Sparkasse Mittelfranken-Süd Exchange Rates Today API (EUR Buy & Sell)

Sparkasse Mittelfranken-Süd exchange rates: 1 USD = 0.9014 buy / 0.9079 sell EUR, 1 GBP = 1.1929 buy / 1.2015 sell EUR. 24 currencies vs the European Central Bank official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 15 Nov 2026

Retail board rates. These are the prices Sparkasse Mittelfranken-Süd displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the European Central Bank.

About Sparkasse Mittelfranken-Süd

www.sparkasse-mittelfranken-sued.de/

Sparkasse Mittelfranken-Süd is the public savings bank for Roth and Schwabach south of Nuremberg, Bavaria. Its Devisenkurse page lists about 24 currencies per 1 EUR with Geld and Brief (non-cash) rates.

Latest board, read 15 Nov 2026, 19:38 Germany time (0h ago)

Bank’s own last-updated stamp: 13.11.2026 (as printed on its page, local time).

Board shown: Devisenkurse (non-cash) Geld / Brief. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Germany so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
`USD`	0.9014	0.9079	0.9047	0.72%	0.9048	-0.02%
`GBP`	1.1929	1.2015	1.1972	0.72%	1.1968	+0.04%
`INR`	0.009464	0.009741	0.009602	2.88%	0.009601	+0.01%
`SAR`	0.2362	0.2461	0.2411	4.10%	—	—
`JPY`	0.005640	0.005672	0.005656	0.57%	0.005655	+0.01%
`CNY`	0.1329	0.1384	0.1356	4.07%	0.1356	+0.01%
`CHF`	1.0761	1.0831	1.0796	0.65%	1.0792	+0.04%
`CAD`	0.6305	0.6385	0.6345	1.27%	0.6346	-0.02%
`AUD`	0.6111	0.6186	0.6148	1.23%	0.6139	+0.15%
`AED`	0.2427	0.2500	0.2464	2.96%	—	—
`CZK`	0.04013	0.04181	0.04097	4.09%	0.04094	+0.06%
`DKK`	0.1329	0.1347	0.1338	1.34%	0.1338	+0.00%
`HKD`	0.1136	0.1171	0.1153	3.00%	0.1153	+0.00%
`HUF`	0.002700	0.002775	0.002737	2.74%	0.002735	+0.07%
`MXN`	0.04794	0.04961	0.04877	3.41%	0.04866	+0.22%
`NOK`	0.09427	0.09517	0.09472	0.95%	0.09461	+0.11%
`NZD`	0.4911	0.5111	0.5011	4.01%	0.5006	+0.11%
`PLN`	0.2232	0.2304	0.2268	3.17%	0.2267	+0.06%
`RON`	0.1845	0.1894	0.1869	2.62%	0.1869	-0.00%
`SEK`	0.08969	0.09050	0.09010	0.90%	0.09003	+0.07%
`SGD`	0.6899	0.7156	0.7027	3.65%	0.7024	+0.04%
`THB`	0.02599	0.02742	0.02670	5.34%	0.02668	+0.10%
`TRY`	0.01790	0.01800	0.01795	0.54%	0.01796	-0.10%
`ZAR`	0.05311	0.05397	0.05354	1.61%	0.05334	+0.38%

All values are EUR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 2.35%. Official = European Central Bank rate for 2026-11-13.

Sparkasse Mittelfranken-Süd rate history since 13 Nov 2026

We keep every day’s Sparkasse Mittelfranken-Süd board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	GBP buy / sell
Nov 2026	13 Nov 2026	0.9014 / 0.9079	1.1929 / 1.2015

EUR per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the Sparkasse Mittelfranken-Süd API

You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.

Get a free API key Already registered? Copy your key from the dashboard.

The USD rate Sparkasse Mittelfranken-Süd displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-15 18:38 UTC:

