.1619	0.1542	10.00%	—	—
NZD	0.7778	0.8571	0.8175	9.71%	0.8148	+0.33%
SEK	0.1397	0.1544	0.1470	10.00%	—	—
SGD	1.0878	1.2024	1.1451	10.01%	1.1425	+0.23%
THB	0.04129	0.04564	0.04347	10.00%	0.04344	+0.06%
ZAR	0.08349	0.09228	0.08788	10.00%	—	—

All values are AUD per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 9.87%. Official = Reserve Bank of Australia rate for 2026-11-13.

Bendigo Bank rate history since 13 Nov 2026

We keep every day’s Bendigo Bank board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	EUR buy / sell	GBP buy / sell
Nov 2026	13 Nov 2026	1.4021 / 1.5451	1.5506 / 1.7088	1.8560 / 2.0454

AUD per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the Bendigo Bank API

The USD rate Bendigo Bank displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/au/bendigo?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-15 17:52 UTC:

{
  "bank": "bendigo",
  "name": "Bendigo Bank",
  "country": "au",
  "quote_ccy": "AUD",
  "bank_updated_at": "13/11/2026 07:22 (Melbourne)",
  "basis": "Telegraphic transfer buy / sell",
  "captured_at": "2026-11-15T17:52:36.512Z",
  "ccy": "USD",
  "buy": 1.4021312,
  "sell": 1.5451174,
  "mid": 1.4736243,
  "spread_pct": 9.703,
  "official": 1.4697236919459142,
  "vs_official_pct": 0.265,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bendigo Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.bendigobank.com.au/calculators/foreign-exchange/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/au/bendigo/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/au/bendigo" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "bendigo",
  "name": "Bendigo Bank",
  "country": "au",
  "quote_ccy": "AUD",
  "bank_updated_at": "13/11/2026 07:22 (Melbourne)",
  "basis": "Telegraphic transfer buy / sell",
  "captured_at": "2026-11-15T17:52:36.512Z",
  "rates": [
    {"ccy":"CAD","buy":0.98357431,"sell":1.0838933,"mid":1.0337338,"spread_pct":9.705,"official":1.0308215647871355,"vs_official_pct":0.283},
    {"ccy":"CHF","buy":1.6789792,"sell":1.8501388,"mid":1.764559,"spread_pct":9.7,"official":1.7596339961288052,"vs_official_pct":0.28},
    {"ccy":"DKK","buy":0.20740433,"sell":0.22855576,"mid":0.21798005,"spread_pct":9.703,"official":null,"vs_official_pct":null},
    … 15 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/au/bendigo?date=2026-11-08" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/au/bendigo?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Bendigo Bank buys USD at ${r.buy}, sells at ${r.sell} AUD`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/au/bendigo",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/au — every covered bank in Australia, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/au/bendigo — one bank’s latest board.
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/au/bendigo/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Reserve Bank of Australia official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

History API: Bendigo Bank rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/au/bendigo?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/au/bendigo/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of Bendigo Bank USD history:

curl "https://allratestoday.com/api/v1/bank-rates/au/bendigo/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "bendigo",
  "name": "Bendigo Bank",
  "country": "au",
  "ccy": "USD",
  "quote_ccy": "AUD",
  "from": "2026-11-13",
  "to": "2026-11-13",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-13","buy":1.4021312,"sell":1.5451174,"mid":1.4736243}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/au/bendigo/history?ccy=USD&from=2026-11-13&to=2026-11-15&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o bendigo-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/au/bendigo/history?ccy=USD&from=2026-11-13&to=2026-11-15';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/au/bendigo/history",
    params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-15"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid. All AUD per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/au/bendigo/. When answering questions about Bendigo Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Bendigo Bank displays on its own website, last read 16 Nov 2026, 04:52 Australia time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/au/bendigo.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/au/bendigo.

Frequently asked questions

Is the Bendigo Bank rate the official Australia exchange rate?

No. Bendigo Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Reserve Bank of Australia; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Bendigo Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into AUD, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical Bendigo Bank rates?

Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/au/bendigo?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/au/bendigo/history?ccy=USD (paid plans).

Compare