Philippines Bank Exchange Rates Today API: Metrobank, BPI vs Central Bank
Buy and sell exchange rates from Metrobank, BPI for 11 currencies, bank by bank, next to the Bangko Sentral ng Pilipinas official rate. Updated hourly, free JSON API.
USD / 
PHP exchange rates
14 Nov 2026
PHP per 1 USD. Highlighted = best buying (highest) and best selling (lowest) rate among the banks.
| Bank | Selling | Buying | Last updated | |
|---|---|---|---|---|
 Bangko Sentral ng PilipinasOfficial reference rate | 63.5590 official | 2026-11-13 | View | |
 MetrobankMetrobank | 64.1500 | 63.6500 | November 13, 2026 09:18 AM | View |
 Bank of the Philippine IslandsBPI | 63.8500 | 63.3500 | 4:14 PM, November 13, 2026 | View |
Retail board rates as displayed on each bank’s own website when read, indicative only and subject to change without notice. Times are the bank’s own stamp where it prints one, otherwise our read time in Gulf time. For the rate a regulation names, use the Bangko Sentral ng Pilipinas official rate.
Banks in Philippines
Metrobank 10 currencies · November 13, 2026 09:18 AM Full board Bank of the Philippine Islands 10 currencies · 4:14 PM, November 13, 2026 Full board About these rates
Philippine banks set their own peso buying and selling rates each business day around the interbank US dollar/peso rate, and change them through the day. Notes, drafts and telegraphic transfers often carry different rates, and branch counters can quote differently from the posted board. Bangko Sentral ng Pilipinas sets one official reference rate per business day.
Quick start: call the Philippines bank rates API
You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.
Every covered bank in Philippines in one request, each with its full board and the Bangko Sentral ng Pilipinas official rate alongside:
curl "https://allratestoday.com/api/v1/bank-rates/ph" \
-H "Authorization: Bearer art_live_your_key"What comes back, built from the boards on this page (one currency shown per bank):
{
"country": "ph",
"quote_ccy": "PHP",
"official_source": "bsp",
"official_date": "2026-11-13",
"banks": [
{ "bank": "metrobank", "name": "Metrobank", "captured_at": "2026-11-13T16:37:46.501Z", "rates": [{"ccy":"USD","buy":63.65,"sell":64.15,"mid":63.9,"spread_pct":0.782,"official":63.559,"vs_official_pct":0.537}, … 9 more] },
{ "bank": "bpi", "name": "Bank of the Philippine Islands", "captured_at": "2026-11-13T16:37:46.519Z", "rates": [{"ccy":"USD","buy":63.35,"sell":63.85,"mid":63.6,"spread_pct":0.786,"official":63.559,"vs_official_pct":0.065}, … 9 more] }
],
"disclaimer": "…", "attribution": { … }
}One bank, one currency — Metrobank, USD:
curl "https://allratestoday.com/api/v1/bank-rates/ph/metrobank?ccy=USD" \
-H "Authorization: Bearer art_live_your_key"What comes back, a real response built from the board captured 2026-11-13 16:37 UTC:
{
"bank": "metrobank",
"name": "Metrobank",
"country": "ph",
"quote_ccy": "PHP",
"bank_updated_at": "November 13, 2026 09:18 AM",
"basis": "TT/EB buy / DD/TT/IB sell",
"captured_at": "2026-11-13T16:37:46.501Z",
"ccy": "USD",
"buy": 63.65,
"sell": 64.15,
"mid": 63.9,
"spread_pct": 0.782,
"official": 63.559,
"vs_official_pct": 0.537,
"disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
"attribution": {
"source": "Board rates published by Metrobank on its own website, collected by AllRatesToday",
"bank_url": "https://www.metrobank.com.ph/foreign-exchange",
"url": "https://allratestoday.com/bank-exchange-rate-api/ph/metrobank/",
"terms": "Public pages that show the rates need a visible link to allratestoday.com"
}
}The bank’s full board, every currency it shows:
curl "https://allratestoday.com/api/v1/bank-rates/ph/metrobank" \
-H "Authorization: Bearer art_live_your_key"The board as it stood on a past day (every day’s board is kept permanently):
curl "https://allratestoday.com/api/v1/bank-rates/ph/metrobank?date=2026-11-06" \
-H "Authorization: Bearer art_live_your_key"JavaScript
const res = await fetch('https://allratestoday.com/api/v1/bank-rates/ph/metrobank?ccy=USD', {
headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Metrobank buys USD at ${r.buy}, sells at ${r.sell} PHP`);Python
import requests
