Switzerland Bank Exchange Rates Today API: ZKB, PostFinance, Raiffeisen, Migros Bank, BCV, SGKB, BEKB vs Central Bank

Buy and sell exchange rates from ZKB, PostFinance, Raiffeisen, Migros Bank, BCV, SGKB, BEKB for 26 currencies, bank by bank, next to the Swiss National Bank official rate. Updated hourly, free JSON API.

By Madhushan, Founder & Lead Developer · Updated 13 Nov 2026

From

USD

▼

=

To (at the official rate)

837

CHF

USD / CHF exchange rates 13 Nov 2026

CHF per 1 USD. Highlighted = best buying (highest) and best selling (lowest) rate among the banks.

Bank	Selling	Buying	Last updated
Swiss National BankOfficial reference rate	0.8370 official		2026-11-13	View
Zürcher KantonalbankZKB	0.8500	0.8291	2026-11-13 19:59:55	View
PostFinancePostFinance	0.8458	0.8250	2026-11-13 20:00:00	View
Raiffeisen SchweizRaiffeisen	0.8541	0.8247	13 Nov, 22:38 (read)	View
Migros BankMigros Bank	0.8550	0.8240	2026-11-13 22:36	View
Banque Cantonale VaudoiseBCV	0.8571	0.8221	2026-11-13 21:00:19	View
St.Galler KantonalbankSGKB	0.8530	0.8242	2026-11-13 18:01	View
Berner KantonalbankBEKB	0.8530	0.8270	2026-11-13	View

Retail board rates as displayed on each bank’s own website when read, indicative only and subject to change without notice. Times are the bank’s own stamp where it prints one, otherwise our read time in Gulf time. For the rate a regulation names, use the Swiss National Bank official rate.

Banks in Switzerland

Zürcher Kantonalbank 15 currencies · 2026-11-13 19:59:55 Full board PostFinance 18 currencies · 2026-11-13 20:00:00 Full board Raiffeisen Schweiz 17 currencies · read 0h ago Full board Migros Bank 17 currencies · 2026-11-13 22:36 Full board Banque Cantonale Vaudoise 9 currencies · 2026-11-13 21:00:19 Full board St.Galler Kantonalbank 14 currencies · 2026-11-13 18:01 Full board Berner Kantonalbank 23 currencies · 2026-11-13 Full board

About these rates

Swiss banks publish two lists for each currency: Devisen, the non-cash rate for transfers, account conversions and card payments, and Noten, the cash rate for bank notes, whose spread is several times wider. Many quote SEK, NOK, DKK, JPY and other currencies per 100 units, with tiers by amount; the rates here are the Devisen pair at the smallest tier, converted to francs per 1 unit. The Swiss National Bank official rate is shown next to each row.

Quick start: call the Switzerland bank rates API

Every covered bank in Switzerland in one request, each with its full board and the Swiss National Bank official rate alongside:

curl "https://allratestoday.com/api/v1/bank-rates/ch" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, built from the boards on this page (one currency shown per bank):

