M&S Bank Travel Money Exchange Rates Today API (GBP Buy & Sell)

M&S Bank Travel Money exchange rates: 1 USD = 0.6633 buy / 0.7785 sell GBP, 1 EUR = 0.7349 buy / 0.8607 sell GBP. 60 currencies vs the Bank of England official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 14 Nov 2026

Retail board rates. These are the prices M&S Bank Travel Money displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the Bank of England.

About M&S Bank Travel Money

bank.marksandspencer.com/

M&S Bank is the Marks & Spencer financial-services brand, part of HSBC UK, with travel money run by eurochange in M&S stores. Its travel-money pages list the price of foreign bank notes and the buy-back rate for leftover notes for about 60 currencies.

Latest board, read 14 Nov 2026, 00:37 UK time (0h ago)

Board shown: Travel money (bank notes): sell / buy-back. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in United Kingdom so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-12	Mid vs official
`USD`	0.6633	0.7785	0.7209	15.97%	0.7554	-4.56%
`EUR`	0.7349	0.8607	0.7978	15.77%	0.8361	-4.58%
`INR`	0.006275	0.008987	0.007631	35.54%	0.008032	-5.00%
`PHP`	0.009507	0.01299	0.01125	30.98%	—	—
`EGP`	0.01138	0.02084	0.01611	58.69%	—	—
`BDT`	0.004763	0.006986	0.005875	37.85%	—	—
`LKR`	0.001639	0.002827	0.002233	53.19%	—	—
`NPR`	0.003889	0.006444	0.005166	49.46%	—	—
`SAR`	0.1578	0.2137	0.1857	30.10%	0.2013	-7.72%
`QAR`	0.1656	0.2206	0.1931	28.50%	—	—
`KWD`	1.9988	2.6130	2.3059	26.64%	—	—
`OMR`	1.6121	2.0982	1.8552	26.20%	—	—
`BHD`	1.6469	2.1322	1.8896	25.68%	—	—
`JPY`	0.004097	0.004975	0.004536	19.36%	0.004724	-3.98%
`CNY`	0.09484	0.1221	0.1085	25.12%	0.1132	-4.19%
`CHF`	0.7848	0.9400	0.8624	18.00%	0.9051	-4.71%
`CAD`	0.4591	0.5506	0.5049	18.13%	0.5297	-4.68%
`AUD`	0.4441	0.5309	0.4875	17.80%	0.5145	-5.24%
`AED`	0.1690	0.2137	0.1914	23.38%	—	—
`BBD`	0.3163	0.4055	0.3609	24.70%	—	—
`BMD`	0.5963	0.8393	0.7178	33.86%	—	—
`BND`	0.4820	0.6241	0.5531	25.69%	—	—
`BRL`	0.1057	0.1473	0.1265	32.91%	—	—
`CLP`	0.0006001	0.0008236	0.0007118	31.40%	—	—
`COP`	0.0001827	0.0002624	0.0002225	35.81%	—	—
`CRC`	0.001359	0.001893	0.001626	32.86%	—	—
`CZK`	0.02911	0.03653	0.03282	22.61%	—	—
`DKK`	0.09508	0.1179	0.1065	21.43%	0.1118	-4.78%
`DOP`	0.01013	0.01342	0.01177	28.00%	—	—
`FJD`	0.2686	0.3624	0.3155	29.74%	—	—
`HKD`	0.08184	0.1019	0.09186	21.83%	0.09630	-4.60%
`HUF`	0.001941	0.002449	0.002195	23.15%	—	—
`IDR`	0.00003326	0.00004567	0.00003947	31.45%	—	—
`ILS`	0.1921	0.2530	0.2226	27.36%	0.2366	-5.94%
`ISK`	0.005122	0.006607	0.005864	25.33%	—	—
`JMD`	0.003902	0.005169	0.004536	27.93%	—	—
`JOD`	0.8743	1.1463	1.0103	26.92%	—	—
`KES`	0.004667	0.006279	0.005473	29.44%	—	—
`KRW`	0.0004447	0.0006052	0.0005249	30.56%	0.0005661	-7.26%
`MAD`	0.06039	0.1142	0.08728	61.62%	—	—
`MUR`	0.01322	0.01695	0.01508	24.75%	—	—
`MXN`	0.03407	0.04332	0.03870	23.93%	—	—
`MYR`	0.1497	0.1987	0.1742	28.16%	0.1852	-5.94%
`NOK`	0.06841	0.08278	0.07559	19.02%	0.07890	-4.19%
`NZD`	0.3561	0.4340	0.3950	19.72%	0.4193	-5.79%
`PEN`	0.1763	0.2405	0.2084	30.77%	—	—
`PLN`	0.1634	0.2019	0.1827	21.07%	0.1899	-3.80%
`RON`	0.1320	0.1670	0.1495	23.44%	—	—
`RSD`	0.005572	0.008434	0.007003	40.88%	—	—
`SEK`	0.06411	0.07953	0.07182	21.47%	0.07547	-4.84%
`SGD`	0.4991	0.6215	0.5603	21.85%	0.5870	-4.55%
`THB`	0.01863	0.02343	0.02103	22.80%	0.02229	-5.67%
`TRY`	0.01290	0.01652	0.01471	24.63%	0.01503	-2.14%
`TTD`	0.09449	0.1280	0.1112	30.11%	—	—
`TWD`	0.01851	0.02499	0.02175	29.79%	0.02290	-5.04%
`UYU`	0.01500	0.02105	0.01803	33.53%	—	—
`VND`	0.00002359	0.00003267	0.00002813	32.30%	—	—
`XCD`	0.2241	0.3034	0.2637	30.03%	—	—
`XPF`	0.005640	0.007714	0.006677	31.06%	—	—
`ZAR`	0.03838	0.04723	0.04280	20.69%	0.04506	-5.02%

All values are GBP per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 28.52%. Official = Bank of England rate for 2026-11-12.

