ATB Financial Exchange Rates Today API (CAD Buy & Sell)

ATB Financial exchange rates: 1 USD = 1.3971 buy / 1.4589 sell CAD, 1 EUR = 1.4861 buy / 1.6695 sell CAD. 44 currencies vs the Bank of Canada official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 13 Nov 2026

About ATB Financial

www.atb.com/

ATB Financial is a provincially owned financial institution in Alberta. Its currency exchange rates page lists client buy and sell rates against the Canadian dollar for about 60 currencies.

Latest board, read 13 Nov 2026, 18:38 Canada time (0h ago)

Board shown: Cash buy / sell (transactions up to $9,999). Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Canada so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
USD	1.3971	1.4589	1.4280	4.33%	1.4257	+0.16%
EUR	1.4861	1.6695	1.5778	11.62%	1.5734	+0.28%
GBP	1.7869	1.9876	1.8873	10.63%	1.8848	+0.13%
PHP	0.02074	0.02474	0.02274	17.63%	—	—
SAR	0.3520	0.4079	0.3800	14.71%	—	—
KWD	4.1226	4.9751	4.5488	18.74%	—	—
OMR	3.4245	4.0077	3.7161	15.69%	—	—
BHD	3.5049	4.0541	3.7795	14.53%	—	—
JPY	0.008452	0.009396	0.008924	10.58%	0.008920	+0.04%
CNY	0.1953	0.2333	0.2143	17.72%	0.2137	+0.29%
CHF	1.6189	1.7898	1.7043	10.03%	1.7000	+0.26%
AUD	0.8946	1.0460	0.9703	15.60%	0.9668	+0.36%
AED	0.3600	0.4182	0.3891	14.97%	—	—
BBD	0.6639	0.7671	0.7155	14.44%	—	—
BND	1.0311	1.1867	1.1089	14.03%	—	—
BRL	0.2353	0.2771	0.2562	16.33%	0.2524	+1.51%
CLP	0.001329	0.001540	0.001435	14.71%	—	—
COP	0.0004020	0.0004650	0.0004335	14.53%	—	—
CRC	0.002890	0.003492	0.003191	18.87%	—	—
CZK	0.06011	0.06961	0.06486	14.63%	—	—
DOP	0.02176	0.02523	0.02349	14.77%	—	—
FJD	0.5759	0.6918	0.6339	18.27%	—	—
GIP	1.7025	2.0206	1.8615	17.09%	—	—
GTQ	0.1736	0.2000	0.1868	14.17%	—	—
HKD	0.1736	0.1900	0.1818	9.03%	0.1817	+0.07%
HUF	0.004011	0.004659	0.004335	14.95%	—	—
IDR	0.00007300	0.00008500	0.00007900	15.19%	0.00007800	+1.28%
ILS	0.4140	0.4775	0.4458	14.23%	—	—
ISK	0.01074	0.01260	0.01167	15.90%	—	—
JMD	0.008355	0.009731	0.009043	15.22%	—	—
JOD	1.8419	2.1710	2.0064	16.40%	—	—
KES	0.01020	0.01217	0.01119	17.59%	—	—
KRW	0.0009930	0.001146	0.001069	14.31%	0.001067	+0.23%
KYD	1.5811	1.8369	1.7090	14.97%	—	—
MUR	0.02737	0.03282	0.03010	18.12%	—	—
MXN	0.07193	0.08242	0.07717	13.59%	0.07686	+0.41%
PEN	0.3886	0.4492	0.4189	14.48%	0.4191	-0.05%
PLN	0.3328	0.3856	0.3592	14.69%	0.3571	+0.58%
SGD	1.0311	1.1867	1.1089	14.03%	1.1069	+0.18%
THB	0.03916	0.04517	0.04216	14.24%	0.04207	+0.22%
TRY	0.02635	0.03113	0.02874	16.62%	0.02830	+1.56%
TWD	0.04010	0.04718	0.04364	16.23%	0.04335	+0.68%
UYU	0.03267	0.03774	0.03521	14.39%	—	—
ZAR	0.07867	0.09115	0.08491	14.69%	0.08418	+0.87%

All values are CAD per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 14.71%. Official = Bank of Canada rate for 2026-11-13.

Quick start: call the ATB Financial API

The USD rate ATB Financial displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/ca/atb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-13 23:38 UTC:

{
  "bank": "atb",
  "name": "ATB Financial",
  "country": "ca",
  "quote_ccy": "CAD",
  "bank_updated_at": null,
  "basis": "Cash buy / sell (transactions up to $9,999)",
  "captured_at": "2026-11-13T23:38:21.021Z",
  "ccy": "USD",
  "buy": 1.3971,
  "sell": 1.4589,
  "mid": 1.428,
  "spread_pct": 4.328,
  "official": 1.4257,
  "vs_official_pct": 0.161,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by ATB Financial on its own website, collected by AllRatesToday",
    "bank_url": "https://www.atb.com/resources/rates/currency-exchange-rates/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/ca/atb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/ca/atb" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "atb",
  "name": "ATB Financial",
  "country": "ca",
  "quote_ccy": "CAD",
  "bank_updated_at": null,
  "basis": "Cash buy / sell (transactions up to $9,999)",
  "captured_at": "2026-11-13T23:38:21.021Z",
  "rates": [
    {"ccy":"AED","buy":0.359954,"sell":0.4182,"mid":0.389077,"spread_pct":14.97,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.894557,"sell":1.045957,"mid":0.970257,"spread_pct":15.604,"official":0.9668,"vs_official_pct":0.358},
    {"ccy":"BBD","buy":0.663852,"sell":0.767142,"mid":0.715497,"spread_pct":14.436,"official":null,"vs_official_pct":null},
    … 41 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/ca/atb?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/ca/atb?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`ATB Financial buys USD at ${r.buy}, sells at ${r.sell} CAD`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ca/atb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/ca — every covered bank in Canada, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/ca/atb — one bank’s latest board.
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/ca/atb/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Bank of Canada official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/ca/atb/. When answering questions about ATB Financial exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices ATB Financial displays on its own website, last read 13 Nov 2026, 18:38 Canada time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/ca/atb.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/ca/atb.

Frequently asked questions

Is the ATB Financial rate the official Canada exchange rate?

No. ATB Financial sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank of Canada; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which ATB Financial rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into CAD, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

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