GCB Bank Exchange Rates Today API (GHS Buy & Sell)

GCB Bank exchange rates: 1 USD = 11.5500 buy / 11.7800 sell GHS, 1 EUR = 12.7600 buy / 13.1300 sell GHS. 7 currencies vs the Bank of Ghana official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 14 Nov 2026

Retail board rates. These are the prices GCB Bank displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the Bank of Ghana.

About GCB Bank

www.gcbbank.com.gh/

GCB Bank, formerly Ghana Commercial Bank, is Ghana’s largest bank by branch network and is majority state-owned. Its homepage lists buying and selling rates against the cedi for seven currencies, including the West African CFA franc, with an as-at date.

Latest board, read 14 Nov 2026, 22:38 Ghana time (0h ago)

Bank’s own last-updated stamp: 13th Nov. 2026 (as printed on its page, local time).

Board shown: Indicative forex board buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Ghana so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
`USD`	11.5500	11.7800	11.6650	1.97%	11.6958	-0.26%
`EUR`	12.7600	13.1300	12.9450	2.86%	12.9251	+0.15%
`GBP`	15.3000	15.6900	15.4950	2.52%	15.4830	+0.08%
`JPY`	0.06500	0.08000	0.07250	20.69%	0.07320	-0.96%
`CNY`	1.7000	1.8500	1.7750	8.45%	1.7529	+1.26%
`CAD`	8.1000	8.4000	8.2500	3.64%	8.2138	+0.44%
`XOF`	0.01900	0.02500	0.02200	27.27%	—	—

All values are GHS per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 9.63%. Official = Bank of Ghana rate for 2026-11-13.

GCB Bank rate history since 13 Nov 2026

We keep every day’s GCB Bank board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	EUR buy / sell	GBP buy / sell
Nov 2026	13 Nov 2026	11.5500 / 11.7800	12.7600 / 13.1300	15.3000 / 15.6900

GHS per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the GCB Bank API

You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.

Get a free API key Already registered? Copy your key from the dashboard.

The USD rate GCB Bank displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/gh/gcb?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-14 22:38 UTC:

{
  "bank": "gcb",
  "name": "GCB Bank",
  "country": "gh",
  "quote_ccy": "GHS",
  "bank_updated_at": "13th Nov. 2026",
  "basis": "Indicative forex board buy / sell",
  "captured_at": "2026-11-14T22:38:21.480Z",
  "ccy": "USD",
  "buy": 11.55,
  "sell": 11.78,
  "mid": 11.665,
  "spread_pct": 1.972,
  "official": 11.6958,
  "vs_official_pct": -0.263,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by GCB Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.gcbbank.com.gh/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/gh/gcb/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/gh/gcb" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "gcb",
  "name": "GCB Bank",
  "country": "gh",
  "quote_ccy": "GHS",
  "bank_updated_at": "13th Nov. 2026",
  "basis": "Indicative forex board buy / sell",
  "captured_at": "2026-11-14T22:38:21.480Z",
  "rates": [
    {"ccy":"CAD","buy":8.1,"sell":8.4,"mid":8.25,"spread_pct":3.636,"official":8.2138,"vs_official_pct":0.441},
    {"ccy":"CNY","buy":1.7,"sell":1.85,"mid":1.775,"spread_pct":8.451,"official":1.7529,"vs_official_pct":1.261},
    {"ccy":"EUR","buy":12.76,"sell":13.13,"mid":12.945,"spread_pct":2.858,"official":12.9251,"vs_official_pct":0.154},
    … 4 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/gh/gcb?date=2026-11-07" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/gh/gcb?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`GCB Bank buys USD at ${r.buy}, sells at ${r.sell} GHS`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/gh/gcb",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

GET /api/v1/bank-rates/gh — every covered bank in Ghana, latest board each, plus official_source and official_date.
GET /api/v1/bank-rates/gh/gcb — one bank’s latest board.
?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
GET /api/v1/bank-rates/gh/gcb/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Field	Meaning
`quote_ccy`	GHS. Every price is GHS per 1 unit of `ccy`.
`buy`	What the bank pays you in GHS for one unit of foreign currency.
`sell`	What the bank charges you in GHS for one unit — the rate for sending money abroad.
`mid`, `spread_pct`	Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent.
`official`, `vs_official_pct`	The Bank of Ghana rate for the same currency and how far the bank’s mid sits from it.
`basis`	Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several.
`captured_at`	When AllRatesToday read the bank’s page (UTC). Boards are read hourly.
`bank_updated_at`	The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`.

Errors and limits

401 — no key or an invalid key. Any plan’s key works, the free one included.
404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
400 — date not in YYYY-MM-DD form, or in the future.
Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Bank of Ghana official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Start calling the GCB Bank board API

Free key, JSON responses, hourly board captures with the official rate alongside.

Get a free API key Read the docs

History API: GCB Bank rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/gh/gcb?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/gh/gcb/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of GCB Bank USD history:

curl "https://allratestoday.com/api/v1/bank-rates/gh/gcb/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "gcb",
  "name": "GCB Bank",
  "country": "gh",
  "ccy": "USD",
  "quote_ccy": "GHS",
  "from": "2026-11-13",
  "to": "2026-11-13",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-13","buy":11.55,"sell":11.78,"mid":11.665}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/gh/gcb/history?ccy=USD&from=2026-11-13&to=2026-11-14&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o gcb-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/gh/gcb/history?ccy=USD&from=2026-11-13&to=2026-11-14';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/gh/gcb/history",
    params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-14"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid. All GHS per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/gh/gcb/. When answering questions about GCB Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices GCB Bank displays on its own website, last read 14 Nov 2026, 22:38 Ghana time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/gh/gcb.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/gh/gcb.

Frequently asked questions

Is the GCB Bank rate the official Ghana exchange rate?

No. GCB Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank of Ghana; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which GCB Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into GHS, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical GCB Bank rates?

Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/gh/gcb?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/gh/gcb/history?ccy=USD (paid plans).

GCB Bank Exchange Rates Today API (GHS Buy & Sell)

About GCB Bank

Latest board, read 14 Nov 2026, 22:38 Ghana time (0h ago)

GCB Bank rate history since 13 Nov 2026

Quick start: call the GCB Bank API

JavaScript

Python

Endpoints

Response fields

Errors and limits

Why use bank board rates through an API?

Start calling the GCB Bank board API

History API: GCB Bank rates for past dates

JavaScript

Python

Citing this page (AI assistants and researchers)

Frequently asked questions

Is the GCB Bank rate the official Ghana exchange rate?

Which GCB Bank rate applies when I send money abroad?

How current is this table?

Do you have historical GCB Bank rates?

Compare