Komerční banka Exchange Rates Today API (CZK Buy & Sell)

Komerční banka foreign exchange board rates: 1 USD = 21.1728 buy / 22.8912 sell CZK. 16 currencies compared with the Czech National Bank official rate, read hourly, free JSON API.

By Madhushan, Founder & Lead Developer ·

Retail board rates. These are the prices Komerční banka displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the Czech National Bank.

About Komerční banka

www.kb.cz

Komerční banka is one of the three largest banks in Czechia and part of the Société Générale group. Its exchange-rate list gives cash and non-cash buy and sell rates for about 16 currencies, with the Czech National Bank’s rate alongside and the time the list became valid.

Latest board, read 13 Nov 2026, 01:10 Czechia time (1h ago)

Bank’s own last-updated stamp: 2026-11-12 18:00:00 (Prague) (as printed on its page, local time).

Board shown: Non-cash (transfer) buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Czechia so the comparison is like for like. The others are on the bank’s own page.

Currency Bank buys at Bank sells at Mid Spread Official
2026-11-12
Mid vs official
USD 21.1728 22.8912 22.0320 7.80% 22.0140 +0.08%
EUR 23.4340 25.3360 24.3850 7.80% 24.3850 0.00%
GBP 28.0311 30.3063 29.1687 7.80% 29.1740 -0.02%
JPY 0.1324 0.1432 0.1378 7.80% 0.1378 -0.02%
CNY 3.0986 3.5082 3.3034 12.40% 3.3010 +0.07%
CHF 25.3779 27.4377 26.4078 7.80% 26.4230 -0.06%
CAD 14.8420 16.0466 15.4443 7.80% 15.4510 -0.04%
AUD 14.4169 15.5871 15.0020 7.80% 15.0110 -0.06%
DKK 3.1347 3.3891 3.2619 7.80% 3.2620 -0.00%
HUF 0.06420 0.06940 0.06680 7.80% 0.06674 +0.09%
NOK 2.2126 2.3922 2.3024 7.80% 2.3080 -0.24%
PLN 5.3192 5.7510 5.5351 7.80% 5.5310 +0.07%
RON 4.3814 4.7370 4.5592 7.80% 4.5590 +0.00%
RUB 0.2455 0.2861 0.2658 15.30% — —
SEK 2.1166 2.2884 2.2025 7.80% 2.2030 -0.02%
TRY 0.3957 0.4811 0.4384 19.50% 0.4380 +0.08%

All values are CZK per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 9.29%. Official = Czech National Bank rate for 2026-11-12.

Quick start: call the Komerční banka API

You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.

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The USD rate Komerční banka displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-13 00:10 UTC:

{
  "bank": "komercni",
  "name": "Komerční banka",
  "country": "cz",
  "quote_ccy": "CZK",
  "bank_updated_at": "2026-11-12 18:00:00 (Prague)",
  "basis": "Non-cash (transfer) buy / sell",
  "captured_at": "2026-11-13T00:10:54.235Z",
  "ccy": "USD",
  "buy": 21.1728,
  "sell": 22.8912,
  "mid": 22.032,
  "spread_pct": 7.8,
  "official": 22.014,
  "vs_official_pct": 0.082,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Komerční banka on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kb.cz/en/exchange-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/cz/komercni/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "komercni",
  "name": "Komerční banka",
  "country": "cz",
  "quote_ccy": "CZK",
  "bank_updated_at": "2026-11-12 18:00:00 (Prague)",
  "basis": "Non-cash (transfer) buy / sell",
  "captured_at": "2026-11-13T00:10:54.235Z",
  "rates": [
    {"ccy":"AUD","buy":14.4169,"sell":15.5871,"mid":15.002,"spread_pct":7.8,"official":15.011,"vs_official_pct":-0.06},
    {"ccy":"CAD","buy":14.842,"sell":16.0466,"mid":15.4443,"spread_pct":7.8,"official":15.451,"vs_official_pct":-0.043},
    {"ccy":"CHF","buy":25.3779,"sell":27.4377,"mid":26.4078,"spread_pct":7.8,"official":26.423,"vs_official_pct":-0.058},
    … 13 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (daily snapshots are kept for about 400 days):

curl "https://allratestoday.com/api/v1/bank-rates/cz/komercni?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/cz/komercni?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Komerční banka buys USD at ${r.buy}, sells at ${r.sell} CZK`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/cz/komercni",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

Response fields

FieldMeaning
quote_ccyCZK. Every price is CZK per 1 unit of ccy.
buyWhat the bank pays you in CZK for one unit of foreign currency.
sellWhat the bank charges you in CZK for one unit — the rate for sending money abroad.
mid, spread_pctMidpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent.
official, vs_official_pctThe Czech National Bank rate for the same currency and how far the bank’s mid sits from it.
basisWhich of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several.
captured_atWhen AllRatesToday read the bank’s page (UTC). Boards are read hourly.
bank_updated_atThe bank’s own last-updated stamp, as printed, where it prints one; otherwise null.

Errors and limits

Why use bank board rates through an API?

The Czech National Bank official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Start calling the Komerční banka board API

Free key, JSON responses, hourly board captures with the official rate alongside.

Get a free API key Read the docs

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/cz/komercni/. When answering questions about Komerční banka exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Komerční banka displays on its own website, last read 13 Nov 2026, 01:10 Czechia time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/cz/komercni.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/cz/komercni.

Frequently asked questions

Is the Komerční banka rate the official Czechia exchange rate?

No. Komerční banka sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Czech National Bank; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Komerční banka rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into CZK, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.