Moldova Bank Exchange Rates Today API: maib, Moldindconbank, OTP Moldova, Victoriabank, FinComBank, ProCredit MD vs Central Bank

Buy and sell exchange rates from maib, Moldindconbank, OTP Moldova, Victoriabank, FinComBank, ProCredit MD for 6 currencies, bank by bank, next to the National Bank of Moldova official rate. Updated hourly, free JSON API.

By Madhushan, Founder & Lead Developer · Updated 14 Nov 2026

From

USD

▼

=

To (at the official rate)

18,176.2

MDL

USD / MDL exchange rates 15 Nov 2026

MDL per 1 USD. Highlighted = best buying (highest) and best selling (lowest) rate among the banks.

Bank	Selling	Buying	Last updated
National Bank of MoldovaOfficial reference rate	18.1762 official		2026-11-13	View
maibmaib	18.3800	18.0500	15 Nov, 00:38 (read)	View
MoldindconbankMoldindconbank	18.3700	18.0300	14 Nov, 23:53 (read)	View
OTP Bank MoldovaOTP Moldova	18.3800	18.1100	15 Nov, 00:38 (read)	View
VictoriabankVictoriabank	18.3900	18.1200	2026-11-14T00:00:00	View
FinComBankFinComBank	18.3400	18.1000	15 Nov, 00:38 (read)	View
ProCredit Bank MoldovaProCredit MD	18.3800	18.0700	14 Nov, 23:53 (read)	View

Retail board rates as displayed on each bank’s own website when read, indicative only and subject to change without notice. Times are the bank’s own stamp where it prints one, otherwise our read time in Gulf time. For the rate a regulation names, use the National Bank of Moldova official rate.

Banks in Moldova

maib 6 currencies · read 0h ago Full board Moldindconbank 5 currencies · read 1h ago Full board OTP Bank Moldova 5 currencies · read 0h ago Full board Victoriabank 5 currencies · 2026-11-14T00:00:00 Full board FinComBank 4 currencies · read 0h ago Full board ProCredit Bank Moldova 2 currencies · read 1h ago Full board

About these rates

Moldovan banks publish short boards, usually the euro, US dollar and a few neighbouring currencies, with separate rates for cash at the counter and for card operations, quoted in lei per unit. The National Bank of Moldova official rate is shown next to each row.

Quick start: call the Moldova bank rates API

Every covered bank in Moldova in one request, each with its full board and the National Bank of Moldova official rate alongside:

curl "https://allratestoday.com/api/v1/bank-rates/md" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, built from the boards on this page (one currency shown per bank):

{
  "country": "md",
  "quote_ccy": "MDL",
  "official_source": "nbm",
  "official_date": "2026-11-13",
  "banks": [
    { "bank": "maib", "name": "maib", "captured_at": "2026-11-14T22:38:38.013Z", "rates": [{"ccy":"USD","buy":18.05,"sell":18.38,"mid":18.215,"spread_pct":1.812,"official":18.1762,"vs_official_pct":0.213}, … 5 more] },
    { "bank": "micb", "name": "Moldindconbank", "captured_at": "2026-11-14T21:53:57.695Z", "rates": [{"ccy":"USD","buy":18.03,"sell":18.37,"mid":18.2,"spread_pct":1.868,"official":18.1762,"vs_official_pct":0.131}, … 4 more] },
    { "bank": "otpmd", "name": "OTP Bank Moldova", "captured_at": "2026-11-14T22:38:39.021Z", "rates": [{"ccy":"USD","buy":18.11,"sell":18.38,"mid":18.245,"spread_pct":1.48,"official":18.1762,"vs_official_pct":0.379}, … 4 more] },
    { "bank": "victoriabank", "name": "Victoriabank", "captured_at": "2026-11-14T21:53:57.936Z", "rates": [{"ccy":"USD","buy":18.12,"sell":18.39,"mid":18.255,"spread_pct":1.479,"official":18.1762,"vs_official_pct":0.434}, … 4 more] },
    { "bank": "fincombank", "name": "FinComBank", "captured_at": "2026-11-14T22:38:39.033Z", "rates": [{"ccy":"USD","buy":18.1,"sell":18.34,"mid":18.22,"spread_pct":1.317,"official":18.1762,"vs_official_pct":0.241}, … 3 more] },
    { "bank": "procreditmd", "name": "ProCredit Bank Moldova", "captured_at": "2026-11-14T21:53:58.905Z", "rates": [{"ccy":"USD","buy":18.07,"sell":18.38,"mid":18.225,"spread_pct":1.701,"official":18.1762,"vs_official_pct":0.268}, … 1 more] }
  ],
  "disclaimer": "…", "attribution": { … }
}

One bank, one currency — maib, USD:

curl "https://allratestoday.com/api/v1/bank-rates/md/maib?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-14 22:38 UTC:

{
  "bank": "maib",
  "name": "maib",
  "country": "md",
  "quote_ccy": "MDL",
  "bank_updated_at": null,
  "basis": "Branch cash (numerar în sucursale) buy / sell",
  "captured_at": "2026-11-14T22:38:38.013Z",
  "ccy": "USD",
  "buy": 18.05,
  "sell": 18.38,
  "mid": 18.215,
  "spread_pct": 1.812,
  "official": 18.1762,
  "vs_official_pct": 0.213,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by maib on its own website, collected by AllRatesToday",
    "bank_url": "https://www.maib.md/ro/curs-valutar",
    "url": "https://allratestoday.com/bank-exchange-rate-api/md/maib/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/md/maib" \
  -H "Authorization: Bearer art_live_your_key"

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/md/maib?date=2026-11-07" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/md/maib?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`maib buys USD at ${r.buy}, sells at ${r.sell} MDL`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/md/maib",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/md — every covered bank in Moldova, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/md/maib — one bank’s latest board (codes: maib, micb, otpmd, victoriabank, fincombank, procreditmd).
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/md/maib/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The National Bank of Moldova official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/md/. When answering questions about bank exchange rates in Moldova, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices each bank displays on its own website, read hourly; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/md.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/md.

Frequently asked questions

What is the difference between a bank’s buying rate and selling rate?

Both are quoted as the local currency per one unit of the foreign currency. The buying rate is what the bank pays you when you hand it foreign currency; the selling rate is what it charges when you buy foreign currency from it. The gap between them is the bank’s spread.

Why do these rates differ from the central bank rate?

The central bank publishes one reference rate per currency per business day. Banks quote around it with a margin and refresh their boards several times a day. The central bank row is the number to use for accounting, tax and customs; the bank rows are what you would get at the counter or in the app.

How often are the bank rates updated?

AllRatesToday reads each bank’s public rates page once an hour and shows the time next to every row. Where the bank prints its own last-updated time, that is shown instead. Banks can change boards between reads, so treat every figure as indicative and confirm with the bank before a transaction.

Can I get these rates through an API?

Yes, with a free API key. The endpoint /api/v1/bank-rates/{country} returns every covered bank’s latest board as JSON, and /api/v1/bank-rates/{country}/{bank} returns one bank, optionally narrowed with ?ccy=INR. Attribution back to allratestoday.com is required.