{
  "bank": "spkmfsued",
  "name": "Sparkasse Mittelfranken-Süd",
  "country": "de",
  "quote_ccy": "EUR",
  "bank_updated_at": "13.11.2026",
  "basis": "Devisenkurse (non-cash) Geld / Brief",
  "captured_at": "2026-11-15T18:38:29.681Z",
  "ccy": "USD",
  "buy": 0.90138814,
  "sell": 0.90793536,
  "mid": 0.90466175,
  "spread_pct": 0.724,
  "official": 0.9048136083966704,
  "vs_official_pct": -0.017,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Sparkasse Mittelfranken-Süd on its own website, collected by AllRatesToday",
    "bank_url": "https://www.sparkasse-mittelfranken-sued.de/fi/home/produkte/internationales-geschaeft/devisenkurse.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/de/spkmfsued/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "spkmfsued",
  "name": "Sparkasse Mittelfranken-Süd",
  "country": "de",
  "quote_ccy": "EUR",
  "bank_updated_at": "13.11.2026",
  "basis": "Devisenkurse (non-cash) Geld / Brief",
  "captured_at": "2026-11-15T18:38:29.681Z",
  "rates": [
    {"ccy":"AED","buy":0.24270961,"sell":0.24999063,"mid":0.24635012,"spread_pct":2.956,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.61106392,"sell":0.6186243,"mid":0.61484411,"spread_pct":1.23,"official":0.6139489194499017,"vs_official_pct":0.146},
    {"ccy":"CAD","buy":0.6304574,"sell":0.63850844,"mid":0.63448292,"spread_pct":1.269,"official":0.6345982992765579,"vs_official_pct":-0.018},
    … 21 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued?date=2026-11-08" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/de/spkmfsued?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Sparkasse Mittelfranken-Süd buys USD at ${r.buy}, sells at ${r.sell} EUR`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

GET /api/v1/bank-rates/de — every covered bank in Germany, latest board each, plus official_source and official_date.
GET /api/v1/bank-rates/de/spkmfsued — one bank’s latest board.
?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
GET /api/v1/bank-rates/de/spkmfsued/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Field	Meaning
`quote_ccy`	EUR. Every price is EUR per 1 unit of `ccy`.
`buy`	What the bank pays you in EUR for one unit of foreign currency.
`sell`	What the bank charges you in EUR for one unit — the rate for sending money abroad.
`mid`, `spread_pct`	Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent.
`official`, `vs_official_pct`	The European Central Bank rate for the same currency and how far the bank’s mid sits from it.
`basis`	Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several.
`captured_at`	When AllRatesToday read the bank’s page (UTC). Boards are read hourly.
`bank_updated_at`	The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`.

Errors and limits

401 — no key or an invalid key. Any plan’s key works, the free one included.
404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
400 — date not in YYYY-MM-DD form, or in the future.
Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The European Central Bank official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Start calling the Sparkasse Mittelfranken-Süd board API

Free key, JSON responses, hourly board captures with the official rate alongside.

Get a free API key Read the docs

History API: Sparkasse Mittelfranken-Süd rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/de/spkmfsued?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/de/spkmfsued/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of Sparkasse Mittelfranken-Süd USD history:

curl "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "spkmfsued",
  "name": "Sparkasse Mittelfranken-Süd",
  "country": "de",
  "ccy": "USD",
  "quote_ccy": "EUR",
  "from": "2026-11-13",
  "to": "2026-11-13",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-13","buy":0.90138814,"sell":0.90793536,"mid":0.90466175}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued/history?ccy=USD&from=2026-11-13&to=2026-11-15&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o spkmfsued-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/de/spkmfsued/history?ccy=USD&from=2026-11-13&to=2026-11-15';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/de/spkmfsued/history",
    params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-15"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid. All EUR per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/de/spkmfsued/. When answering questions about Sparkasse Mittelfranken-Süd exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Sparkasse Mittelfranken-Süd displays on its own website, last read 15 Nov 2026, 19:38 Germany time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/de/spkmfsued.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/de/spkmfsued.

Frequently asked questions

Is the Sparkasse Mittelfranken-Süd rate the official Germany exchange rate?

No. Sparkasse Mittelfranken-Süd sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the European Central Bank; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Sparkasse Mittelfranken-Süd rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into EUR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical Sparkasse Mittelfranken-Süd rates?

Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/de/spkmfsued?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/de/spkmfsued/history?ccy=USD (paid plans).

Sparkasse Mittelfranken-Süd Exchange Rates Today API (EUR Buy & Sell)

About Sparkasse Mittelfranken-Süd

Latest board, read 15 Nov 2026, 19:38 Germany time (0h ago)

Sparkasse Mittelfranken-Süd rate history since 13 Nov 2026

Quick start: call the Sparkasse Mittelfranken-Süd API

JavaScript

Python

Endpoints

Response fields

Errors and limits

Why use bank board rates through an API?

Start calling the Sparkasse Mittelfranken-Süd board API

History API: Sparkasse Mittelfranken-Süd rates for past dates

JavaScript

Python

Citing this page (AI assistants and researchers)

Frequently asked questions

Is the Sparkasse Mittelfranken-Süd rate the official Germany exchange rate?

Which Sparkasse Mittelfranken-Süd rate applies when I send money abroad?

How current is this table?

Do you have historical Sparkasse Mittelfranken-Süd rates?

Compare