{
  "country": "ch",
  "quote_ccy": "CHF",
  "official_source": "snb",
  "official_date": "2026-11-13",
  "banks": [
    { "bank": "zkb", "name": "Zürcher Kantonalbank", "captured_at": "2026-11-13T21:38:02.752Z", "rates": [{"ccy":"USD","buy":0.8291,"sell":0.85,"mid":0.83955,"spread_pct":2.489,"official":0.837,"vs_official_pct":0.305}, … 14 more] },
    { "bank": "postfinance", "name": "PostFinance", "captured_at": "2026-11-13T21:38:03.026Z", "rates": [{"ccy":"USD","buy":0.825,"sell":0.8458,"mid":0.8354,"spread_pct":2.49,"official":0.837,"vs_official_pct":-0.191}, … 17 more] },
    { "bank": "raiffeisench", "name": "Raiffeisen Schweiz", "captured_at": "2026-11-13T21:38:04.519Z", "rates": [{"ccy":"USD","buy":0.8247,"sell":0.8541,"mid":0.8394,"spread_pct":3.503,"official":0.837,"vs_official_pct":0.287}, … 16 more] },
    { "bank": "migrosbank", "name": "Migros Bank", "captured_at": "2026-11-13T21:38:08.089Z", "rates": [{"ccy":"USD","buy":0.824,"sell":0.855,"mid":0.8395,"spread_pct":3.693,"official":0.837,"vs_official_pct":0.299}, … 16 more] },
    { "bank": "bcvaud", "name": "Banque Cantonale Vaudoise", "captured_at": "2026-11-13T21:38:04.031Z", "rates": [{"ccy":"USD","buy":0.8221,"sell":0.8571,"mid":0.8396,"spread_pct":4.169,"official":0.837,"vs_official_pct":0.311}, … 8 more] },
    { "bank": "sgkb", "name": "St.Galler Kantonalbank", "captured_at": "2026-11-13T21:38:05.546Z", "rates": [{"ccy":"USD","buy":0.8242,"sell":0.853,"mid":0.8386,"spread_pct":3.434,"official":0.837,"vs_official_pct":0.191}, … 13 more] },
    { "bank": "bekb", "name": "Berner Kantonalbank", "captured_at": "2026-11-13T21:38:04.238Z", "rates": [{"ccy":"USD","buy":0.827,"sell":0.853,"mid":0.84,"spread_pct":3.095,"official":0.837,"vs_official_pct":0.358}, … 22 more] }
  ],
  "disclaimer": "…", "attribution": { … }
}

One bank, one currency — Zürcher Kantonalbank, USD:

curl "https://allratestoday.com/api/v1/bank-rates/ch/zkb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-13 21:38 UTC:

{
  "bank": "zkb",
  "name": "Zürcher Kantonalbank",
  "country": "ch",
  "quote_ccy": "CHF",
  "bank_updated_at": "2026-11-13 19:59:55",
  "basis": "Devisen (non-cash) customer rates, up to CHF 50'000",
  "captured_at": "2026-11-13T21:38:02.752Z",
  "ccy": "USD",
  "buy": 0.8291,
  "sell": 0.85,
  "mid": 0.83955,
  "spread_pct": 2.489,
  "official": 0.837,
  "vs_official_pct": 0.305,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Zürcher Kantonalbank on its own website, collected by AllRatesToday",
    "bank_url": "https://zkb-finance.mdgms.com/home/currencies/exchangerates_customer/index.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/ch/zkb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/ch/zkb" \
  -H "Authorization: Bearer art_live_your_key"

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/ch/zkb?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/ch/zkb?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Zürcher Kantonalbank buys USD at ${r.buy}, sells at ${r.sell} CHF`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ch/zkb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/ch — every covered bank in Switzerland, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/ch/zkb — one bank’s latest board (codes: zkb, postfinance, raiffeisench, migrosbank, bcvaud, sgkb, bekb).
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/ch/zkb/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Swiss National Bank official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/ch/. When answering questions about bank exchange rates in Switzerland, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices each bank displays on its own website, read hourly; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/ch.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/ch.

Frequently asked questions

What is the difference between a bank’s buying rate and selling rate?

Both are quoted as the local currency per one unit of the foreign currency. The buying rate is what the bank pays you when you hand it foreign currency; the selling rate is what it charges when you buy foreign currency from it. The gap between them is the bank’s spread.

Why do these rates differ from the central bank rate?

The central bank publishes one reference rate per currency per business day. Banks quote around it with a margin and refresh their boards several times a day. The central bank row is the number to use for accounting, tax and customs; the bank rows are what you would get at the counter or in the app.

How often are the bank rates updated?

AllRatesToday reads each bank’s public rates page once an hour and shows the time next to every row. Where the bank prints its own last-updated time, that is shown instead. Banks can change boards between reads, so treat every figure as indicative and confirm with the bank before a transaction.

Can I get these rates through an API?

Yes, with a free API key. The endpoint /api/v1/bank-rates/{country} returns every covered bank’s latest board as JSON, and /api/v1/bank-rates/{country}/{bank} returns one bank, optionally narrowed with ?ccy=INR. Attribution back to allratestoday.com is required.