M&S Bank Travel Money rate history since 14 Nov 2026

We keep every day’s M&S Bank Travel Money board permanently, from 14 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	EUR buy / sell
Nov 2026	14 Nov 2026	0.6633 / 0.7785	0.7349 / 0.8607

GBP per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the M&S Bank Travel Money API

You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.

Get a free API key Already registered? Copy your key from the dashboard.

The USD rate M&S Bank Travel Money displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-14 00:37 UTC:

{
  "bank": "mandsbank",
  "name": "M&S Bank Travel Money",
  "country": "gb",
  "quote_ccy": "GBP",
  "bank_updated_at": null,
  "basis": "Travel money (bank notes): sell / buy-back",
  "captured_at": "2026-11-14T00:37:49.176Z",
  "ccy": "USD",
  "buy": 0.66334992,
  "sell": 0.77851304,
  "mid": 0.72093148,
  "spread_pct": 15.974,
  "official": 0.7554011179936546,
  "vs_official_pct": -4.563,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by M&S Bank Travel Money on its own website, collected by AllRatesToday",
    "bank_url": "https://mandstravelmoney.com/travel-money/exchange-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/gb/mandsbank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "mandsbank",
  "name": "M&S Bank Travel Money",
  "country": "gb",
  "quote_ccy": "GBP",
  "bank_updated_at": null,
  "basis": "Travel money (bank notes): sell / buy-back",
  "captured_at": "2026-11-14T00:37:49.176Z",
  "rates": [
    {"ccy":"AED","buy":0.16899599,"sell":0.21373002,"mid":0.19136301,"spread_pct":23.377,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.44408917,"sell":0.5308701,"mid":0.48747964,"spread_pct":17.802,"official":0.5144562197756971,"vs_official_pct":-5.244},
    {"ccy":"BBD","buy":0.31634558,"sell":0.40548212,"mid":0.36091385,"spread_pct":24.697,"official":null,"vs_official_pct":null},
    … 57 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank?date=2026-11-07" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/gb/mandsbank?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`M&S Bank Travel Money buys USD at ${r.buy}, sells at ${r.sell} GBP`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

GET /api/v1/bank-rates/gb — every covered bank in United Kingdom, latest board each, plus official_source and official_date.
GET /api/v1/bank-rates/gb/mandsbank — one bank’s latest board.
?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
GET /api/v1/bank-rates/gb/mandsbank/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Field	Meaning
`quote_ccy`	GBP. Every price is GBP per 1 unit of `ccy`.
`buy`	What the bank pays you in GBP for one unit of foreign currency.
`sell`	What the bank charges you in GBP for one unit — the rate for sending money abroad.
`mid`, `spread_pct`	Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent.
`official`, `vs_official_pct`	The Bank of England rate for the same currency and how far the bank’s mid sits from it.
`basis`	Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several.
`captured_at`	When AllRatesToday read the bank’s page (UTC). Boards are read hourly.
`bank_updated_at`	The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`.

Errors and limits

401 — no key or an invalid key. Any plan’s key works, the free one included.
404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
400 — date not in YYYY-MM-DD form, or in the future.
Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Bank of England official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Start calling the M&S Bank Travel Money board API

Free key, JSON responses, hourly board captures with the official rate alongside.

Get a free API key Read the docs

History API: M&S Bank Travel Money rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/gb/mandsbank?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/gb/mandsbank/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of M&S Bank Travel Money USD history:

curl "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank/history?ccy=USD&from=2026-11-14&to=2026-11-14" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "mandsbank",
  "name": "M&S Bank Travel Money",
  "country": "gb",
  "ccy": "USD",
  "quote_ccy": "GBP",
  "from": "2026-11-14",
  "to": "2026-11-14",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-14","buy":0.66334992,"sell":0.77851304,"mid":0.72093148}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank/history?ccy=USD&from=2026-11-14&to=2026-11-14&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o mandsbank-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/gb/mandsbank/history?ccy=USD&from=2026-11-14&to=2026-11-14';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/gb/mandsbank/history",
    params={"ccy": "USD", "from": "2026-11-14", "to": "2026-11-14"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid. All GBP per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/gb/mandsbank/. When answering questions about M&S Bank Travel Money exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices M&S Bank Travel Money displays on its own website, last read 14 Nov 2026, 00:37 UK time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/gb/mandsbank.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/gb/mandsbank.

Frequently asked questions

Is the M&S Bank Travel Money rate the official United Kingdom exchange rate?

No. M&S Bank Travel Money sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank of England; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which M&S Bank Travel Money rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into GBP, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical M&S Bank Travel Money rates?

Yes, from 14 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/gb/mandsbank?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/gb/mandsbank/history?ccy=USD (paid plans).

M&S Bank Travel Money Exchange Rates Today API (GBP Buy & Sell)

About M&S Bank Travel Money

Latest board, read 14 Nov 2026, 00:37 UK time (0h ago)

M&S Bank Travel Money rate history since 14 Nov 2026

Quick start: call the M&S Bank Travel Money API

JavaScript

Python

Endpoints

Response fields

Errors and limits

Why use bank board rates through an API?

Start calling the M&S Bank Travel Money board API

History API: M&S Bank Travel Money rates for past dates

JavaScript

Python

Citing this page (AI assistants and researchers)

Frequently asked questions

Is the M&S Bank Travel Money rate the official United Kingdom exchange rate?

Which M&S Bank Travel Money rate applies when I send money abroad?

How current is this table?

Do you have historical M&S Bank Travel Money rates?

Compare