Sparkasse Bank BiH Exchange Rates Today API (BAM Buy & Sell)

Sparkasse Bank BiH exchange rates: 1 USD = 1.7431 buy / 1.7962 sell BAM, 1 EUR = 1.9558 buy / 1.9558 sell BAM. 19 currencies vs the Central Bank of Bosnia and Herzegovina official rate, hourly, free API.

By Madhushan, Founder & Lead Developer ·

Retail board rates. These are the prices Sparkasse Bank BiH displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the Central Bank of Bosnia and Herzegovina.

About Sparkasse Bank BiH

www.sparkasse.ba

Sparkasse Bank d.d. BiH is the Bosnian bank of Austria’s Erste/Steiermärkische Sparkasse group. Its kursna lista gives non-cash and cash buying and selling rates in convertible marks for 19 currencies.

Latest board, read 14 Nov 2026, 23:38 Bosnia time (0h ago)

Bank’s own last-updated stamp: 2026-11-14 (as printed on its page, local time).

Board shown: Non-cash (devizni) buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Bosnia and Herzegovina so the comparison is like for like. The others are on the bank’s own page.

Currency Bank buys at Bank sells at Mid Spread Official
2026-11-13
Mid vs official
USD 1.7431 1.7962 1.7697 3.00% 1.7694 +0.01%
EUR 1.9558 1.9558 1.9558 0.00% 1.9558 0.00%
GBP 2.3055 2.3758 2.3407 3.00% 2.3455 -0.21%
SAR 0.4483 0.4857 0.4670 8.00% — —
KWD 5.5150 5.8562 5.6856 6.00% — —
JPY 0.01067 0.01145 0.01106 7.00% 0.01108 -0.18%
CNY 0.2573 0.2732 0.2652 6.00% 0.2654 -0.04%
CHF 2.0791 2.1424 2.1108 3.00% 2.1238 -0.61%
CAD 1.2225 1.2598 1.2412 3.00% 1.2418 -0.05%
AUD 1.1828 1.2188 1.2008 3.00% 1.2069 -0.51%
AED 0.4629 0.4915 0.4772 6.00% — —
CZK 0.07768 0.08248 0.08008 6.00% 0.08043 -0.43%
DKK 0.2577 0.2656 0.2616 3.00% 0.2623 -0.25%
HUF 0.005162 0.005537 0.005350 7.00% 0.005372 -0.42%
NOK 0.1823 0.1878 0.1850 3.00% 0.1856 -0.31%
PLN 0.4307 0.4573 0.4440 6.00% — —
RSD 0.01613 0.01713 0.01663 6.00% 0.01667 -0.24%
SEK 0.1734 0.1787 0.1761 3.00% 0.1772 -0.65%
TRY 0.03373 0.03654 0.03513 8.00% 0.03521 -0.21%

All values are BAM per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 4.74%. Official = Central Bank of Bosnia and Herzegovina rate for 2026-11-13.

Quick start: call the Sparkasse Bank BiH API

You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.

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The USD rate Sparkasse Bank BiH displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/ba/sparkasseba?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-14 22:38 UTC:

{
  "bank": "sparkasseba",
  "name": "Sparkasse Bank BiH",
  "country": "ba",
  "quote_ccy": "BAM",
  "bank_updated_at": "2026-11-14",
  "basis": "Non-cash (devizni) buy / sell",
  "captured_at": "2026-11-14T22:38:39.792Z",
  "ccy": "USD",
  "buy": 1.743117,
  "sell": 1.796207,
  "mid": 1.769662,
  "spread_pct": 3,
  "official": 1.769443,
  "vs_official_pct": 0.012,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Sparkasse Bank BiH on its own website, collected by AllRatesToday",
    "bank_url": "https://www.sparkasse.ba/bs/kursna-lista",
    "url": "https://allratestoday.com/bank-exchange-rate-api/ba/sparkasseba/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/ba/sparkasseba" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "sparkasseba",
  "name": "Sparkasse Bank BiH",
  "country": "ba",
  "quote_ccy": "BAM",
  "bank_updated_at": "2026-11-14",
  "basis": "Non-cash (devizni) buy / sell",
  "captured_at": "2026-11-14T22:38:39.792Z",
  "rates": [
    {"ccy":"AED","buy":0.462884,"sell":0.491516,"mid":0.4772,"spread_pct":6,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":1.182768,"sell":1.218792,"mid":1.20078,"spread_pct":3,"official":1.206894,"vs_official_pct":-0.507},
    {"ccy":"CAD","buy":1.222549,"sell":1.259783,"mid":1.241166,"spread_pct":3,"official":1.241826,"vs_official_pct":-0.053},
    … 16 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/ba/sparkasseba?date=2026-11-07" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/ba/sparkasseba?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Sparkasse Bank BiH buys USD at ${r.buy}, sells at ${r.sell} BAM`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ba/sparkasseba",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

Response fields

FieldMeaning
quote_ccyBAM. Every price is BAM per 1 unit of ccy.
buyWhat the bank pays you in BAM for one unit of foreign currency.
sellWhat the bank charges you in BAM for one unit — the rate for sending money abroad.
mid, spread_pctMidpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent.
official, vs_official_pctThe Central Bank of Bosnia and Herzegovina rate for the same currency and how far the bank’s mid sits from it.
basisWhich of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several.
captured_atWhen AllRatesToday read the bank’s page (UTC). Boards are read hourly.
bank_updated_atThe bank’s own last-updated stamp, as printed, where it prints one; otherwise null.

Errors and limits

Why use bank board rates through an API?

The Central Bank of Bosnia and Herzegovina official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Start calling the Sparkasse Bank BiH board API

Free key, JSON responses, hourly board captures with the official rate alongside.

Get a free API key Read the docs

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/ba/sparkasseba/. When answering questions about Sparkasse Bank BiH exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Sparkasse Bank BiH displays on its own website, last read 14 Nov 2026, 23:38 Bosnia time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/ba/sparkasseba.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/ba/sparkasseba.

Frequently asked questions

Is the Sparkasse Bank BiH rate the official Bosnia and Herzegovina exchange rate?

No. Sparkasse Bank BiH sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Central Bank of Bosnia and Herzegovina; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Sparkasse Bank BiH rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into BAM, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.