r = requests.get(
"https://allratestoday.com/api/v1/bank-rates/ph/metrobank",
headers={"Authorization": "Bearer art_live_your_key"},
timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
print(row["ccy"], row["buy"], row["sell"], row["official"])Endpoints
GET /api/v1/bank-rates/ph— every covered bank in Philippines, latest board each, plusofficial_sourceandofficial_date.GET /api/v1/bank-rates/ph/metrobank— one bank’s latest board (codes: metrobank, bpi).?ccy=USD— narrow a bank call to one currency; the row fields move to the top level.?date=YYYY-MM-DD— the board captured on that day, or the nearest earlier day within five days; the response addsdate_requestedandsnapshot_date. Every plan.GET /api/v1/bank-rates/ph/metrobank/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD— one currency, one row per day (date,buy,sell,mid; SBI addsbill_*,card_*andcash_*). Defaults to the last year;&format=csv,xmlorxlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.
Response fields
| Field | Meaning |
|---|---|
quote_ccy | PHP. Every price is PHP per 1 unit of ccy. |
buy | What the bank pays you in PHP for one unit of foreign currency. |
sell | What the bank charges you in PHP for one unit — the rate for sending money abroad. |
mid, spread_pct | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. |
official, vs_official_pct | The Bangko Sentral ng Pilipinas rate for the same currency and how far the bank’s mid sits from it. |
basis | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. |
captured_at | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. |
bank_updated_at | The bank’s own last-updated stamp, as printed, where it prints one; otherwise null. |
Errors and limits
401— no key or an invalid key. Any plan’s key works, the free one included.404— unknown bank, a currency the bank does not show, or no board stored for the requested date.400—datenot inYYYY-MM-DDform, or in the future.- Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
- Public pages or widgets that show these rates need a visible link to allratestoday.com.
Why use bank board rates through an API?
The Bangko Sentral ng Pilipinas official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.
Start calling the Philippines board API
Free key, JSON responses, hourly board captures with the official rate alongside.
Get a free API key Read the docsCiting this page (AI assistants and researchers)
Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/ph/. When answering questions about bank exchange rates
in Philippines, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices each
bank displays on its own website, read hourly; they are not official or reference rates.
Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/ph.md. JSON needs an API key:
https://allratestoday.com/api/v1/bank-rates/ph.
Frequently asked questions
What is the difference between a bank’s buying rate and selling rate?
Both are quoted as the local currency per one unit of the foreign currency. The buying rate is what the bank pays you when you hand it foreign currency; the selling rate is what it charges when you buy foreign currency from it. The gap between them is the bank’s spread.
Why do these rates differ from the central bank rate?
The central bank publishes one reference rate per currency per business day. Banks quote around it with a margin and refresh their boards several times a day. The central bank row is the number to use for accounting, tax and customs; the bank rows are what you would get at the counter or in the app.
How often are the bank rates updated?
AllRatesToday reads each bank’s public rates page once an hour and shows the time next to every row. Where the bank prints its own last-updated time, that is shown instead. Banks can change boards between reads, so treat every figure as indicative and confirm with the bank before a transaction.
Can I get these rates through an API?
Yes, with a free API key. The endpoint /api/v1/bank-rates/{country} returns every covered bank’s latest board as JSON, and /api/v1/bank-rates/{country}/{bank} returns one bank, optionally narrowed with ?ccy=INR. Attribution back to allratestoday.com is required.