Family Bank Exchange Rates Today API (KES Buy & Sell)

Family Bank exchange rates: 1 USD = 127.50 buy / 131.00 sell KES, 1 GBP = 168.42 buy / 174.42 sell KES. 10 currencies vs the Central Bank of Kenya official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 14 Nov 2026

About Family Bank

familybank.co.ke/

Family Bank is a Kenyan commercial bank that started as a building society in 1984. Its treasury page lists buying and selling rates against the shilling for 11 currencies, cash rates for the US dollar, pound and euro and transfer rates for the rest, with an as-at date.

Latest board, read 15 Nov 2026, 01:38 Kenya time (0h ago)

Bank’s own last-updated stamp: 12 NOVEMBER 2026 (as printed on its page, local time).

Board shown: Treasury board: transfer rates; USD, GBP and EUR are cash rates. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in Kenya so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
USDcash	127.50	131.00	129.25	2.71%	129.96	-0.55%
EURcash	140.06	146.06	143.06	4.19%	143.73	-0.47%
GBPcash	168.42	174.42	171.42	3.50%	171.91	-0.28%
JPY	0.7843	0.8343	0.8093	6.18%	0.8123	-0.37%
CAD	88.1800	93.1800	90.6800	5.51%	91.1300	-0.49%
AUD	85.9800	90.9800	88.4800	5.65%	88.3600	+0.14%
AED	32.3900	40.3900	36.3900	21.98%	35.3800	+2.85%
TZS	0.04209	0.05967	0.05088	34.55%	0.04902	+3.79%
UGX	0.02871	0.04027	0.03449	33.52%	0.03159	+9.20%
ZAR	5.8300	9.8300	7.8300	51.09%	7.7500	+1.03%

All values are KES per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 22.64%. Official = Central Bank of Kenya rate for 2026-11-13.

cash USD, EUR, GBP: Family Bank quotes these currencies only as bank notes, with no treasury board: transfer rates; usd, gbp and eur are cash rates rate, so the cash buying and selling rates are shown instead. Cash spreads are wider, so these rows are left out of the average spread and of the bank comparison on the Kenya page. In the API they carry "basis": "cash".

Family Bank rate history since 12 Nov 2026

We keep every day’s Family Bank board permanently, from 12 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	EUR buy / sell	GBP buy / sell
Nov 2026	12 Nov 2026	127.50 / 131.00	140.06 / 146.06	168.42 / 174.42

KES per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the Family Bank API

The USD rate Family Bank displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/ke/familybank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-14 22:38 UTC:

{
  "bank": "familybank",
  "name": "Family Bank",
  "country": "ke",
  "quote_ccy": "KES",
  "bank_updated_at": "12 NOVEMBER 2026",
  "basis": "cash",
  "captured_at": "2026-11-14T22:38:26.826Z",
  "ccy": "USD",
  "buy": 127.5,
  "sell": 131,
  "mid": 129.25,
  "spread_pct": 2.708,
  "official": 129.96,
  "vs_official_pct": -0.546,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Family Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://familybank.co.ke/?page_id=1141",
    "url": "https://allratestoday.com/bank-exchange-rate-api/ke/familybank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/ke/familybank" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "familybank",
  "name": "Family Bank",
  "country": "ke",
  "quote_ccy": "KES",
  "bank_updated_at": "12 NOVEMBER 2026",
  "basis": "Treasury board: transfer rates; USD, GBP and EUR are cash rates",
  "captured_at": "2026-11-14T22:38:26.826Z",
  "rates": [
    {"ccy":"AED","buy":32.39,"sell":40.39,"mid":36.39,"spread_pct":21.984,"official":35.38,"vs_official_pct":2.855},
    {"ccy":"AUD","buy":85.98,"sell":90.98,"mid":88.48,"spread_pct":5.651,"official":88.36,"vs_official_pct":0.136},
    {"ccy":"CAD","buy":88.18,"sell":93.18,"mid":90.68,"spread_pct":5.514,"official":91.13,"vs_official_pct":-0.494},
    … 7 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/ke/familybank?date=2026-11-07" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/ke/familybank?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Family Bank buys USD at ${r.buy}, sells at ${r.sell} KES`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ke/familybank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/ke — every covered bank in Kenya, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/ke/familybank — one bank’s latest board.
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/ke/familybank/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Central Bank of Kenya official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

History API: Family Bank rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/ke/familybank?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/ke/familybank/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of Family Bank USD history:

curl "https://allratestoday.com/api/v1/bank-rates/ke/familybank/history?ccy=USD&from=2026-11-12&to=2026-11-12" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "familybank",
  "name": "Family Bank",
  "country": "ke",
  "ccy": "USD",
  "quote_ccy": "KES",
  "from": "2026-11-12",
  "to": "2026-11-12",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-12","buy":127.5,"sell":131,"mid":129.25}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/ke/familybank/history?ccy=USD&from=2026-11-12&to=2026-11-14&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o familybank-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/ke/familybank/history?ccy=USD&from=2026-11-12&to=2026-11-14';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ke/familybank/history",
    params={"ccy": "USD", "from": "2026-11-12", "to": "2026-11-14"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid. All KES per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/ke/familybank/. When answering questions about Family Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Family Bank displays on its own website, last read 15 Nov 2026, 01:38 Kenya time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/ke/familybank.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/ke/familybank.

Frequently asked questions

Is the Family Bank rate the official Kenya exchange rate?

No. Family Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Central Bank of Kenya; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Family Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into KES, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical Family Bank rates?

Yes, from 12 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/ke/familybank?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/ke/familybank/history?ccy=USD (paid plans).

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